2904-2045 Lake Shore Boulevard, Toronto, ON

Mimico, Toronto · MLS® W13751948

$1,099,999
For Sale
Listed 13 days agoNo offer date stated
3Bedrooms
3Bathrooms
2Garage
2750-2999Sq ft

About this home

In short

  • THE VALUE EQUATION HAS CHANGED AT PALACE PIER.
  • The custom open-concept kitchen features an impressive wraparound quartz island, premium appliances and exceptional entertaining space.
  • Hardwood-style flooring, enhanced ceiling lighting add warmth and sophistication throughout.
  • The spacious primary bedroom retreat includes a large walk-in closet and luxurious 6-piece ensuite with soaker tub and glass shower.
  • Maintenance fees of $1.11 per sq. ft. include heat, hydro, water, Bell Fibe high-speed internet, cable with free movie channels, plus an extraordinary collection of...

THE VALUE EQUATION HAS CHANGED AT PALACE PIER. Offered at $1,099,000, this extraordinary approx. 2,777 sq. ft. residence represents remarkable value at approximately $395 per sq. ft. - an exceptional opportunity to own house-sized living within one of Toronto's iconic waterfront communities. Spanning two storeys, this beautifully appointed 3-bedroom, 3-bathroom residence offers something difficult to find in condominium living: space, separation and privacy. Two entrances, two balconies, generous principal rooms and an expansive layout create the feeling of a home, with the convenience and services of condominium living. The custom open-concept kitchen features an impressive wraparound quartz island, premium appliances and exceptional entertaining space. Hardwood-style flooring, enhanced ceiling lighting add warmth and sophistication throughout. The spacious primary bedroom retreat includes a large walk-in closet and luxurious 6-piece ensuite with soaker tub and glass shower. Enjoy northeast views across the surrounding parkland, High Park and Humber River area. And then there is the Palace Pier lifestyle. Maintenance fees of $1.11 per sq. ft. include heat, hydro, water, Bell Fibe high-speed internet, cable with free movie channels, plus an extraordinary collection of amenities: 24-hour concierge and security, valet parking, private shuttle service to downtown, indoor saltwater pool, fitness facilities, tennis, golf simulator, rooftop club/Sky Lounge, spa, onsite Premium Culinary restaurant, guest suites, car wash, EV charging, etc. Two side-by-side parking spaces and locker included. At $1,099,000, the opportunity is compelling: approximately 2,777 sq. ft. of waterfront-community living for approximately $395 per sq. ft. Luxury-sized space. Resort-style services. Exceptional value. Welcome to Suite 2904 at Palace Pier.

Key facts

Property type
Condo Apartment, 2-Storey
MLS®
W13751948
Bedrooms
3
Bathrooms
3 (1 half)
Size
2750-2999 sq ft
Cross streets
Palace Pier Court and Lake Shore Blvd W
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$3,105/mo
Exposure
North East
Property tax
$5,693 / 2025
Days on market
13
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Dining RoomMain6.40 × 4.88 m

laminate · w/o to balcony · large window

Living RoomMain7.90 × 3.95 m

laminate · w/o to balcony · pot lights

Bedroom 3Upper4.00 × 2.60 m

laminate · pot lights

Primary BedroomUpper7.41 × 5.97 m

laminate · w/o to balcony · 6 pc ensuite

Bedroom 2Upper5.70 × 4.28 m

laminate · walk-in closet(s) · pot lights

FoyerMain5.50 × 4.70 m

marble floor · double closet · 2 pc bath

KitchenMain5.36 × 3.66 m

marble floor · quartz counter · centre island

Our TakeTeam Asgarian · Broker
Ask and recent sales differ
$1.47Mautomated estimate, from recent sales

Listed at $1,099,999, which is about 25% below what comparable homes suggest.

The ask and what recent sales support disagree. When they differ this much, the asking price has been the closer guide about 87% of the time. Recent GTA homes first listed this far below their automated estimate sold at about 100% of the original ask, in a median 19 days (715 sales).

List price
$1.10MBelow recent closings$1.54MAbove recent closings

Total price vs nearby homes. Fair value about $1.47M, learned from recent GTA sales.

