79-9 Windermere Avenue, Toronto, ON
High Park-Swansea, Toronto · MLS® W13597152
About this home
Location, Location, Location! Welcome to Windermere by the Lake a cozy, spotless one-bedroom condo in the heart of Swansea, one of Torontos most sought-after communities. Perfect for first-time buyers or savvy investors looking for a turnkey, low-maintenance rental in a high-demand area. This chic suite features a Juliette balcony, sleek stainless steel appliances, a modern white kitchen with subway tile backsplash, and durable laminate floors throughout. The bright and inviting living space leads to the bedroom separated by contemporary glass panels and is complemented by a stylish 4-piece en-suite bathroom and the convenience of in-suite laundry. Enjoy being just seconds from the 24-hour TTC streetcar, with the city core only minutes away. You're surrounded by shops, cafes, restaurants, beaches, trails, High Park, Sunnyside Park, Lake Ontario, and Bloor West Village. Plus, quick highway and airport access make this location second to none. Take advantage of premium, hotel-inspired amenities, including an indoor pool, sauna, fitness centre, billiards room, and even virtual golf. Walk to the water. Bike to downtown. Live the lifestyle. Priced to sell! Some photos have been virtually staged.
Key facts
- Property type
- Condo Townhouse, Apartment
- MLS®
- W13597152
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 0-499
- Cross streets
- Windermere Ave & The Queensway
- Parking
- 0 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $311/mo
- Exposure
- North
- Property tax
- $1,681 / 2025
- Listing brokerage
- RE/MAX ABOUTOWNE REALTY CORP.
Listed at $349,000, this home is about 29% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Below comparable homes on total price, yet the price per square foot ($1,399/sqft) is above the area, which usually points to a smaller or more efficient layout.
In High Park-Swansea lately, sellers have been getting about 106% of asking and homes sell in about 25 days. Prices are down 7% versus a year ago.
There were not many closely comparable homes right in High Park-Swansea, so I widened the search to the surrounding area.
Based on 14 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 14 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $385K, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $447K
- Adjusts to $447K
That comparable adjusts to $447K; the $490K estimate above is the median of all 14 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Total price vs nearby homes. Fair value about $490K, median of 14 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Price per square foot vs the area average.
Neighbourhood & location
High Park-Swansea, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.
Mortgage amount $279,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,490
- Property tax
- $140
- Condo / maintenance fees
- $311
- Heating
- $0
- Estimated monthly cost
- $1,941
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $3,710
- Toronto municipal land transfer tax
- $3,710
- Estimated closing costs
- $7,420
Plus your down payment of $69,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $89,395
- Principal paid down
- $35,556
- Interest paid
- $53,839
- Balance remaining
- $243,644
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ABOUTOWNE REALTY CORP.. MLS®/PropTx.