91 Twenty Second Street, Toronto, ON
New Toronto, Toronto · MLS® W13598078
About this home
A Rare Opportunity To Own A Thoughtfully Crafted Contemporary Residence In One Of South Etobicoke's Most Connected And Rapidly Evolving Communities. The Vacant Legal Purpose-Built Triplex Was Designed To Adapt To A Wide Range Of Living Arrangements. This Exceptional Home Offers Endless Possibilities For End Users, Extended Families, Or Those Seeking Flexible Income Potential. Large Fire Egress Windows Throughout. Potential For Laneway Suite Or Rear Addition.Featuring 4 Spacious Bedrooms Plus An Additional Lower-Level 1 Bedroom Suite And 3 Beautifully Finished Bathrooms, The Layout Was Carefully Planned To Create Privacy, Comfort, And Functionality Across Every Floor. Renovated To The Studs ('25-'26) With Superior Craftsmanship And Efficiency In Mind, The Home Showcases Advanced Insulation And Acoustic Separation, Delivering Comfort And Quiet Throughout. Elegant Finishes Include Luxury Flooring, Designer Lighting, Custom Millwork, Large Sun-Filled Windows, And Hotel-Inspired Bathrooms. The Main Floor Impresses With 2 Bedrooms, 1 Bath, Open-Concept Principal Rooms, A Stunning Kitchen Complete With Quartz Counters And Premium Stainless Steel Appliances. The Upper Floor Mirrors The Main Level 2 Bed 1 Bath With Minor Suitable Changes. The Fully Finished Above Grade Windows Lower Level Offers Independent Living With Its Own Kitchen, Bedroom, Heated Floor Bathroom, And Separate Entrance. All 3 Units With Separate Entrances, Separate Laundry & Hydro Meter. Set On An Oversized Property With Extensive Parking Capacity For Multiple Vehicles, Driveway In Front And Rear Street Access As Well. VERY RARE. Ideally Located Moments From The Waterfront, Humber College, Transit, GO Access, Major Routes, Parks, Trails, And Some Of The Area's Most Popular Local Amenities. A Truly Unique Offering Combining Design, Functionality, And Long-Term Potential In A Prime West Toronto Setting. Some photos are virtually staged.
Key facts
- Property type
- Other, 2-Storey
- MLS®
- W13598078
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 3
- Size
- 1500-2000
- Lot
- 25 × 119 ft
- Cross streets
- Kipling & Lakeshore
- Parking
- 7 parking
- Driveway
- Private, Lane
- Basement
- Apartment, Separate Entrance
- Kitchens
- 3 (2 + 1)
- Heating
- Radiant
- A/C
- Wall Unit(s)
- Exterior
- Stucco (Plaster)
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,264 / 2025
- Listing brokerage
- RE/MAX WEST REALTY INC.
Rooms
hardwood floor · pot lights · ceiling fan(s)
hardwood floor · closet · window
hardwood floor · closet · window
hardwood floor · quartz counter · stainless steel appl
tile floor · pot lights · above grade window
tile floor · quartz counter · stainless steel appl
hardwood floor · closet · window
hardwood floor · crown moulding · open concept
tile floor · closet · above grade window
hardwood floor · quartz counter · stainless steel appl
hardwood floor · closet · window
hardwood floor · open concept
Listed at $1,600,000, this home is about 8% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($914/sqft) is in line with the area, so you are paying for extra space rather than a premium.
In New Toronto lately, sellers have been getting about 98% of asking and homes sell in about 23 days.
There were not many closely comparable homes right in New Toronto, so I widened the search to the surrounding area.
Based on 17 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 17 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.24M, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $1.50M
- Bedrooms +$45K
- Bathrooms −$22K
- Adjusts to $1.52M
That comparable adjusts to $1.52M; the $1.48M estimate above is the median of all 17 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
The assigned public school is Twentieth Street Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Total price vs nearby homes. Fair value about $1.48M, median of 17 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits. Value driver
- Heated floors: comfort and a premium-finish signal. Lifestyle
- Open-concept layout: modern, sought-after flow. Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 1% above the area average of $909/sqft.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
New Toronto, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.
Mortgage amount $1,280,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,831
- Property tax
- $439
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,269
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $28,475
- Toronto municipal land transfer tax
- $28,475
- Estimated closing costs
- $56,950
Plus your down payment of $320,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $409,833
- Principal paid down
- $163,008
- Interest paid
- $246,825
- Balance remaining
- $1,116,992
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.