20 Barolo Road, Toronto, ON
West Humber-Clairville, Toronto · MLS® W13725714
About this home
A Rare Opportunity To Own A Fully Renovated Detached 2-Storey Home With 2-Car Garage In A Quiet Family Neighbourhood! This move-in ready residence offers 3 spacious bedrooms plus a huge family room with a cozy fireplace-perfectly designed to accommodate growing families. Step inside to discover exceptional craftsmanship, featuring brand-new premium engineered hardwood flooring, fresh designer paint, and beautifully renovated washrooms. The brand-new designer kitchen is a true centerpiece, boasting sleek quartz countertops, custom cabinetry, and brand-new stainless steel appliances. Expand your living space with a professionally finished basement, ideal for entertainment, a home office, or a flexible recreation room. Outside, enjoy low-maintenance outdoor living with custom poured concrete along the sides and backyard. Unbeatable turn-key living in a prime location!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13725714
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 3 (1 half)
- Size
- 1100-1500
- Lot
- 9.14 × 30.48 ft
- Cross streets
- Martin Grove/Steeles
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,021 / 2026
- Listing brokerage
- HOMELIFE LANDMARK REALTY INC.
Listed at $818,000, and my independent estimate is about 12% below comparable homes, worth a close look.
Total price vs nearby homes. Fair value about $930K, median of 81 comparables.
The market behind the math:
Price per square foot: this home lists at $629/sqft against an area asking average of $618/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
I take the 81 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $973K, a close match.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit
The assigned public school is Smithfield Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Martin Grove Road at Cabernet Circle is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Read this with carewhy it’s an estimate, not an appraisal
Below comparable homes on total price, yet the price per square foot ($629/sqft) is in line with the area, which usually points to a smaller or more efficient layout.
Based on 81 comparable homes that recently sold nearby.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $668/sqft; this home lists at $629/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
West Humber-Clairville, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.
Most daily errands can be done on foot.
🚉 Nearest transit: Martin Grove Road at Cabernet Circle, about 222 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of August 29, 2026); conventional rates run a little higher.
Mortgage amount $654,400 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,528
- Property tax
- $335
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,863
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,835
- Toronto municipal land transfer tax
- $12,835
- Estimated closing costs
- $25,670
Plus your down payment of $163,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $211,677
- Principal paid down
- $82,361
- Interest paid
- $129,315
- Balance remaining
- $572,039
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.