3346 Terra Cotta Lane, Burlington, ON

Alton, Burlington · MLS® W13729234

$1,680,000
For Sale
Just listed today
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5Bedrooms
4Bathrooms
2Garage · 4 parking
3000-3500Sq Ft

About this home

5 Elite Picks! Here Are 5 Reasons To Own This Executive & Stunning, North Facing, Premium 43' Front, Fernbrook "Stonecastle" Model With Many Impressive Upgrades, Nestled In The Affluent, Family Friendly & Quiet Neighborhood Of Alton Village! 1) This Turn-Key 4+1 Bedroom, 4 Bathroom, Carpet Free Home With 9 Foot Smooth Ceiling On Main, Offers Over 4,000 Sq. Ft Of Living Area (3,002 Sq. Ft Above Grade) Including A Fully Finished Basement. 2) Expansive Contemporary Kitchen With Oversized Quartz Island, Matching Kitchen Countertop & A Stylish Backsplash Accented With High-End Stainless Steel Built-In Appliances Including Cafe Induction Range With Double Oven & Air Fry. 3) Main Floor Features Double Door Entry With A Large Foyer, Open Concept Layout & 20 Cathedral Ceiling. The Modern Open Concept Living & Dining Room Boast Rich Stained Hardwood Flooring & A Cozy Gas Fireplace In Large Family Room Plus A Private Library/Den/ Office Space. W/O To A Beautiful Fully Fenced Backyard Complete With A Wooden Deck. 4) Second Floor Features Elegant Primary Bedroom With Two Walk-In Closets. The Luxurious Master En-Suite Features Dual Sinks, Glass Shower Surround, Quartz Countertop & A Deep Corner Soaking Tub. The Remaining 3 Bedrooms Are Generous Sized & Beautifully Decorated. 5) The Professionally Finished Basement W/Large Windows & High End Finishes Includes A Large Rec Room & In-Law Suite With Own Bedroom & Private Bathroom. Extras: Functional Floor Plan, Stairs With Iron Pickets, California Shutters, Pot Lights & Quartz Countertops Throughout (2024), Laundry @2nd Floor, Furnace (2022), AC (2024). Walking Distance To Alton Village Public School, St. Anne Catholic ES, Dr. Frank J. Hayden SS, Burlington Public Library, Haber Rec Centre, Soccer & Football Fields, Parks. Few Minutes Drive To Almost Every Big Box Store, Restaurant & Community Centre! Close To Go Train, Hwy 401/QEW & 407. A Must See! True Gem To Call Home! https://www.wideandbright.ca/3346-terra-cotta-lane-burlington

Key facts

Property type
Detached, 2-Storey
MLS®
W13729234
Bedrooms
5 (4 + 1)
Bathrooms
4 (1 half)
Size
3000-3500
Lot
42.98 × 85.3 ft
Cross streets
Terra Cotta Lane/Doug Wright
Parking
2 garage · 4 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$9,055 / 2025
Listing brokerage
EXP REALTY

Rooms

Bedroom 4Second4.70 × 2.70 m

hardwood floor · california shutters · closet

Bedroom 2Second3.47 × 4.83 m

hardwood floor · california shutters · closet

KitchenMain5.97 × 5.59 m

centre island · pantry · w/o to deck

Bedroom 3Second3.26 × 3.68 m

hardwood floor · california shutters · closet

DenMain3.33 × 2.71 m

hardwood floor · california shutters · pot lights

Dining RoomMain4.05 × 4.87 m

hardwood floor · california shutters · pot lights

Bedroom 5Basement5.15 × 5.38 m

laminate · california shutters

RecreationBasement3.97 × 4.98 m

laminate · california shutters

Primary BedroomSecond4.69 × 5.53 m

hardwood floor · 5 pc ensuite · walk-in closet(s)

Family RoomMain4.11 × 5.17 m

hardwood floor · california shutters · fireplace

Our TakeTeam Asgarian · Broker
In line
$1.68Mest. value

Listed at $1,680,000, and my independent estimate is right in line with comparable homes.

List price
$1.65MBelow asking range$1.82MAbove asking range

Total price vs nearby homes. Fair value about $1.68M, median of 10 comparables.

The market behind the math:

This home
Below area avgAbove area avg

Price per square foot: this home lists at $517/sqft against an area asking average of $536/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

I take the 10 most comparable recent listings nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single listing.

It’s grounded in comparable active listings. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.77M, a close match.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle

Based on 10 comparable homes nearby.

What sellers nearby are askingCurrently listed nearby in Alton · asking prices
$1.54Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

4624 Ethel Road $596/sqft$1.64M4644 Ethel Road $545/sqft$1.50M4640 Erwin Road $564/sqft$1.55M4650 Ethel Road $538/sqft$1.48M

Per square foot, these ask about $561/sqft; this home lists at $517/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.68MThis home1.64M1.50M1.55M1.48MThis home vs active comparables

Neighbourhood & location

Alton, Burlington, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rose
$1.84M
Orchard
$1.28M
Headon
$1.23M
Brant Hills
$1000K
Palmer
$1.06M

Typical asking price of active listings of the same type, per area (outliers removed). Burlington.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,657/mo
$319KIncome needed
5.3×Price ÷ income
$1,767Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $7,657Property tax $755Total carry $8,411

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 1, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,246per month

Mortgage amount $1,344,000 · 4.24% over 25 years

$336,000Down payment (20.0%)
$1,344,000Loan before insurance
$0CMHC premium
$8,000Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,246
Property tax
$755
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,000

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$30,075
Estimated closing costs
$30,075

Plus your down payment of $336,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$8,792/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$829,696Total interest paid
$2,173,696Total of all payments
Principal $1,344,000 Interest $829,696
YearPrincipalInterestBalance
1$31,053$55,895$1,312,947
2$32,383$54,564$1,280,564
3$33,771$53,177$1,246,793
4$35,218$51,730$1,211,574
5$36,727$50,221$1,174,847
6$38,301$48,647$1,136,546
7$39,942$47,006$1,096,604
8$41,654$45,294$1,054,950
9$43,438$43,509$1,011,512
10$45,300$41,648$966,212
11$47,241$39,707$918,971
12$49,265$37,683$869,706
13$51,376$35,572$818,330
14$53,578$33,370$764,752
15$55,873$31,075$708,879
16$58,267$28,680$650,612
17$60,764$26,184$589,848
18$63,368$23,580$526,480
19$66,083$20,865$460,397
20$68,915$18,033$391,482
21$71,868$15,080$319,614
22$74,947$12,001$244,667
23$78,159$8,789$166,508
24$81,508$5,440$85,000
25$85,000$1,948$0

At the end of your 5-year term

Total paid over the term
$434,739
Principal paid down
$169,153
Interest paid
$265,586
Balance remaining
$1,174,847

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
3.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $9,055− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $56,829

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.

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