23 Whaley Drive, Toronto, ON

Alderwood, Toronto · MLS® W13590134

$1,399,000
For Sale
Listed 1 day ago
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3Bedrooms
2Bathrooms
6Parking
700-1100Sq Ft

About this home

Pride Of Ownership. Renovated With Utmost Attention To Details. Luxury Custom Kitchen Include 42 Bottle Wine Rack, Granite Countertop With 3/4" Backsplash W/ Matching Veins, Top Of The Line Appliances. Outside Walls Are Completely Insulated W/ Vapour Barrier. Sound Proofing On Interior Walls. Attic Has 24" Of Blown-in Insulation. New Windows(2024). Brand New Asphalt Driveway (2026). Interior Doors Are 1 3/4" Solid Wood W/ Yagu Ball Bearing Hinges For A Super Smooth Operation. 8" high, 3/4" Thick Hardwood Baseboards And Trim Finished In French Country Aesthetics. Resort Style Backyard Offers 630sqft Of PVC Multi Level Deck With Louvred Pergola, And Master Spa 7 Seater Hot Tub. Basement Apartment Ready With Kitchen Rough In.

Key facts

Property type
Detached, Bungalow
MLS®
W13590134
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
700-1100
Lot
43 × 153.41 ft
Cross streets
Browns Line And Valermo
Parking
6 parking
Driveway
Private
Basement
Finished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,660 / 2025
Days on market
1
Listing brokerage
HOMELIFE FRONTIER REALTY INC.

Rooms

BedroomGround3.40 × 3.25 m
RecreationBasement10.84 × 3.08 m
Living RoomGround6.39 × 3.20 m
Bedroom 2Ground3.57 × 3.05 m
KitchenGround4.66 × 2.97 m
BedroomBasement3.80 × 3.25 m
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Sir Adam Beck Junior School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Comparable listingsCurrently listed nearby in Alderwood · asking prices
$970kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

344 Rimilton Avenue$1.10M179 Thirtieth Street$775k19 Silvercrest Avenue$1.05M165 Thirtieth Street$955k

The 4 closest active listings nearby.

See all comparable homes
1.40MThis home1.10M775k1.05M955kThis home vs active comparables
Live market pulseActive comparables in Alderwood · median list $1.10M
$1,554this home / sqft
15active listings nearby
1days on market
49sold nearby · 90 days
$1.03Mmedian sold price
99%of asking, on average

0 days faster than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Alderwood, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Eringate-Centennial-West Deane
$1000K
Bedford Park-Nortown
$4.46M
East York
$925K
Willowdale East
$3.00M
Birchcliffe-Cliffside
$1.69M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Sir Adam Beck Junior School
86%
Sir Adam Beck Junior SchoolPublic · Elementary · 0.5 km awayHigher-rated than most nearby · 86% meet the provincial standard

Affordability & Mortgage

Affordability
$6,376/mo
$257KIncome needed
5.4×Price ÷ income
$1,471Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $6,376Property tax $388Total carry $6,765

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,972per month

Mortgage amount $1,119,200 · 4.14% over 25 years

$279,800Down payment (20.0%)
$1,119,200Loan before insurance
$0CMHC premium
$6,361Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,972
Property tax
$388
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,361

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,455
Toronto municipal land transfer tax
$24,455
Estimated closing costs
$48,910

Plus your down payment of $279,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,254/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$672,540Total interest paid
$1,791,740Total of all payments
Principal $1,119,200 Interest $672,540
YearPrincipalInterestBalance
1$26,219$45,451$1,092,981
2$27,316$44,354$1,065,665
3$28,458$43,211$1,037,207
4$29,649$42,021$1,007,558
5$30,889$40,781$976,670
6$32,181$39,489$944,489
7$33,527$38,143$910,962
8$34,929$36,740$876,033
9$36,390$35,279$839,642
10$37,912$33,757$801,730
11$39,498$32,171$762,232
12$41,150$30,519$721,081
13$42,872$28,798$678,209
14$44,665$27,005$633,544
15$46,533$25,136$587,011
16$48,480$23,190$538,532
17$50,507$21,162$488,024
18$52,620$19,049$435,404
19$54,821$16,848$380,583
20$57,114$14,555$323,469
21$59,503$12,166$263,965
22$61,992$9,677$201,973
23$64,585$7,084$137,388
24$67,287$4,383$70,101
25$70,101$1,568$0

At the end of your 5-year term

Total paid over the term
$358,348
Principal paid down
$142,530
Interest paid
$215,818
Balance remaining
$976,670

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
0.7%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.2%
Gross yield
− Property tax $4,660− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,426

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE FRONTIER REALTY INC.. MLS®/PropTx.

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