10-97 Connaught Avenue, Hamilton, ON
Stipley, Hamilton · MLS® X12740090
About this home
Welcome to unit 10 at 97 Connaught Avenue South, a well-maintained 1-bedroom 1-bathroom condo offering 627 square feet of comfortable living space in a convenient Hamilton location. This condo offers excellent value and accessibility in the heart of Hamilton. This thoughtfully laid-out unit is ideal for first-time buyers, downsizers, or investors seeking low-maintenance living. The open and functional floor plan maximizes space and natural light, with a spacious living area that flows seamlessly into the kitchen and dining space. The generously sized bedroom provides a relaxing retreat with ample room for storage and furnishings. Located close to transit, shopping, Gage Park and everyday amenities. A great opportunity to own an affordable and practical condo in a well-established neighborhood. RSA.
Key facts
- Property type
- Condo Apartment, 1 Storey/Apt
- MLS®
- X12740090
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 600-699
- Cross streets
- Main St E
- Parking
- 0 parking
- Basement
- None
- Heating
- Radiant
- A/C
- None
- Exterior
- Brick, Stone
- Foundation
- Concrete, Poured Concrete
- Roof
- Flat
- Maintenance
- $897/mo
- Exposure
- West
- Property tax
- $1,240 / 2025
- Days on market
- 169
- Listing brokerage
- RE/MAX ESCARPMENT REALTY INC.
Rooms
Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. MAIN at BALSAM is about a 2-minute walk away.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homes154 days longer than the Hamilton average (15 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Stipley, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: MAIN at BALSAM, about 124 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $143,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $768
- Property tax
- $103
- Condo / maintenance fees
- $897
- Heating
- $0
- Estimated monthly cost
- $1,768
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $1,524
- Estimated closing costs
- $1,524
Plus your down payment of $35,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $46,081
- Principal paid down
- $18,328
- Interest paid
- $27,752
- Balance remaining
- $125,592
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.