124 Eileen Avenue, Toronto, ON

Rockcliffe-Smythe, Toronto · MLS® W13584274

$899,000
For Sale
Listed 1 day ago
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◎ Directions
3Bedrooms
2Bathrooms
1Garage · 3 parking
700-1100Sq Ft
10 schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

Don't miss this exceptional 3 bedroom, 1.5 storey home nestled on a quiet, family friendly street in a highly sought-after neighbourhood! The kitchen features quartz countertops, a subway tile backsplash, polished porcelain flooring, and a walk-out to a large deck with a gazebo overlooking the private, fully fenced, beautifully landscaped backyard. Warm hardwood floors flow throughout the main level, while the spacious loft offers the perfect space for a primary bedroom, home office, or flex area with laminate flooring. The finished basement provides a large recreation room, cold cellar, and ample storage. Backing onto Lambton Golf &Country Club and green space, you'll enjoy the privacy of having no rear neighbours. Additional features include a separate side entrance to the basement, a private driveway, and a built-in garage. Ideally located close to transit, schools, parks, shopping and just minutes from Bloor West Village. Move-in ready and waiting for you!

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
W13584274
Bedrooms
3
Bathrooms
2 (1 half)
Size
700-1100
Lot
25 × 109 ft
Cross streets
Dundas & Scarlett
Parking
1 garage · 3 parking (built-in)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding, Stone
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$3,484 / 2025
Days on market
1
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Primary BedroomMain3.47 × 2.46 m

Hardwood Floor

Dining RoomMain3.47 × 3.09 m

hardwood floor · combined w/living

RecreationBasement5.48 × 5.00 m

2 Pc Ensuite

Living RoomMain2.56 × 3.09 m

hardwood floor · combined w/dining

KitchenMain2.56 × 3.09 m

W/O To Deck

Bedroom 2Second6.70 × 3.35 m

laminate · window · closet

Bedroom 2Main3.12 × 3.07 m

Hardwood Floor

Moe’s TakeTeam Asgarian · Broker
In line
$850Kest. value

Listed at $899,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

In Rockcliffe-Smythe lately, sellers have been getting about 100% of asking and homes sell in about 21 days.

Based on 70 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 70 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $750K, a bit lower. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $708K
  • Bedrooms −$30K
  • Adjusts to $678K

That comparable adjusts to $678K; the $850K estimate above is the median of all 70 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Lambton Park Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Bus stop is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$592KGreat deal$1.16MOverpriced

Total price vs nearby homes. Fair value about $850K, median of 70 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Rockcliffe-Smythe · asking prices
$877kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

75 Rockcliffe Boulevard$700k15 Cliff Street$700k82 Beechwood Avenue$675k16 Cliff Street$850k172 Eileen Avenue$1.46M

The 5 closest active listings nearby.

See all comparable homes
899kThis home700k700k675k850k1.46MThis home vs active comparables
Live market pulseActive comparables in Rockcliffe-Smythe · median list $700K
$999this home / sqft
5active listings nearby
1days on market
98sold nearby · 90 days
$1.77Mmedian sold price
100%of asking, on average

This home lists 3% above the area average of $974/sqft.

0 days faster than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rockcliffe-Smythe, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

68/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Bus stop, about 65 m away

20+ transit stops9 grocery20+ dining20+ parks8 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Alderwood
$1.50M
Bedford Park-Nortown
$3.76M
East York
$925K
Willowdale East
$1.99M
Bayview Village
$1.93M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lambton Park Community School
52%
Lambton Park Community SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 52% meet the provincial standard

Affordability & Mortgage

Affordability
$4,097/mo
$168KIncome needed
5.3×Price ÷ income
$946Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,097Property tax $290Total carry $4,388

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,838per month

Mortgage amount $719,200 · 4.14% over 25 years

$179,800Down payment (20.0%)
$719,200Loan before insurance
$0CMHC premium
$4,128Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,838
Property tax
$290
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,128

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,455
Toronto municipal land transfer tax
$14,455
Estimated closing costs
$28,910

Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,662/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$432,175Total interest paid
$1,151,375Total of all payments
Principal $719,200 Interest $432,175
YearPrincipalInterestBalance
1$16,848$29,207$702,352
2$17,553$28,502$684,799
3$18,287$27,768$666,511
4$19,052$27,003$647,459
5$19,849$26,206$627,610
6$20,679$25,376$606,930
7$21,544$24,511$585,386
8$22,446$23,609$562,940
9$23,384$22,671$539,556
10$24,363$21,692$515,193
11$25,382$20,673$489,811
12$26,443$19,612$463,368
13$27,549$18,506$435,819
14$28,702$17,353$407,117
15$29,902$16,153$377,214
16$31,153$14,902$346,061
17$32,456$13,599$313,605
18$33,814$12,241$279,791
19$35,228$10,827$244,563
20$36,702$9,353$207,861
21$38,237$7,818$169,625
22$39,836$6,219$129,788
23$41,503$4,552$88,286
24$43,239$2,816$45,047
25$45,047$1,008$0

At the end of your 5-year term

Total paid over the term
$230,275
Principal paid down
$91,590
Interest paid
$138,685
Balance remaining
$627,610

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.9%
Gross yield
− Property tax $3,484− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,602

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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