962 Concession 10 Road, Hamilton, ON

Rural Flamborough, Hamilton · MLS® X12680186

$1,499,999
For Sale
Listed 189 days ago
3Bedrooms
1Bathrooms
2Garage · 17 parking
1100-1500Sq Ft

About this home

Priced to Sell! Exceptional opportunity to own approximately 76 acres featuring a charming century home, with nearly 1/4 of the land in open field and the balance surrounded by mature trees, conservation lands, and natural trails. A rare setting offering privacy, scenic beauty, and endless potential to expand, or build your dream estate. Ideally located between Cambridge, Milton, and Waterdown, with easy access to Highway 6 and just 10 minutes to Highway 401, making commuting simple while enjoying peaceful country living. This property delivers the perfect blend of space, nature, and convenience in a highly desirable rural location.

Key facts

Property type
Detached, 2-Storey
MLS®
X12680186
Bedrooms
3
Bathrooms
1
Size
1100-1500
Lot
1985.95 × 1664.28 ft
Cross streets
HWY 6 & Cocession Rd 10 W
Parking
2 garage · 17 parking (detached)
Driveway
Front Yard Parking, Private
Basement
Partial Basement, Unfinished
Heating
Heat Pump
A/C
Wall Unit(s)
Exterior
Metal/Steel Siding
Foundation
Stone
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$5,847 / 2025
Days on market
189
Listing brokerage
RE/MAX REAL ESTATE CENTRE INC.

Rooms

BedroomSecond3.31 × 3.12 m
Living RoomGround7.27 × 3.31 m
KitchenGround4.14 × 1.40 m
BedroomSecond3.36 × 2.44 m
Dining RoomGround2.84 × 4.70 m
Mud RoomGround4.83 × 4.16 m
BedroomSecond2.70 × 3.12 m
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, this is a more car-dependent spot, so buyers here typically drive. Brock Rd. @ McLean Rd. (Aberfoyle) Park & Ride is about a 86-minute walk away. Worth weighing if transit access matters to you.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Development potential: upside only if zoning permits, verify with the city before relying on it.
  • Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$680kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

121 King Street$1.40M72 Houghton Avenue$600k23 Edgemont Street$300k60 Keith Street$420k

The 4 closest active listings nearby.

See all comparable homes
1.50MThis home1.40M600k300k420kThis home vs active comparables
Live market pulseActive comparables in Rural Flamborough · median list $1.95M
$1,154this home / sqft
7active listings nearby
189days on market

187 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rural Flamborough, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

1/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

🚉 Nearest transit: Brock Rd. @ McLean Rd. (Aberfoyle) Park & Ride, about 6.9 km away

1 parks

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dundas
$1.05M
Waterdown
$1.37M
Westdale
$1.39M
Ancaster
$1.23M
Gibson
$670K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,836/mo
$278KIncome needed
5.4×Price ÷ income
$1,578Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $6,836Property tax $487Total carry $7,324

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,404per month

Mortgage amount $1,199,999 · 4.14% over 25 years

$300,000Down payment (20.0%)
$1,199,999Loan before insurance
$0CMHC premium
$6,891Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,404
Property tax
$487
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,891

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$26,475
Estimated closing costs
$26,475

Plus your down payment of $300,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,778/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$721,093Total interest paid
$1,921,092Total of all payments
Principal $1,199,999 Interest $721,093
YearPrincipalInterestBalance
1$28,112$48,732$1,171,887
2$29,288$47,556$1,142,600
3$30,513$46,331$1,112,087
4$31,789$45,055$1,080,298
5$33,119$43,725$1,047,179
6$34,504$42,340$1,012,675
7$35,947$40,896$976,728
8$37,451$39,393$939,277
9$39,017$37,826$900,259
10$40,650$36,194$859,610
11$42,350$34,494$817,260
12$44,121$32,722$773,139
13$45,967$30,877$727,172
14$47,889$28,954$679,282
15$49,893$26,951$629,390
16$51,980$24,864$577,410
17$54,154$22,690$523,256
18$56,419$20,425$466,837
19$58,779$18,065$408,058
20$61,238$15,606$346,821
21$63,799$13,045$283,022
22$66,468$10,376$216,554
23$69,248$7,596$147,306
24$72,144$4,699$75,162
25$75,162$1,682$0

At the end of your 5-year term

Total paid over the term
$384,218
Principal paid down
$152,820
Interest paid
$231,398
Balance remaining
$1,047,179

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.8%
Gross yield
− Property tax $5,847− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,317

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REAL ESTATE CENTRE INC.. MLS®/PropTx.

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