The market behind the math:

106sold nearby · 90 days
$588Kmedian sold price
96%of asking, on average
−4%prices vs a year ago
~34 dayshomes like this take to sell
13days on market so far
$6,621/moest. rent · 12 leases
7.2%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.7 months of inventory: 60 condo apartment homes for sale in the area against 106 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $383/sqft against an area asking average of $877/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.35M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Étienne Brûlé Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Mimico, so I widened the search to the surrounding area.

Based on 21 homes sold in this building over the past two years, from 523 closings in Mimico.

What sellers nearby are askingCurrently listed nearby in Mimico · asking prices
$1.48Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market. Homes like this one have recently closed around $1.47M, which is where my estimate comes from.

Per square foot, these ask about $852/sqft; this home lists at $383/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.10MThis home1.19M1.35M1.24M1.96M1.69MThis home vs active comparables

Neighbourhood & location

Mimico, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$1.10M
Waterfront Communities C1
$687K
Bay Street Corridor
$552K
Church-Yonge Corridor
$629K
Mount Pleasant West
$554K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Étienne Brûlé Junior School
79%
Étienne Brûlé Junior SchoolPublic · Elementary · 1.4 km awayAbove the GTA average · 79% meet the provincial standard
Also nearby: 8 more schools within 2.5 km
Swansea Junior and Senior Junior and Senior Public School · Public elementary1.4 km · 78% at standard
David Hornell Junior School · Public elementary1.8 km · 68% at standard
Karen Kain School of the Arts · Public elementary2.1 km · 76% at standard
St Louis Catholic School · Catholic elementary2.3 km · 76% at standard
George R Gauld Junior School · Public elementary2.3 km · 73% at standard
Garden Avenue Junior Public School · Public elementary2.4 km · 91% at standard
St Pius X Catholic School · Catholic elementary2.4 km · 82% at standard
Etobicoke School of the Arts · Public secondary2.4 km · 80% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,013/mo
$268KIncome needed
4.1×Price ÷ income
$1,157Weekly cost
$36,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

58%mortgage
Mortgage $5,013Property tax $474Condo fee $3,105Total carry $8,593

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,817per month

Mortgage amount $879,999 · 4.39% over 25 years

$220,000Down payment (20.0%)
$879,999Loan before insurance
$0CMHC premium
$8,396Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,817
Property tax
$474
Condo / maintenance fees
$3,105
Heating
$0
Estimated monthly cost
$8,396

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,475
Toronto municipal land transfer tax
$18,475
Estimated closing costs
$36,950

Plus your down payment of $220,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$5,836/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$565,067Total interest paid
$1,445,067Total of all payments
Principal $879,999 Interest $565,067
YearPrincipalInterestBalance
1$19,913$37,889$860,086
2$20,797$37,006$839,289
3$21,720$36,083$817,569
4$22,684$35,119$794,885
5$23,691$34,112$771,194
6$24,742$33,060$746,452
7$25,840$31,962$720,611
8$26,987$30,815$693,624
9$28,185$29,618$665,439
10$29,436$28,367$636,003
11$30,742$27,060$605,261
12$32,107$25,696$573,154
13$33,532$24,271$539,622
14$35,020$22,783$504,603
15$36,574$21,229$468,029
16$38,197$19,605$429,831
17$39,893$17,910$389,939
18$41,663$16,140$348,276
19$43,512$14,291$304,763
20$45,443$12,359$259,320
21$47,460$10,343$211,860
22$49,567$8,236$162,294
23$51,766$6,036$110,527
24$54,064$3,739$56,463
25$56,463$1,339$0

At the end of your 5-year term

Total paid over the term
$289,013
Principal paid down
$108,805
Interest paid
$180,208
Balance remaining
$771,194

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 12 whole-home leases in Mimico$6,621/mo
$79,452Gross annual rent
2.5%Cap rate after taxes and upkeep
$5,890 to $7,082Typical rent range
~19 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 12 whole-home leases in Mimico signed at a median of $4,779 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $6,621. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

7.2%
Gross yield
− Property tax $5,693− Condo fees $37,260− Insurance $600− Vacancy & upkeep $8,740Net operating income $27,159

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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