TH3-39 Annie Craig Drive, Toronto, ON

Mimico, Toronto · MLS® W9397324

$1,295,000
For Sale
Listed 639 days ago
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3Bedrooms
3Bathrooms
1Garage
900-999Sq Ft

About this home

Never Lived In 2 Storey Unit At Cove At Waterways By Conservatory Group. Direct Access To Outside And Hallway. Laminate Flooring Throughout. Large Balcony On The 2nd Floor With City And Lake View

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
W9397324
Bedrooms
3 (2 + 1)
Bathrooms
3 (1 half)
Size
900-999
Cross streets
Lakeshore/Parklawn
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Foundation
Concrete
Roof
Unknown
Maintenance
$875/mo
Exposure
North
Property tax
$4,900 / 2025
Days on market
639
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Bedroom 2Second3.38 × 2.05 m

laminate · closet · large closet

Dining RoomMain5.76 × 3.11 m

laminate · combined w/living · open concept

FoyerMain1.85 × 2.75 m

laminate · open concept

KitchenMain1.52 × 3.11 m

open concept · breakfast bar · stainless steel appl

Living RoomMain3.07 × 2.75 m

laminate · combined w/dining · w/o to porch

Primary BedroomSecond3.35 × 3.05 m

4 pc ensuite · w/o to balcony · laminate

StudySecond6.11 × 0.64 m

open concept · laminate

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Étienne Brûlé Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Opposite 2155 Lake Shore Blvd West is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

Comparable listingsCurrently listed nearby · asking prices
$771kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Th03-110 Charles Street$1.19M76-760 Lawrence Avenue$719k32-11 Livonia Place$599k108-371 Orton Park Road$699k94-371 Orton Park Road$650k

The 5 closest of 6 active listings nearby.

See all comparable homes
1.29MThis home1.19M719k599k699k650kThis home vs active comparables
Live market pulseActive comparables in Mimico · median list $930K
$1,364this home / sqft
5active listings nearby
639days on market

635 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Mimico, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

86/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Opposite 2155 Lake Shore Blvd West, about 104 m away

20+ transit stops6 grocery20+ dining20+ parks12 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

New Toronto
$780K
Islington-City Centre West
$849K
Niagara
$559K
Willowdale East
$799K
Humbermede
$509K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Étienne Brûlé Junior School
79%
Étienne Brûlé Junior SchoolPublic · Elementary · 1.4 km awayAbove the GTA average · 79% meet the provincial standard

Affordability & Mortgage

Affordability
$5,902/mo
$257KIncome needed
5.0×Price ÷ income
$1,362Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

82%mortgage
Mortgage $5,902Property tax $408Condo fee $875Total carry $7,186

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,528per month

Mortgage amount $1,036,000 · 4.14% over 25 years

$259,000Down payment (20.0%)
$1,036,000Loan before insurance
$0CMHC premium
$6,812Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,528
Property tax
$408
Condo / maintenance fees
$875
Heating
$0
Estimated monthly cost
$6,812

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,375
Toronto municipal land transfer tax
$22,375
Estimated closing costs
$44,750

Plus your down payment of $259,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,715/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$622,544Total interest paid
$1,658,544Total of all payments
Principal $1,036,000 Interest $622,544
YearPrincipalInterestBalance
1$24,270$42,072$1,011,730
2$25,285$41,057$986,445
3$26,343$39,999$960,102
4$27,445$38,897$932,658
5$28,593$37,749$904,065
6$29,789$36,553$874,277
7$31,035$35,307$843,242
8$32,333$34,009$810,909
9$33,685$32,657$777,224
10$35,094$31,248$742,130
11$36,562$29,780$705,568
12$38,091$28,250$667,477
13$39,685$26,657$627,792
14$41,345$24,997$586,447
15$43,074$23,268$543,373
16$44,876$21,466$498,498
17$46,753$19,589$451,745
18$48,708$17,633$403,037
19$50,746$15,596$352,291
20$52,868$13,473$299,422
21$55,080$11,262$244,342
22$57,384$8,958$186,959
23$59,784$6,558$127,175
24$62,285$4,057$64,890
25$64,890$1,452$0

At the end of your 5-year term

Total paid over the term
$331,709
Principal paid down
$131,935
Interest paid
$199,774
Balance remaining
$904,065

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
1.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $4,900− Condo fees $10,500− Insurance $600− Vacancy & upkeep $4,026Net operating income $16,574

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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