74 Calstock Drive, Toronto, ON

Thistletown-Beaumonde Heights, Toronto · MLS® W13628480

$1,297,700
For Sale
Just listed today
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8Bedrooms
3Bathrooms
2Garage · 8 parking
2500-3000Sq Ft

About this home

Well maintained Legal Duplex located in a quiet neighbourhood. Steps to Transportation. Spacious 2 - 3 Bedroom Apartments and a 2 Bedroom Basement Apartment. The Main Floor apartment has a walk-out from the Dining Room to a private Deck and Garden. The Second Floor Apartment has been freshly painted, new Laminate Floors and Cathedral Ceilings for a truly spacious feeling. and a walk-out to a private balcony. It is currently vacant and could be easily rented out for $2500 - $2800 per month. The Basement Apartment is nice and spacious with Laminate Floors. There is a Double Car Garage and still ample parking for all tenants. **Note Buyers must assume the Tenants, who are on Month to Month****

Key facts

Property type
Other, 2-Storey
MLS®
W13628480
Bedrooms
8
Bathrooms
3
Size
2500-3000
Lot
50 × 120 ft
Cross streets
Albion Rd.
Parking
2 garage · 8 parking (detached)
Driveway
Private
Basement
Apartment
Heating
Other
A/C
None
Exterior
Brick
Foundation
Concrete Block
Roof
Membrane
Sewer
Sewer
Property tax
$4,934 / 2026
Listing brokerage
REALTY EXECUTIVES PLUS LTD
Our TakeTeam Asgarian · Broker
In the wider range
$1.37Mest. value

Listed at $1,297,700, and my independent estimate is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA.

List price
$1.24MGreat deal$1.49MOverpriced

Total price vs nearby homes. Fair value about $1.37M, median of 14 comparables.

How this estimate is builtthe short version

I take the 14 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.26M, a close match.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
Schools & getting aroundcatchment and transit

The assigned public school is Beaumonde Heights Junior Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 14 comparable homes that recently sold nearby.

Live market pulseActive comparables in Thistletown-Beaumonde Heights · median list $975K
$472this home / sqft
18active listings nearby

This home lists 37% below the area average of $751/sqft.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Thistletown-Beaumonde Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Downsview-Roding-CFB
$599K
Willowdale East
$757K
Mimico
$728K
Bayview Village
$509K
Bay Street Corridor
$599K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Beaumonde Heights Junior Middle School
70%
Beaumonde Heights Junior Middle SchoolPublic · Elementary · 1.6 km awayAround the GTA average · 70% meet the provincial standard

Affordability & Mortgage

Affordability
$5,914/mo
$241KIncome needed
5.4×Price ÷ income
$1,365Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $5,914Property tax $411Total carry $6,326

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.19%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.04% via Ratehub.ca (as of July 31, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,568per month

Mortgage amount $1,038,160 · 4.19% over 25 years

$259,540Down payment (20.0%)
$1,038,160Loan before insurance
$0CMHC premium
$5,980Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,568
Property tax
$411
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,980

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,429
Toronto municipal land transfer tax
$22,429
Estimated closing costs
$44,858

Plus your down payment of $259,540. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.19%Qualifying rate
$6,760/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$632,356Total interest paid
$1,670,516Total of all payments
Principal $1,038,160 Interest $632,356
YearPrincipalInterestBalance
1$24,153$42,668$1,014,007
2$25,176$41,645$988,831
3$26,242$40,579$962,590
4$27,353$39,468$935,237
5$28,511$38,310$906,726
6$29,718$37,103$877,009
7$30,976$35,845$846,033
8$32,288$34,533$813,745
9$33,655$33,166$780,091
10$35,079$31,741$745,011
11$36,565$30,256$708,447
12$38,113$28,708$670,334
13$39,726$27,094$630,607
14$41,408$25,412$589,199
15$43,162$23,659$546,037
16$44,989$21,832$501,048
17$46,894$19,927$454,155
18$48,879$17,941$405,275
19$50,949$15,872$354,327
20$53,106$13,715$301,221
21$55,354$11,466$245,867
22$57,698$9,123$188,169
23$60,141$6,680$128,028
24$62,687$4,134$65,341
25$65,341$1,480$0

At the end of your 5-year term

Total paid over the term
$334,103
Principal paid down
$131,434
Interest paid
$202,670
Balance remaining
$906,726

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
3.8%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.9%
Gross yield
− Property tax $4,934− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $49,736

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REALTY EXECUTIVES PLUS LTD. MLS®/PropTx.

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