1 Monsignor Henkey Terrace, Hamilton, ON
Kennedy, Hamilton · MLS® X12495590
About this home
Welcome to St. Elizabeth Village, a sought after gated 55+ community offering resort style living. This beautifully renovated corner unit bungalow has been updated from top to bottom and is move in ready. Situated with a rare pond view, the home also includes a garage and private parking. Inside, you will find 2 bedrooms and 1.5 bathrooms. The primary bedroom features its own walk in closet and ensuite with a walk in shower complete with grab bars and a rainfall shower faucet, making it ideal for comfort and accessibility. The open concept kitchen flows seamlessly into the dining and living room where vaulted ceilings and expansive windows fill the space with natural light and provide serene views of the private greenspace. The Village offers an unmatched lifestyle with endless amenities just a short walk away. Residents can enjoy a heated indoor pool, gym, saunas, hot tub and golf simulator. Creative pursuits await at the woodworking and stained glass shops, while essential services such as a doctor's office, pharmacy and massage clinic are right on site. Just minutes from grocery stores, shopping, restaurants and public transit with direct service into the Village, this location offers both convenience and community. This home is the perfect combination of modern finishes, thoughtful design and a vibrant lifestyle setting.
Key facts
- Property type
- Condo Townhouse, Bungalow
- MLS®
- X12495590
- Bedrooms
- 2
- Bathrooms
- 2 (1 half)
- Size
- 1200-1399
- Cross streets
- Garth Street & Rymal Rd W
- Parking
- 1 garage · 2 parking (attached)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Board & Batten
- Foundation
- Slab
- Roof
- Asphalt Shingle
- Maintenance
- $1,030/mo
- Exposure
- North
- Days on market
- 259
- Listing brokerage
- RE/MAX ESCARPMENT REALTY INC.
Rooms
3 Pc Ensuite
fireplace · vaulted ceiling(s)
2 Pc Bath
ensuite bath · walk-in closet(s)
Listed at $699,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Kennedy, so I widened the search to the surrounding area.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $810K
- Bathrooms −$15K
- Adjusts to $795K
That comparable adjusts to $795K; the $696K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. RYMAL opposite HAZELTON is about a 5-minute walk away.
Total price vs nearby homes. Fair value about $696K, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Primary suite: a key comfort and resale feature.
- Open-concept layout: modern, sought-after flow.
- Value driver
- Weigh carefully
- Worth verifying
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 22% above the area average of $443/sqft.
237 days longer than the Hamilton average (22 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Kennedy, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: RYMAL opposite HAZELTON, about 405 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $559,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,988
- Property tax
- $437
- Condo / maintenance fees
- $1,030
- Heating
- $0
- Estimated monthly cost
- $4,455
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,473
- Estimated closing costs
- $10,473
Plus your down payment of $139,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $179,276
- Principal paid down
- $71,306
- Interest paid
- $107,971
- Balance remaining
- $488,614
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.