415-105 The Queensway Avenue, Toronto, ON

High Park-Swansea, Toronto · MLS® W13795570

$499,000
For Sale
Listed 5 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
1Parking
700-799Sq ft

About this home

In short

  • Modern & Spacious Luxury 1 Bed + Den Nestled in one of the Toronto's most coveted area of Swan Sea.
  • Large contemporary open concept floor plan/high end finishes, Hardwood floor, Bright floor -ceiling windows and much more.
  • Excellent layout in great location Direct lake view from balcony, steps to Lake Ontario, Gardiner express way, high park , close to Bloor village, hospital , top...
  • Residents enjoy easy access to downtown Toronto and there is a day-care in the building. EXTRAS Amenities Included, concierge , Indoor/outdoor swimming pool, Gym...

Modern & Spacious Luxury 1 Bed + Den Nestled in one of the Toronto's most coveted area of Swan Sea. Large contemporary open concept floor plan/high end finishes, Hardwood floor, Bright floor -ceiling windows and much more. Den can be used as Second Bedroom/office. Excellent layout in great location Direct lake view from balcony, steps to Lake Ontario, Gardiner express way, high park , close to Bloor village, hospital , top schools in neighborhood, shopping plaza and plaza with grocery store , shoppers world, pet value, nail salon, Lakeshore Waterfront Trails and Beach, highway 427, Steps to TTC and many mor. Residents enjoy easy access to downtown Toronto and there is a day-care in the building. **EXTRAS** Amenities Included, concierge , Indoor/outdoor swimming pool, Gym, Tennis Court, Day-care, TTC @ Building Entrance, Min to QEW and Downtown to!!

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13795570
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
700-799 sq ft
Cross streets
The Queenway / Windermere Ave
Parking
1 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$682/mo
Exposure
South East
Property tax
$2,555 / 2025
Days on market
5
Listing brokerage
ROYAL LEPAGE FLOWER CITY REALTY

Rooms

Living RoomFlat3.09 × 3.70 m

combined w/dining · hardwood floor · w/o to balcony

BedroomFlat3.14 × 2.74 m

w/o to balcony · hardwood floor

Dining RoomFlat2.59 × 3.12 m

combined w/living · hardwood floor · east view

KitchenFlat3.58 × 3.12 m

hardwood floor · granite counters

DenFlat2.59 × 2.66 m

Hardwood Floor

Our TakeTeam Asgarian · Broker
A small discount is typical
$484Klikely sale price

Listed at $499,000. Going by how homes in High Park-Swansea and the wider GTA have actually closed against their asking prices (about 97%, 31 local closings in 90 days), the likely sale price is near $484K, if it sells. A realistic range is $456K to $523K.

Independent value check: $515K. Without looking at the asking price, our model values the home itself about 3% above the ask (homes like it typically land between $479K and $541K).

Why $515K. The typical condo sold in High Park-Swansea over the past year went for about $616K (122 sales). What sets this one apart:

  • ▼ Lowers itIt is 700 to 799 sq ft; the typical home sold here is 900 to 999.
  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $2,555 a year; the typical home sold here pays about $3,200.
  • ▼ Lowers it1+1 bedrooms and 1 baths, against 2+1 and 2 typically.
List price
$456KBelow recent closings$523KAbove recent closings

Total price vs nearby homes. Likely closing about $484K, from 31 recent closings in this pocket.

The market behind the math:

31sold nearby · 90 days
$568Kmedian sold price
96%of asking, on average
−14%prices vs a year ago
~21 dayshomes like this take to sell
5days on market so far
$2,514/moest. rent · 63 leases
6.0%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.7 months of inventory: 28 condo apartment homes for sale in the area against 31 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $666/sqft against an area asking average of $813/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 31 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $501K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Based on 17 homes sold in this building over the past two years, from 242 closings in High Park-Swansea.

What sellers nearby are askingCurrently listed nearby in High Park-Swansea · asking prices
$522kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $717/sqft; this home lists at $666/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
499kThis home513k515k545k489k550kThis home vs active comparables

Neighbourhood & location

High Park-Swansea, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mimico
$800K
Dovercourt-Wallace Emerson-Junction
$1.39M
Niagara
$559K
Waterfront Communities C1
$624K
Forest Hill South
$1.56M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Swansea Junior and Senior Public School
78%
Swansea Junior and Senior Public SchoolPublic · Elementary · 0.9 km awayAbove the GTA average · 78% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Étienne Brûlé Junior School · Public elementary1.5 km · 79% at standard
St Mark Catholic School · Catholic elementary1.5 km · 59% at standard
Garden Avenue Junior Public School · Public elementary1.9 km · 91% at standard
Park Lawn Junior and Middle School · Public elementary2.1 km · 71% at standard
Howard Junior Public School · Public elementary2.2 km · 76% at standard
St Vincent de Paul Catholic School · Catholic elementary2.2 km · 83% at standard
Fern Avenue Junior and Senior Public School · Public elementary2.2 km · 75% at standard
Runnymede Junior and Senior Public School · Public elementary2.3 km · 92% at standard
The Student School · Public secondary2.3 km
Ursula Franklin Academy · Public secondary2.3 km · 92% at standard
Western Technical & Commercial School · Public secondary2.3 km · 68% at standard
David Hornell Junior School · Public elementary2.4 km · 68% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,274/mo
$110KIncome needed
4.5×Price ÷ income
$525Weekly cost
$12,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $2,274Property tax $213Condo fee $682Total carry $3,169

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,185per month

Mortgage amount $399,200 · 4.39% over 25 years

$99,800Down payment (20.0%)
$399,200Loan before insurance
$0CMHC premium
$3,080Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,185
Property tax
$213
Condo / maintenance fees
$682
Heating
$0
Estimated monthly cost
$3,080

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,455
Toronto municipal land transfer tax
$6,455
Estimated closing costs
$12,910

Plus your down payment of $99,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$2,647/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$256,335Total interest paid
$655,535Total of all payments
Principal $399,200 Interest $256,335
YearPrincipalInterestBalance
1$9,033$17,188$390,167
2$9,434$16,787$380,732
3$9,853$16,368$370,879
4$10,290$15,931$360,589
5$10,747$15,474$349,842
6$11,224$14,997$338,618
7$11,722$14,499$326,896
8$12,242$13,979$314,653
9$12,786$13,436$301,868
10$13,353$12,868$288,514
11$13,946$12,276$274,569
12$14,565$11,657$260,004
13$15,211$11,010$244,793
14$15,886$10,335$228,906
15$16,591$9,630$212,315
16$17,328$8,894$194,987
17$18,097$8,125$176,891
18$18,900$7,322$157,991
19$19,739$6,483$138,252
20$20,615$5,607$117,637
21$21,530$4,692$96,108
22$22,485$3,736$73,622
23$23,483$2,738$50,139
24$24,525$1,696$25,614
25$25,614$608$0

At the end of your 5-year term

Total paid over the term
$131,107
Principal paid down
$49,358
Interest paid
$81,749
Balance remaining
$349,842

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 63 whole-home leases in High Park-Swansea$2,514/mo
$30,168Gross annual rent
3.1%Cap rate after taxes and upkeep
$2,388 to $2,647Typical rent range
~21 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 63 whole-home leases in High Park-Swansea signed at a median of $2,463 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,514. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

6.0%
Gross yield
− Property tax $2,555− Condo fees $8,187− Insurance $600− Vacancy & upkeep $3,318Net operating income $15,507

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE FLOWER CITY REALTY. MLS®/PropTx.

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