34A Morningside Avenue, Toronto, ON
High Park-Swansea, Toronto · MLS® W13593832
About this home
An Outstanding And Unique Opportunity To Make The Perfect Move Of Your Lifetime! A Modern Brand New Masterpiece In The Highly Sought After Neighbourhood Of Swansea. Enjoy The Wonderful View Of Rennie Park Across Street From The Sun-Filled Dining Rooom, Amazing Features Including Full Tarion Warranty, Herringbone Flooring and White Oak, Potlights Throughout, Fireplace In The Family Room Walk Into A Balcony With Gas Line Ready For Your BBQ, Ceiling Speakers, High-end Finishes And B/I Appliances with Gas Stove, Storage And Closets In Every Corner! This Spectacular 3+1 Bedroom Duplex Showcases A Full Legal Lower Floor Unit With Separate HVAC, And Entrance That Is Perfect For Home Office, In Law/Nanny Suite Or Extra Income! The Lower Floor Unit Can Be Accessible Directly Through Finished Stairs To The Main Floor By The Seller AT NO COST If Desired By The Buyers To Give More Living Space. Just Steps From Top-ranked Schools, Parks, Tennis Courts, Pool, Rink, Bloor West Village And TTC In One Of The Best Pockets In Swansea in Toronto. There Is A Rough-in Access Planned To Garage Too! This Charming, Sun-filled Home In Highly Coveted Family Friendly Swansea! Buyers May Qualify For The New HST Rebate Subject To Applicable Eligibility, HST Is Excluded From The Price. A MUST SEE HOUSE YOU DONOT WANT TO MISS!
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- W13593832
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 4 (1 half)
- Size
- 1500-2000
- Lot
- 18.93 × 89.43 ft
- Cross streets
- Bloor West and Runnymede
- Parking
- 1 garage · 3 parking (built-in)
- Driveway
- Private
- Basement
- Apartment, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster), Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Days on market
- 1
- Listing brokerage
- RIGHT AT HOME REALTY
Rooms
led lighting · tile floor
combined w/living · pot lights · large window
hardwood floor · w/o to balcony · electric fireplace
large window · closet · pot lights
hardwood floor · overlooks park · large window
4 pc ensuite · walk-in closet(s) · hardwood floor
modern kitchen · pot lights · combined w/dining
b/i appliances · modern kitchen · quartz counter
large window · overlooks park · hardwood floor
large window · closet · hardwood floor
Listed at $1,640,000, and my independent estimate is right in line with comparable homes.
In High Park-Swansea lately, sellers get about 104% of asking; homes sell in ~4 days.
Total price vs nearby homes. Fair value about $1.55M, median of 12 comparables.
How this estimate is builtthe short version
I take the 12 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in High Park-Swansea, so I widened the search to the surrounding area.
Based on 12 comparable homes that recently sold nearby.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 14% above the area average of $820/sqft.
4 days faster than the Toronto average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
High Park-Swansea, Toronto, ON
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.
Mortgage amount $1,312,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,001
- Property tax
- $1,025
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8,026
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $29,275
- Toronto municipal land transfer tax
- $29,275
- Estimated closing costs
- $58,550
Plus your down payment of $328,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $420,079
- Principal paid down
- $167,084
- Interest paid
- $252,996
- Balance remaining
- $1,144,916
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.