13 Oswald Road, Brampton, ON

Bram East, Brampton · MLS® W13726442

$865,000
For Sale
Listed 21 days agoNo offer date stated
Request a showing
◎ Directions
4+1Bedrooms
4Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • Spacious 2012-Built Semi-Detached Home Situated on a 30-Ft-Wide Lot in a Highly Desirable Brampton Location.
  • Features include 4 bedrooms, 9-ft ceilings on the main floor, hardwood flooring, a spacious kitchen with cabinetry and backsplash, and a stained oak staircase with...
  • The finished basement includes a kitchen, bedroom and bathroom, along with separate access through the garage, providing potential in-law or extended-family living...

Spacious 2012-Built Semi-Detached Home Situated on a 30-Ft-Wide Lot in a Highly Desirable Brampton Location. This well-designed home offers a functional layout with generous living space and is ideally suited for families of various sizes. Features include 4 bedrooms, 9-ft ceilings on the main floor, hardwood flooring, a spacious kitchen with cabinetry and backsplash, and a stained oak staircase with iron pickets. The finished basement includes a kitchen, bedroom and bathroom, along with separate access through the garage, providing potential in-law or extended-family living capability. Additional features include Stamped Concrete and convenient access to schools, shopping plazas, places of worship, parks and other major amenities. The Seller makes no representation or warranty regarding the legal or retrofit status, permits, approvals or compliance of the basement or any potential secondary living arrangement. Buyers and their representatives are advised to conduct their own independent due diligence with the appropriate municipal authorities and professionals.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
W13726442
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
30.06 × 85.4 ft
Cross streets
Highway 50 & Castlemore
Parking
1 garage · 3 parking (attached)
Driveway
Available
Basement
Apartment
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Shingles
Sewer
None
Property tax
$6,868 / 2026
Days on market
21
Listing brokerage
RE/MAX REAL ESTATE CENTRE INC.

Rooms

Living RoomMain4.98 × 4.09 m

hardwood floor · combined w/dining · window

Dining RoomMain4.98 × 4.09 m

hardwood floor · combined w/living · overlook patio

Bedroom 2Second3.66 × 2.82 m

broadloom · window · closet

Bedroom 4Second3.43 × 3.18 m

broadloom · window · closet

Primary BedroomSecond4.37 × 3.12 m

broadloom · 3 pc ensuite · closet

Living RoomBasement3.95 × 4.08 m

laminate · open concept

Bedroom 3Second3.20 × 2.87 m

broadloom · window · closet

BedroomBasement3.10 × 2.95 m

laminate · closet · semi ensuite

KitchenMain3.81 × 3.10 m

ceramic floor · window

KitchenBasement2.80 × 205.00 m

b/i appliances · laminate · open concept

Family RoomMain5.03 × 3.61 m

hardwood floor · california shutters · overlook patio

Our TakeTeam Asgarian · Broker
A small discount is typical
$835Klikely closing

Listed at $865,000 with no offer date. Homes here have been closing close to ask, so my read is $835K, typically $825K to $842K. Comparable closings on their own put this home around $886K, which supports the ask, so this is a firm read.

List price
$825KBelow recent closings$865KAbove recent closings

Total price vs nearby homes. Likely closing about $835K, from 11 recent closings in this pocket.

The market behind the math:

11sold nearby · 90 days
$893Kmedian sold price
96%of asking, on average
−9%prices vs a year ago
~18 dayshomes like this take to sell
21days on market so far
$3,383/moest. rent · 23 leases
4.7%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.3 months of inventory: 12 semi-detached homes for sale in the area against 11 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $494/sqft against an area asking average of $520/sqft. Size and $/sqft both feed the estimate above.

  • basement apartment features. A finished 1 bed basement apartment with a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Bram East: 19 of the 107 detached leases here lately were basement units, around $1,500 a month. That makes the suite real income, and comparable-sales math under-prices it, so read the estimate as a floor. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Brampton.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 11 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $919K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle

Based on 11 comparable homes that sold in Bram East over the past two years, from 128 closings there.

Neighbourhood & location

Bram East, Brampton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Gore Industrial North
$900K
Northgate
$660K
Southgate
$748K
Sandringham-Wellington
$834K
Madoc
$801K

Typical asking price of active listings of the same type, per area (outliers removed). Brampton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,942/mo
$173KIncome needed
5.0×Price ÷ income
$910Weekly cost
$13,775Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

87%mortgage
Mortgage $3,942Property tax $572Total carry $4,515

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,788per month

Mortgage amount $692,000 · 4.39% over 25 years

$173,000Down payment (20.0%)
$692,000Loan before insurance
$0CMHC premium
$4,360Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,788
Property tax
$572
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,360

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,775
Estimated closing costs
$13,775

Plus your down payment of $173,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$4,589/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$444,349Total interest paid
$1,136,349Total of all payments
Principal $692,000 Interest $444,349
YearPrincipalInterestBalance
1$15,659$29,795$676,341
2$16,354$29,100$659,987
3$17,080$28,374$642,907
4$17,838$27,616$625,069
5$18,630$26,824$606,439
6$19,456$25,998$586,983
7$20,320$25,134$566,663
8$21,222$24,232$545,441
9$22,164$23,290$523,277
10$23,147$22,307$500,130
11$24,175$21,279$475,956
12$25,248$20,206$450,708
13$26,368$19,086$424,340
14$27,538$17,916$396,802
15$28,761$16,693$368,041
16$30,037$15,417$338,004
17$31,370$14,084$306,634
18$32,762$12,692$273,872
19$34,216$11,238$239,655
20$35,735$9,719$203,920
21$37,321$8,133$166,599
22$38,977$6,477$127,622
23$40,707$4,747$86,915
24$42,514$2,940$44,401
25$44,401$1,053$0

At the end of your 5-year term

Total paid over the term
$227,270
Principal paid down
$85,561
Interest paid
$141,709
Balance remaining
$606,439

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 23 whole-home leases in Bram East$3,383/mo
$40,596Gross annual rent
3.2%Cap rate after taxes and upkeep
$3,213 to $3,552Typical rent range
~21 daysTo find a tenant, on average

The suite is real income here: basements rent in Bram East (19 of 107 recent detached leases were basement units, around $1,500 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,500 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 23 whole-home leases in Bram East signed at a median of $3,281 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,383. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.7%
Gross yield
− Property tax $6,868− Insurance $1,400− Vacancy & upkeep $4,466Net operating income $27,862

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REAL ESTATE CENTRE INC.. MLS®/PropTx.

CallRequest a showing