41 Cesar Place, Hamilton, ON

Ancaster, Hamilton · MLS® X12812824

$1,499,999
For Sale
Listed 144 days ago
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3Bedrooms
2Bathrooms
2Garage · 4 parking
1500-2000Sq Ft

About this home

PRIVATE LENDING AVAILABLE BY THE BUILDER. 2.5% INTEREST, 10% DOWN. FULLY OPEN Brand New bungalow homes on Executive lots in the Heart of Ancaster, tucked away on a safe & quiet cul de sac road. This particular bungalow holds 1650sf. with 3 beds, open living space and 2 baths with main floor laundry for easy living Loaded with pot lights, granite/quartz counter tops, and hardwood flooring of your choice. Take this opportunity to be the first owner of this home and make it your own! Seconds to Hwy Access, all amenities & restaurants. All Room sizes are approx, Changes have been made to floor plan layout. Built and can be shown.

Key facts

Property type
Detached, Bungalow
MLS®
X12812824
Bedrooms
3
Bathrooms
2
Size
1500-2000
Lot
60 × 106 ft
Cross streets
Wilson & Shaver
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Full, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Days on market
144
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

Bedroom 3Main3.35 × 3.35 m
LaundryMain1.98 × 2.29 m
Bedroom 2Main3.35 × 3.38 m
Living RoomMain5.77 × 4.01 m
Primary BedroomMain3.63 × 4.80 m
KitchenMain4.06 × 5.23 m
BathroomMain2.21 × 2.29 m

4 Pc Bath

BathroomMain1.65 × 5.08 m

4 Pc Bath

Moe’s TakeTeam Asgarian · Broker
In line
$1.50Mest. value

Listed at $1,499,999, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.50M
  • Adjusts to $1.50M

That comparable adjusts to $1.50M; the $1.50M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. SHAVER at CEASAR is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.20MGreat deal$1.50MOverpriced

Total price vs nearby homes. Fair value about $1.50M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Lifestyle
Comparable listingsCurrently listed nearby in Ancaster · asking prices
$1.34Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

57 Cesar Place$1.50M35 Cesar Place$1.50M53 LOVERS Lane$1.65M255 Shaver Road$1.20M511 FIDDLERS GREEN Road$859k

The 5 closest active listings nearby.

See all comparable homes
1.50MThis home1.50M1.50M1.65M1.20M859kThis home vs active comparables
Live market pulseActive comparables in Ancaster · median list $1.25M
$857this home / sqft
9active listings nearby
144days on market

This home lists 3% above the area average of $832/sqft.

142 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Ancaster, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

73/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: SHAVER at CEASAR, about 143 m away

20+ transit stops3 grocery20+ dining3 parks3 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dundas
$1.05M
Westdale
$1.39M
Rural Glanbrook
$1.03M
Rural Flamborough
$1.15M
Gibson
$670K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,836/mo
$295KIncome needed
5.1×Price ÷ income
$1,578Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $6,836Property tax $937Total carry $7,774

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,404per month

Mortgage amount $1,199,999 · 4.14% over 25 years

$300,000Down payment (20.0%)
$1,199,999Loan before insurance
$0CMHC premium
$7,341Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,404
Property tax
$938
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,341

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$26,475
Estimated closing costs
$26,475

Plus your down payment of $300,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,778/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$721,093Total interest paid
$1,921,092Total of all payments
Principal $1,199,999 Interest $721,093
YearPrincipalInterestBalance
1$28,112$48,732$1,171,887
2$29,288$47,556$1,142,600
3$30,513$46,331$1,112,087
4$31,789$45,055$1,080,298
5$33,119$43,725$1,047,179
6$34,504$42,340$1,012,675
7$35,947$40,896$976,728
8$37,451$39,393$939,277
9$39,017$37,826$900,259
10$40,650$36,194$859,610
11$42,350$34,494$817,260
12$44,121$32,722$773,139
13$45,967$30,877$727,172
14$47,889$28,954$679,282
15$49,893$26,951$629,390
16$51,980$24,864$577,410
17$54,154$22,690$523,256
18$56,419$20,425$466,837
19$58,779$18,065$408,058
20$61,238$15,606$346,821
21$63,799$13,045$283,022
22$66,468$10,376$216,554
23$69,248$7,596$147,306
24$72,144$4,699$75,162
25$75,162$1,682$0

At the end of your 5-year term

Total paid over the term
$384,218
Principal paid down
$152,820
Interest paid
$231,398
Balance remaining
$1,047,179

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.5%
Gross yield
− Property tax $10,500− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $21,742

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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