1286 Cambridge Drive, Oakville, ON

Morrison, Oakville · MLS® W13730146

$4,788,500
For Sale
Listed 20 days agoNo offer date stated
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4+1Bedrooms
6Bathrooms
2Garage · 8 parking
3500-5000Sq ft

About this home

In short

  • Introducing a truly exceptional property that redefines luxury living, elegance, and comfort.
  • The sprawling 7000+ square feet of living space showcases a harmonious blend of modern architecture and timeless craftsmanship, creating an atmosphere of refined...

Introducing a truly exceptional property that redefines luxury living, elegance, and comfort! Nestled in the best location of South East Oakville, this magnificent house is a testament to sophisticated design and meticulous attention to detail. As you step into the grand foyer, you're immediately greeted by an open floor plan that seamlessly blends spaciousness and intimacy. The sprawling 7000+ square feet of living space showcases a harmonious blend of modern architecture and timeless craftsmanship, creating an atmosphere of refined opulence. The heart of this home is undoubtedly the state-of-the-art German kitchen. Equipped with the latest appliances, custom cabinetry, and high-end finishes, it's a culinary haven for the gourmet enthusiast. Whether you're entertaining guests or preparing a family meal, this kitchen is designed to elevate your culinary experience to new heights.

Key facts

Property type
Detached, 2-Storey
MLS®
W13730146
Bedrooms
4+1 (5 total)
Bathrooms
6 (1 half)
Size
3500-5000 sq ft
Lot
113.24 × 128 ft
Cross streets
Lakeshore Rd E
Parking
2 garage · 8 parking (attached)
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Concrete, Concrete Block
Roof
Asphalt Shingle, Flat, Fibreglass Shingle
Sewer
Sewer
Pool
Inground
Property tax
$19,672 / 2025
Days on market
20
Listing brokerage
INTERNATIONAL REALTY FIRM, INC.

Rooms

BedroomGround4.50 × 4.00 m

3 Pc Ensuite

Living RoomGround6.40 × 4.60 m
Primary BedroomSecond7.00 × 5.00 m

2 way fireplace · 6 pc ensuite · walk-in closet(s)

Family RoomGround6.60 × 4.68 m
Dining RoomGround5.50 × 4.00 m
Bedroom 2Second6.31 × 3.71 m

3 pc ensuite · walk-in closet(s)

KitchenGround7.30 × 4.20 m
LaundrySecond2.00 × 2.50 m
Bedroom 3Second5.68 × 3.87 m

3 pc ensuite · walk-in closet(s)

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Morrison, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ford
$1.81M
Central
$1.43M
Clearview
$1.55M
College Park
$1.81M
Wedgewood Creek
$2.28M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$21,824/mo
$884KIncome needed
5.4×Price ÷ income
$5,036Weekly cost
$106,188Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $21,824Property tax $1,639Total carry $23,464

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$20,969per month

Mortgage amount $3,830,800 · 4.39% over 25 years

$957,700Down payment (20.0%)
$3,830,800Loan before insurance
$0CMHC premium
$22,608Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$20,969
Property tax
$1,639
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$22,608

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$106,188
Estimated closing costs
$106,188

Plus your down payment of $957,700. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$25,405/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,459,844Total interest paid
$6,290,644Total of all payments
Principal $3,830,800 Interest $2,459,844
YearPrincipalInterestBalance
1$86,686$164,939$3,744,114
2$90,534$161,092$3,653,580
3$94,552$157,074$3,559,029
4$98,748$152,878$3,460,281
5$103,131$148,495$3,357,150
6$107,708$143,918$3,249,442
7$112,488$139,138$3,136,954
8$117,480$134,145$3,019,474
9$122,694$128,931$2,896,779
10$128,140$123,486$2,768,640
11$133,827$117,799$2,634,813
12$139,766$111,859$2,495,046
13$145,969$105,656$2,349,077
14$152,448$99,178$2,196,629
15$159,214$92,412$2,037,415
16$166,280$85,346$1,871,135
17$173,660$77,966$1,697,476
18$181,367$70,259$1,516,109
19$189,416$62,209$1,326,692
20$197,823$53,803$1,128,869
21$206,603$45,023$922,266
22$215,772$35,853$706,494
23$225,349$26,277$481,145
24$235,350$16,276$245,795
25$245,795$5,830$0

At the end of your 5-year term

Total paid over the term
$1,258,129
Principal paid down
$473,650
Interest paid
$784,479
Balance remaining
$3,357,150

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
1.2%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.8%
Gross yield
− Property tax $19,672− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $57,426

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of INTERNATIONAL REALTY FIRM, INC.. MLS®/PropTx.

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