27 Whitfield Avenue, Toronto, ON
Humber Summit, Toronto · MLS® W13709936
About this home
In short
- Fantastic detached Toronto bungalow with a spacious layout and large principal rooms.
- Large open-concept living and dining room with newer upgraded laminate flooring and a beautiful picture window.
- Includes newer furnace and CAC.
- Premium lot with 52 ft frontage.
- Great location, very close to TTC bus, shopping, parks, schools, and much more.
Fantastic detached Toronto bungalow with a spacious layout and large principal rooms! 2,786 sq. ft. of living space, with 1,393 sq. ft. per floor, as per MPAC! Beautifully maintained, showing pride of ownership! Large open-concept living and dining room with newer upgraded laminate flooring and a beautiful picture window! Boasts a spacious, family-sized eat-in kitchen. Primary bedroom overlooks the backyard.Extended family space or potential income from the finished lower level with separate side entrance and above-grade windows! This huge basement has a rough-in kitchen, 4-piece bathroom including a bidet, recreation room, and an additional large room that can be converted into two bedrooms. Basement also offers a cold room and utility/laundry room! Includes newer furnace and CAC. Beautiful, sun-filled, south-facing and fenced backyard! Premium lot with 52 ft frontage. Great location, very close to TTC bus, shopping, parks, schools, and much more!
Key facts
- Property type
- Detached, Bungalow
- MLS®
- W13709936
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1100-1500 sq ft
- Lot
- 52.72 × 110 ft
- Cross streets
- Islington Ave / Steeles Ave W
- Parking
- 1 garage · 3 parking (built-in)
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,335 / 2026
- Days on market
- 43
- Listing brokerage
- RE/MAX PREMIER INC.
Rooms
hardwood floor · closet · window
ceramic floor · family size kitchen · eat-in kitchen
Laminate
hardwood floor · closet · window
Laminate
Ceramic Floor
hardwood floor · closet · window
Listed at $1,069,000, about 22% above our estimate of $878K (homes like it typically land between $823K and $920K).
Why $878K. The typical detached home sold in Humber Summit over the past year went for about $1.01M (14 sales). What sets this one apart:
- ▼ Lowers it slightlyIts tax bill, which follows the city's own assessment, is $4,335 a year; the typical home sold here pays about $4,500.
- ▼ Lowers it slightly1 garage and 3 total parking spaces, against 2 and 6 typically.
Total price vs nearby homes. Fair value about $878K, learned from recent GTA sales.
The market behind the math:
Price per square foot: this home lists at $822/sqft against an area asking average of $878/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 18 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $949K. Condition and finishes remain an in-person call.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Open-concept layout: modern, sought-after flow. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit
The assigned public school is Humber Summit Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($822/sqft) is below the area, so you are paying for extra space rather than a premium.
There were not many closely comparable homes right in Humber Summit, so I widened the search to the surrounding area.
Based on 18 comparable homes that sold in Humber Summit over the past two years, from 26 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $878K, which is where my estimate comes from.
Per square foot, these ask about $878/sqft; this home lists at $822/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Toronto: $1.20M in September 2026, down 1% from a year ago, on 7,353 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.25M | 739 |
| November 2025 | $1.21M | 596 |
| December 2025 | $1.14M | 384 |
| January 2026 | $1.20M | 285 |
| February 2026 | $1.23M | 453 |
| March 2026 | $1.34M | 580 |
| April 2026 | $1.31M | 776 |
| May 2026 | $1.30M | 861 |
| June 2026 | $1.25M | 772 |
| July 2026 | $1.17M | 684 |
| August 2026 | $1.19M | 552 |
| September 2026 | $1.20M | 671 |
Neighbourhood & location
Humber Summit, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 11 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 7, 2026); conventional rates run a little higher.
Mortgage amount $855,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,729
- Property tax
- $361
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,090
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $17,855
- Toronto municipal land transfer tax
- $17,855
- Estimated closing costs
- $35,710
Plus your down payment of $213,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $283,713
- Principal paid down
- $104,490
- Interest paid
- $179,223
- Balance remaining
- $750,710
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 5 whole-home leases in Humber Summit signed at a median of $3,150 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,125. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PREMIER INC.. MLS®/PropTx.