139 Balsam Avenue, Hamilton, ON
Blakeley, Hamilton · MLS® X12517074
About this home
Charming and Versatile Home with Ample Living Space. Discover this unique and versatile 2.5-storey home that perfectly blends comfort, convenience, and style. Growing family? Need space for extended family members? Looking for an investment opportunity? This property has it all! This lovely home offers expansive living space, maximizing square footage for family living or creative uses such as a home office, guest room, or recreational area. Carpet free with a combination of quality laminate and ceramic flooring is easy to maintain, perfect for allergy suffers, and provides a modern and durable surface that withstands daily wear and tear. The covered porch provides a relaxing outdoor space that can be enjoyed year-round, sheltered from the elements, and perfect for morning coffee or evening relaxation. Parking is only a few short steps away from the entrance providing convenient access to the home, making unloading groceries or managing everyday tasks more efficient and hassle-free. And the backyard is fully fenced offering a safe and private outdoor space for children and pets to play, as well as an outdoor space for entertaining guests. Location location location...grocery, financial, electronics, health & beauty, fashion and more are less than a 10-minute drive away at The Centre on Barton. Any medical needs are only a 2-minute drive to St. Peters Hospital. And Gage Park is a short walk away and offers a variety of outdoor leisure opportunities. Add this to your favorites AND check it out!
Key facts
- Property type
- Detached, 2 1/2 Storey
- MLS®
- X12517074
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000
- Lot
- 26.5 × 83 ft
- Cross streets
- Elm St & Balsam Av S
- Parking
- 2 parking
- Basement
- Full, Partially Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- None
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,757 / 2025
- Days on market
- 253
- Listing brokerage
- ROCK STAR REAL ESTATE INC.
Rooms
4 Pc Bath
4 Pc Bath
Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. MAPLEWOOD at BALSAM is about a 1-minute walk away.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 38% below the area average of $456/sqft.
251 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Blakeley, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: MAPLEWOOD at BALSAM, about 61 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $395,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,109
- Property tax
- $396
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $2,505
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $6,355
- Estimated closing costs
- $6,355
Plus your down payment of $98,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $126,536
- Principal paid down
- $50,329
- Interest paid
- $76,207
- Balance remaining
- $344,871
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROCK STAR REAL ESTATE INC.. MLS®/PropTx.