Lot 7 Klein Circle, Hamilton, ON

Ancaster, Hamilton · MLS® X12587610

$1,469,900
For Sale
Listed 230 days ago
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4Bedrooms
3Bathrooms
2Garage · 6 parking
2500-3000Sq Ft

About this home

The Aspen! Ancaster Executive! New home to be built! See LB for builders form + potential closing dates. Top quality, luxury spoke homes - loaded w/extras + quality. Nine foot ceilings, quartz or granite tops - oak stairs, pot lights. See appendix A for list of standard specs! Many additional upgrades available. - includes full Tarion Warranty.

Key facts

Property type
Detached, 2-Storey
MLS®
X12587610
Bedrooms
4
Bathrooms
3 (1 half)
Size
2500-3000
Lot
15 × 27 ft
Cross streets
Springbrooke Ave/Regan Ave
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Full, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Days on market
230
Listing brokerage
MICHAEL ST.JEAN REALTY INC.

Rooms

Dining RoomMain3.81 × 3.40 m
KitchenMain4.44 × 3.35 m
BedroomSecond5.08 × 4.50 m
BedroomMain4.65 × 4.50 m
Primary BedroomSecond5.87 × 4.60 m
BedroomSecond3.56 × 3.25 m
Great RoomMain5.36 × 5.03 m
Dining RoomMain4.44 × 3.05 m
Moe’s TakeTeam Asgarian · Broker
In line
$1.48Mest. value

Listed at $1,469,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 13 similar homes nearby, adjusted for size, beds, and baths.Median of 13 comparable active listings, adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.50M
  • Bathrooms −$15K
  • Adjusts to $1.48M

That comparable adjusts to $1.48M; the $1.48M estimate above is the median of all 13 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. GARNER at SPRINGBROOK is about a 8-minute walk away.

List price
$1.43MGreat deal$1.50MOverpriced

Total price vs nearby homes. Fair value about $1.48M, median of 13 comparables.

Comparable listingsCurrently listed nearby in Ancaster · asking prices
$1.49Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Lot 32 Klein Circle$1.48MLot 14 Klein Circle$1.48M52 Cesar Place$1.50M44 Cesar Place$1.50M40 CESAR Place$1.50M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.47MThis home1.48M1.48M1.50M1.50M1.50MThis home vs active comparables
Live market pulseActive comparables in Ancaster · median list $1.50M
$535this home / sqft
32active listings nearby
230days on market

This home lists 7% below the area average of $578/sqft.

228 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Ancaster, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

37/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: GARNER at SPRINGBROOK, about 623 m away

19 transit stops4 dining12 parks

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Westdale
$1.39M
Dundas
$1.05M
Rural Glanbrook
$1.03M
Gibson
$670K
Delta
$729K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,699/mo
$289KIncome needed
5.1×Price ÷ income
$1,546Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $6,699Property tax $919Total carry $7,618

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,275per month

Mortgage amount $1,175,920 · 4.14% over 25 years

$293,980Down payment (20.0%)
$1,175,920Loan before insurance
$0CMHC premium
$7,194Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,275
Property tax
$919
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,194

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$25,873
Estimated closing costs
$25,873

Plus your down payment of $293,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,622/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$706,624Total interest paid
$1,882,544Total of all payments
Principal $1,175,920 Interest $706,624
YearPrincipalInterestBalance
1$27,548$47,754$1,148,372
2$28,700$46,602$1,119,672
3$29,901$45,401$1,089,772
4$31,151$44,151$1,058,621
5$32,454$42,848$1,026,166
6$33,812$41,490$992,355
7$35,226$40,076$957,129
8$36,699$38,602$920,429
9$38,235$37,067$882,195
10$39,834$35,468$842,361
11$41,500$33,802$800,861
12$43,236$32,066$757,625
13$45,044$30,257$712,580
14$46,929$28,373$665,652
15$48,891$26,410$616,760
16$50,937$24,365$565,824
17$53,067$22,235$512,757
18$55,287$20,015$457,470
19$57,599$17,702$399,870
20$60,009$15,293$339,862
21$62,519$12,783$277,343
22$65,134$10,168$212,209
23$67,858$7,443$144,351
24$70,697$4,605$73,654
25$73,654$1,648$0

At the end of your 5-year term

Total paid over the term
$376,509
Principal paid down
$149,754
Interest paid
$226,755
Balance remaining
$1,026,166

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
3.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.3%
Gross yield
− Property tax $10,289− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $44,381

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MICHAEL ST.JEAN REALTY INC.. MLS®/PropTx.

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