1073 North Service Road, Hamilton, ON
Stoney Creek, Hamilton · MLS® X12810980
About this home
Perched on the tranquil shores of Lake Ontario, this exquisite home offers breathtaking, unobstructed views of the Toronto skyline, refined living spaces, and numerous upgrades throughout. Inside, the inviting layout features spacious principal rooms with hardwood floors and pot lights. The dining room showcases stunning lake views, while the family room boasts a cozy gas fireplace. Built-in speakers enhance the ambiance of the living room. The chef's kitchen impresses with stainless steel appliances, granite countertops, and hardwood flooring. The primary bedroom serves as a private retreat with a 3-piece ensuite, a walk-in closet, and hardwood floors. Three additional bedrooms provide ample space, including one with serene lake views and others overlooking the lush front yard. The versatile lower level includes a bedroom, a full washroom, and walk-up access to the backyard oasis. Outdoors, enjoy a 16' x 40' concrete pool set against a tranquil waterfront backdrop, along with a private outdoor sauna for ultimate relaxation. This home effortlessly blends luxury, comfort, and style-perfect for your refined lifestyle.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X12810980
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 5 (1 half)
- Size
- 2500-3000
- Lot
- 110 × 288.1 ft
- Cross streets
- Fruitland/QEW
- Parking
- 2 garage · 14 parking (attached)
- Driveway
- Circular Drive, Private Double
- Basement
- Full, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Wood
- Foundation
- Poured Concrete
- Roof
- Metal
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $13,502 / 2025
- Days on market
- 144
- Listing brokerage
- RE/MAX ABOUTOWNE REALTY CORP.
Rooms
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. At 1100 South Service is about a 3-minute walk away.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Sold as-is / needs work: budget for renovation, the price should reflect the condition.
- Value driver
- Weigh carefully
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 6 active listings nearby.
See all comparable homesThis home lists 36% above the area average of $507/sqft.
142 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Stoney Creek, Hamilton, ON
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Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: At 1100 South Service, about 200 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,520,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,111
- Property tax
- $1,125
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $9,236
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $34,475
- Estimated closing costs
- $34,475
Plus your down payment of $380,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $486,677
- Principal paid down
- $193,572
- Interest paid
- $293,105
- Balance remaining
- $1,326,428
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ABOUTOWNE REALTY CORP.. MLS®/PropTx.