64 Neil Avenue, Hamilton, ON

Stoney Creek, Hamilton · MLS® X12827500

$889,000
For Sale
Listed 140 days ago
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3Bedrooms
2Bathrooms
2Garage · 6 parking
1500-2000Sq Ft

About this home

64 Neil Avenue, nestled in Stoney Creek's desirable Battlefield neighbourhood. Situated on an impressive 50 x 150 ft lot, this property offers exceptional outdoor potential whether you envision a future pool, backyard sports area, or ODR. With approximately 2,447 sq ft of finished living space, this spacious home presents flexibility for growing families or those seeking room to reimagine and renovate. Featuring 4 bedrooms and 2 full bathrooms, the home offers multiple layout possibilities (ie., convert main floor office/bedroom to kitchen affording 2 kitchens for multi-family dwelling) to suit a variety of lifestyles. The finished basement has been professionally updated with permits, vapour barrier, and upgraded Roxul insulation, and includes a large crawl space for additional storage. The attached 2-car garage is equipped with its own separate electrical panel (220-volt service) and heated which is ideal for hobbyists or workshop use. A 4-car concrete driveway by Pro Concrete provides ample parking. Additional highlights include an underground sprinkler system (2 shut off valves), a welcoming front porch, and a backyard patio with an electric awning for comfortable outdoor enjoyment. Located at the east end of the street is Little League Park, scenic trails that span from Queenston Rd west to King St right into Downtown Stoney Creek, Green Acres Public Pool, the Stoney Creek Tennis Club, , Eastgate Square, Fortino's Supermarket, and offering convenient access to the QEW and Red Hill Valley Parkway. Numerous updates have been completed over the past 10 years including furnace/AC/Hot Water Heater (2022) Front porch stairs & landing (2020), Windows (all but 3) - Jans Windows (2015), Roof - Cliffs Roofing (2017), Eaves and downspouts - Peter Van Egmond (2020). A fantastic opportunity in a well-established "olde town" Stoney Creek community offering space, functionality, and future potential. *Some photos virtually staged*

Key facts

Property type
Detached, 2-Storey
MLS®
X12827500
Bedrooms
3
Bathrooms
2
Size
1500-2000
Lot
50.01 × 149.83 ft
Cross streets
Irene Avenue
Parking
2 garage · 6 parking (attached)
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,947 / 2025
Days on market
140
Listing brokerage
KELLER WILLIAMS EDGE REALTY

Rooms

KitchenLower5.49 × 3.96 m

Eat-in Kitchen

Bedroom 4Second5.00 × 3.66 m
Dining RoomMain3.96 × 3.66 m
Bedroom 2Second5.18 × 4.88 m
RecreationBasement9.14 × 5.79 m
Cold Room/CantinaBasement0.00 × 0.00 m
Utility RoomBasement6.10 × 5.79 m
Living RoomMain5.49 × 3.96 m
LaundryBasement4.88 × 2.74 m
BedroomMain3.66 × 2.44 m
Bedroom 3Second3.35 × 3.05 m
Moe’s TakeTeam Asgarian · Broker
In line
$866Kest. value

Listed at $889,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $839K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $860K
  • Bedrooms −$30K
  • Adjusts to $830K

That comparable adjusts to $830K; the $866K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. CENTENNIAL at NEIL is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$830KGreat deal$1.02MOverpriced

Total price vs nearby homes. Fair value about $866K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Value driver
  • Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$741kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

232 BEDROCK Drive$850k448 STONE CHURCH Road$724k24 Baillie Street$650k

The 3 closest active listings nearby.

See all comparable homes
889kThis home850k724k650kThis home vs active comparables
Live market pulseActive comparables in Stoney Creek · median list $850K
$508this home / sqft
7active listings nearby
140days on market

This home lists 2% above the area average of $497/sqft.

138 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Stoney Creek, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

85/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: CENTENNIAL at NEIL, about 153 m away

20+ transit stops10 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Parkview
$500K
Homeside
$593K
Delta
$729K
Gibson
$670K
Rural Glanbrook
$1.03M

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,052/mo
$174KIncome needed
5.1×Price ÷ income
$935Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $4,052Property tax $496Total carry $4,547

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,795per month

Mortgage amount $711,200 · 4.14% over 25 years

$177,800Down payment (20.0%)
$711,200Loan before insurance
$0CMHC premium
$4,291Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,795
Property tax
$496
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,291

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,255
Estimated closing costs
$14,255

Plus your down payment of $177,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,610/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$427,368Total interest paid
$1,138,568Total of all payments
Principal $711,200 Interest $427,368
YearPrincipalInterestBalance
1$16,661$28,882$694,539
2$17,358$28,185$677,181
3$18,084$27,459$659,097
4$18,840$26,702$640,257
5$19,628$25,914$620,629
6$20,449$25,093$600,179
7$21,305$24,238$578,874
8$22,196$23,347$556,678
9$23,124$22,418$533,554
10$24,092$21,451$509,462
11$25,099$20,443$484,363
12$26,149$19,394$458,214
13$27,243$18,300$430,971
14$28,383$17,160$402,588
15$29,570$15,973$373,019
16$30,807$14,736$342,212
17$32,095$13,448$310,117
18$33,438$12,105$276,679
19$34,836$10,706$241,843
20$36,293$9,249$205,549
21$37,812$7,731$167,738
22$39,393$6,150$128,345
23$41,041$4,502$87,304
24$42,758$2,785$44,546
25$44,546$997$0

At the end of your 5-year term

Total paid over the term
$227,714
Principal paid down
$90,571
Interest paid
$137,142
Balance remaining
$620,629

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
3.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.3%
Gross yield
− Property tax $5,947− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,295

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS EDGE REALTY. MLS®/PropTx.

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