2764 Governors Road, Hamilton, ON

Rural Ancaster, Hamilton · MLS® X12413063

$2,090,000
For Sale
Listed 302 days ago
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3Bedrooms
2Bathrooms
1Garage · 20 parking
2000-2500Sq Ft

About this home

2764 Governors Road Prime Mixed-Use Live/Work Property : Positioned along the highly visible main artery of Governors Road, this exceptional 2.486-acreproperty offers unmatched exposure and versatility. Combining a solid, high-quality residence with professional-grade commercial facilities, it presents a rare opportunity for live/work convenience, entrepreneurial ventures, or agricultural-related operations. Residential Highlights : 3 spacious bedrooms and 2 full bathrooms Family room, living room, office, and sunroom with large windows for abundant natural light Hardwood floors and stairs throughout, supported by a strong, durable foundation Modern kitchen with light quartz countertops Expansive patios overlooking beautifully landscaped gardens Natural gas utilities for efficient and reliable service . Commercial & Professional Facilities Warehouse: Approximately 3,200 sq. ft. with cooler, preparation room, office, reception area, washroom, and second-floor storage. Ideal for produce storage, fruit/vegetable processing, or other professional agricultural uses. Features include separate hydro meter, cistern, newer furnace, air-conditioning, and septic system for independent operation. Office Building: Approximately 1,600 sq. ft., fully insulated and recently renovated with new furnace, hot water tank, and air-conditioning. Includes cooler, storage, and restroom facilities, making it move-in ready for business use. Additional Amenities : Two 500 sq. ft. pull-up greenhouses, perfect for farming projects or hobby cultivation Fenced yard suitable for logistics, storage, or hosting events This unique property seamlessly blends residential comfort with commercial practicality. Whether for farming-related processing, entrepreneurial ventures, or those seeking a spacious live/work environment, 2764 Governors Road delivers flexibility, visibility, and long-term value. Additional Leasing Options: Clients may also choose to lease the entire property or part of property.

Key facts

Property type
Detached, 2-Storey
MLS®
X12413063
Bedrooms
3
Bathrooms
2
Size
2000-2500
Lot
229.66 × 469.07 ft
Cross streets
Highway 403 & 52
Parking
1 garage · 20 parking (other)
Driveway
Available, Private Triple, Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Other, Stone
Roof
Shingles
Sewer
Septic
Property tax
$7,935 / 2025
Days on market
302
Listing brokerage
INTERCITY REALTY INC.

Rooms

SunroomMain5.23 × 3.00 m

Hardwood Floor

LaundryMain3.05 × 2.10 m

Ceramic Floor

Bedroom 3Second4.29 × 4.75 m

hardwood floor · w/w closet

KitchenMain5.15 × 4.72 m

quartz counter · ceramic floor · stainless steel appl

Dining RoomMain5.13 × 2.70 m

hardwood floor · w/o to sunroom

Primary BedroomSecond4.75 × 4.29 m

Hardwood Floor

Living RoomMain5.22 × 4.54 m

hardwood floor · overlooks garden

Bedroom 2Second5.35 × 3.77 m

Hardwood Floor

BathroomMain1.65 × 2.10 m

3 Pc Bath

BathroomSecond2.72 × 1.45 m

ceramic floor · 3 pc bath

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.

On location, this is a more car-dependent spot, so buyers here typically drive. SHAVER at JERSEYVILLE is about a 79-minute walk away. Worth weighing if transit access matters to you.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.14Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

286 Spring Creek Drive$1.05M421 8th Concession Road$1.49M275 Woodland Drive$1.08M51 Forestview Drive$1.05M1332 Baseline Road$1.02M

The 5 closest active listings nearby.

See all comparable homes
2.09MThis home1.05M1.49M1.08M1.05M1.02MThis home vs active comparables
Live market pulseActive comparables in Rural Ancaster · median list $2.50M
$929this home / sqft
5active listings nearby
302days on market

This home lists 1% below the area average of $940/sqft.

300 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rural Ancaster, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

🚉 Nearest transit: SHAVER at JERSEYVILLE, about 6.3 km away

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ancaster
$1.23M
Dundas
$1.05M
Rural Flamborough
$1.15M
Westdale
$1.39M
Waterdown
$1.37M

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$9,526/mo
$386KIncome needed
5.4×Price ÷ income
$2,198Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $9,526Property tax $661Total carry $10,187

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,922per month

Mortgage amount $1,672,000 · 4.14% over 25 years

$418,000Down payment (20.0%)
$1,672,000Loan before insurance
$0CMHC premium
$9,584Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,922
Property tax
$661
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,584

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$38,725
Estimated closing costs
$38,725

Plus your down payment of $418,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$10,837/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,004,724Total interest paid
$2,676,724Total of all payments
Principal $1,672,000 Interest $1,004,724
YearPrincipalInterestBalance
1$39,169$67,900$1,632,831
2$40,808$66,261$1,592,023
3$42,514$64,554$1,549,509
4$44,293$62,776$1,505,216
5$46,146$60,923$1,459,070
6$48,076$58,993$1,410,995
7$50,087$56,982$1,360,908
8$52,182$54,887$1,308,726
9$54,364$52,705$1,254,362
10$56,638$50,431$1,197,724
11$59,007$48,061$1,138,716
12$61,476$45,593$1,077,241
13$64,047$43,022$1,013,193
14$66,726$40,343$946,467
15$69,517$37,552$876,950
16$72,425$34,644$804,525
17$75,454$31,615$729,071
18$78,610$28,458$650,460
19$81,899$25,170$568,562
20$85,324$21,745$483,237
21$88,893$18,176$394,344
22$92,612$14,457$301,733
23$96,485$10,584$205,247
24$100,521$6,548$104,726
25$104,726$2,343$0

At the end of your 5-year term

Total paid over the term
$535,345
Principal paid down
$212,930
Interest paid
$322,415
Balance remaining
$1,459,070

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
1.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.4%
Gross yield
− Property tax $7,935− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $35,521

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of INTERCITY REALTY INC.. MLS®/PropTx.

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