144 Eileen Avenue, Toronto, ON

Rockcliffe-Smythe, Toronto · MLS® W13726052

$1,199,000
For Sale
Just listed today
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5Bedrooms
4Bathrooms
2Parking
1500-2000Sq Ft

About this home

Fabulous, RENOVATED, sun splashed home on a great street, with a 2nd kitchen in the basement, TWO CAR parking, and quiet greenspace in the back! Just move in! 2000 sf above grade PLUS 745 sf in the basement. This house has been thoughtfully renovated for a full family life of working, entertaining and enjoying being at home in any season! The large, OPEN main floor living and dining rooms with approximately 9 foot ceilings are designed for comfortably entertaining a house full of people! Kitchen '23 has plenty of storage and is designed for more than one chef to be able to work in at the same time. Quartz countertops + backsplash, stainless appliances and smart lighting, this room also is swathed in gorgeous natural light. Amazing bright mud room with plenty of storage & access to the backyard for bbqing and ...parking! Current owners love this house for the privacy in the backyard with new patio stones, in-ground sprinklers, hot tubbing while watching TV conveniently located inside the adjacent shed window & greenspace to the north including a golf course! See the drone shots. 2nd floor bright, south facing primary BR has TWO full walls of closet space. You won't need a dresser here! 2 more bedrooms and a renovated bathroom. The 3rd floor loft has a large room with a skylight, a roughed-in 3 pc bathroom and an attic for storage. The loft is ready for your personal touch. The basement is underpinned and there is a separate entrance off the driveway. New luxury vinyl flooring in the kitchen, rec room area and bedroom. Lighting is updated, insulation has been added. All flooring is new. 1 inch main water line and new 4 inch sewer line, backflow preventer. 200 amp service. Shed built on concrete block. See the list of upgrades. Floor plans available. Walk to TTC bus routes, Smythe Park, Humber River trail, grocery stores, schools and daycare.

Key facts

Property type
Detached, 2 1/2 Storey
MLS®
W13726052
Bedrooms
5 (4 + 1)
Bathrooms
4 (1 half)
Size
1500-2000
Lot
25 × 109 ft
Cross streets
North of Dundas, West off Scarlett Rd
Parking
2 parking
Driveway
Right Of Way
Basement
Separate Entrance, Walk-Up
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Shingles
Sewer
Sewer
Property tax
$4,200 / 2026
Listing brokerage
SOPHIE JAREMKO REAL ESTATE LIMITED
Our TakeTeam Asgarian · Broker
Below comparables
$1.41Mest. value

Listed at $1,199,000, and my independent estimate is about 15% below comparable homes, worth a close look.

One thing to square: this home asks more than the ones for sale nearby, yet my estimate still puts it below recent closings. That usually means the nearby listings are smaller or simpler homes, so the sticker comparison undersells what this one is.

List price
$1.20MBelow recent closings$1.74MAbove recent closings

Total price vs nearby homes. Fair value about $1.41M, median of 15 comparables.

The market behind the math:

97sold nearby · 90 days
$1.71Mmedian sold price
98%of asking, on average
This home
Below area avgAbove area avg

Price per square foot: this home lists at $685/sqft against an area asking average of $717/sqft. Size and $/sqft both feed the estimate above.

  • Walk-up basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version

I take the 15 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $893K, lower than the comparables and worth a second look.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Lambton Park Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($685/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

There were not many closely comparable homes right in Rockcliffe-Smythe, so I widened the search to the surrounding area.

Based on 15 comparable homes that recently sold nearby.

What sellers nearby are askingCurrently listed nearby in Rockcliffe-Smythe · asking prices
$907kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.41M, which is where my estimate comes from.

144 Eileen Avenue $685/sqft$1.20M49 Batavia Avenue $576/sqft$749k80 Gray Avenue $534/sqft$935k14 Spears Street $715/sqft$929k750 Jane Street $558/sqft$725k

Per square foot, these ask about $614/sqft; this home lists at $685/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 6 active listings nearby.

See all comparable homes
1.20MThis home1.20M749k935k929k725kThis home vs active comparables

Neighbourhood & location

Rockcliffe-Smythe, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stonegate-Queensway
$1.79M
Eringate-Centennial-West Deane
$1.32M
Markland Wood
$1.26M
Rexdale-Kipling
$899K
Willowdale East
$2.85M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lambton Park Community School
52%
Lambton Park Community SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 52% meet the provincial standard

Affordability & Mortgage

Affordability
$5,465/mo
$222KIncome needed
5.4×Price ÷ income
$1,261Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $5,465Property tax $350Total carry $5,815

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of August 29, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,171per month

Mortgage amount $959,200 · 4.24% over 25 years

$239,800Down payment (20.0%)
$959,200Loan before insurance
$0CMHC premium
$5,521Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,171
Property tax
$350
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,521

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,455
Toronto municipal land transfer tax
$20,455
Estimated closing costs
$40,910

Plus your down payment of $239,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$6,275/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$592,146Total interest paid
$1,551,346Total of all payments
Principal $959,200 Interest $592,146
YearPrincipalInterestBalance
1$22,162$39,892$937,038
2$23,112$38,942$913,926
3$24,102$37,952$889,824
4$25,135$36,919$864,689
5$26,212$35,842$838,477
6$27,335$34,719$811,142
7$28,506$33,548$782,636
8$29,728$32,326$752,908
9$31,002$31,052$721,906
10$32,330$29,724$689,576
11$33,715$28,338$655,861
12$35,160$26,894$620,701
13$36,667$25,387$584,034
14$38,238$23,816$545,797
15$39,876$22,178$505,920
16$41,585$20,469$464,335
17$43,367$18,687$420,969
18$45,225$16,829$375,744
19$47,163$14,891$328,581
20$49,184$12,870$279,397
21$51,291$10,763$228,105
22$53,489$8,565$174,616
23$55,781$6,273$118,835
24$58,171$3,883$60,664
25$60,664$1,390$0

At the end of your 5-year term

Total paid over the term
$310,269
Principal paid down
$120,723
Interest paid
$189,547
Balance remaining
$838,477

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.3%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $4,200− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $28,042

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOPHIE JAREMKO REAL ESTATE LIMITED. MLS®/PropTx.

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