28 SYMINGTON Avenue, Toronto, ON
Dovercourt-Wallace Emerson-Junction, Toronto · MLS® W13775220
About this home
In short
- Meticulously cared for by the same family for nearly 55 years, this charming home offers a rarecombination of character, space, versatility and future potential.
- Featuring 3 bedrooms, 2 full bathrooms, impressive 10-foot ceilings on the main floor, and adouble-car garage with laneway access, this property checks many of the...
- Enjoy the home as it is, renovate and make it completely your own, or exploreits potential for additional living space or rental income.
- Just steps from the UP Express and minutes from both Dundas Westand Lansdowne subway stations on Line 2, getting downtown or around the GTA is remarkably convenient.
- 28 Symington Ave is a propertywith plenty to offer today-and even more possibilities for tomorrow.
Meticulously cared for by the same family for nearly 55 years, this charming home offers a rarecombination of character, space, versatility and future potential.Featuring 3 bedrooms, 2 full bathrooms, impressive 10-foot ceilings on the main floor, and adouble-car garage with laneway access, this property checks many of the boxes that areincreasingly hard to find in the city.Inside, you'll find well-preserved vintage character and a layout offering endlesspossibilities. Enjoy the home as it is, renovate and make it completely your own, or exploreits potential for additional living space or rental income.The main floor features a spacious living room, dining room and kitchen with direct access tothe backyard. Upstairs are three bedrooms, including a primary bedroom with its own rooftopbalcony-the perfect spot to enjoy your morning coffee.The lower level adds even more flexibility, with a second kitchen, full bathroom, laundry roomand open multi-purpose space suitable for living, dining or sleeping. With two separate access points, the lower level offers excellent potential for a future secondary suite or additionalliving space.And then there's the location. Just steps from the UP Express and minutes from both Dundas Westand Lansdowne subway stations on Line 2, getting downtown or around the GTA is remarkably convenient. Character. Space. Income potential. Exceptional transit access. 28 Symington Ave is a propertywith plenty to offer today-and even more possibilities for tomorrow. Come see the potential for yourself and book your private tour today.**Recent upgrades include Roof: Oct 2023, Air Conditioner: July 24
Key facts
- Property type
- Townhouse, 2-Storey
- MLS®
- W13775220
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1100-1500 sq ft
- Lot
- 16 × 125 ft
- Cross streets
- Symington and Bloor
- Parking
- 2 garage (detached)
- Driveway
- Available
- Basement
- Apartment, Separate Entrance, Full, Finished, Walk-Up
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Block
- Roof
- Asphalt Rolled, Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,471 / 2026
- Listing brokerage
- SUTTON GROUP - SUMMIT REALTY INC.
Listed at $1,049,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $1.14M, typically $784K to $1.28M. Comparable closings on their own put this home around $1.36M, so the seller is asking less than the comparables suggest: either they want a quick, clean sale or something about the home is not in the comparables. Worth seeing before you offer.
Second read, from the city assessment: $1.60M. That is about 17% above the comparable-sales figure. When my two methods disagree this much, the answer usually sits between them and something about this home is not in the comparables (the lot, the condition, a rebuild). I would want to see it before leaning on either number.
Total price vs nearby homes. Fair value about $1.14M, median of 5 comparables.
The market behind the math:
About 1.9 months of inventory: 5 townhouse homes for sale in the area against 8 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $807/sqft against an area asking average of $794/sqft. Size and $/sqft both feed the estimate above.
- Separate-entrance basement apartment features. A finished basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. Basements do rent in Dovercourt-Wallace Emerson-Junction: 6 of the 55 detached leases here lately were basement units, around $2,050 a month. That makes the suite real income, and comparable-sales math under-prices it, so read the estimate as a floor. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version
I take the 5 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.60M, higher than the comparables and worth a second look.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
Schools & getting aroundcatchment and transit
Its public catchment (Perth Avenue Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
This listing did not confirm square footage, so I compared on beds, baths, and location instead of size. Confirm the size to sharpen this.
There were not many closely comparable homes right in Dovercourt-Wallace Emerson-Junction, so I widened the search to the surrounding area.
Based on 5 homes sold on this street over the past two years, from 70 closings in Dovercourt-Wallace Emerson-Junction.
Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market. Homes like this one have recently closed around $1.36M, which is where my estimate comes from.
Per square foot, these ask about $722/sqft; this home lists at $807/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Dovercourt-Wallace Emerson-Junction, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.
Mortgage amount $839,200 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,524
- Property tax
- $456
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,980
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $17,455
- Toronto municipal land transfer tax
- $17,455
- Estimated closing costs
- $34,910
Plus your down payment of $209,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $271,453
- Principal paid down
- $105,620
- Interest paid
- $165,833
- Balance remaining
- $733,580
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Dovercourt-Wallace Emerson-Junction (6 of 55 recent detached leases were basement units, around $2,050 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $2,050 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 24 whole-home leases in Dovercourt-Wallace Emerson-Junction signed at a median of $4,210 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,529. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP - SUMMIT REALTY INC.. MLS®/PropTx.