89 Milton Street, Toronto, ON
Mimico, Toronto · MLS® W13769830
About this home
In short
- Fully renovated 3-storey freehold semi in Mimico, approx.
- 2,015 sq ft above grade (MPAC) plus a partially finished basement.
- Third floor: primary with walk-in closet and 4-piece ensuite with double sinks, second bedroom, office and a 3-piece bath with a walk-in shower.
- Hardwood throughout, oak stairs with metal spindles, full house renovation done in 2021.
- 10-minute walk to Mimico GO; minutes to the QEW, Hwy 427, TTC, waterfront trails, parks, shops and schools.
Fully renovated 3-storey freehold semi in Mimico, approx. 2,015 sq ft above grade (MPAC) plus a partially finished basement. 3 bedrooms, 3 baths, 1 office, built-in garage plus driveway. Open-concept second floor: kitchen with centre island, breakfast nook and stainless appliances, powder room, walk-out to the upper deck, dining area and family room with a slat feature wall, pot lights and designer fixtures. Third floor: primary with walk-in closet and 4-piece ensuite with double sinks, second bedroom, office and a 3-piece bath with a walk-in shower. Main floor: third bedroom/office behind black-framed glass doors, with gas fireplace and walk-out to the lower deck. Two-tier deck for entertaining. Hardwood throughout, oak stairs with metal spindles, full house renovation done in 2021. Partially finished basement with den and laundry. 10-minute walk to Mimico GO; minutes to the QEW, Hwy 427, TTC, waterfront trails, parks, shops and schools.
Key facts
- Property type
- Semi-Detached, 3-Storey
- MLS®
- W13769830
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 3 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 23.13 × 66.54 ft
- Cross streets
- Royal York/Manitoba/Grand
- Parking
- 1 garage · 2 parking (built-in)
- Driveway
- Private
- Basement
- Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,240 / 2026
- Days on market
- 19
- Listing brokerage
- CENTURY 21 PROPERTY ZONE REALTY INC.
Rooms
hardwood floor · walk-in closet(s) · 4 pc ensuite
hardwood floor · combined w/family · open concept
hardwood floor · closet
hardwood floor · window
Concrete Floor
hardwood floor · w/o to deck · 2 pc bath
hardwood floor · stainless steel appl · centre island
Broadloom
hardwood floor · closet · window
hardwood floor · fireplace · w/o to deck
Listed at $1,359,000, about 15% above our estimate of $1.19M (homes like it typically land between $1.11M and $1.24M).
Total price vs nearby homes. Fair value about $1.19M, learned from recent GTA sales.
The market behind the math:
Price per square foot: this home lists at $604/sqft against an area asking average of $758/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.32M. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
- Open-concept layout: modern, sought-after flow. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit
The assigned public school is George R Gauld Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($604/sqft) is below the area, so you are paying for extra space rather than a premium.
There were not many closely comparable homes right in Mimico, so I widened the search to the surrounding area.
Based on 5 comparable homes that sold in Mimico over the past two years, from 13 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $1.19M, which is where my estimate comes from.
Per square foot, these ask about $758/sqft; this home lists at $604/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
Mimico, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.
Mortgage amount $1,087,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,011
- Property tax
- $437
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,448
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $23,655
- Toronto municipal land transfer tax
- $23,655
- Estimated closing costs
- $47,310
Plus your down payment of $271,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $360,679
- Principal paid down
- $132,836
- Interest paid
- $227,843
- Balance remaining
- $954,364
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 5 whole-home leases in Mimico signed at a median of $4,000 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,125. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 PROPERTY ZONE REALTY INC.. MLS®/PropTx.