1113 Ridge Road, Hamilton, ON
Rural Stoney Creek, Hamilton · MLS® X12864274
About this home
A Once-In-A-Lifetime Country Estate Backing Onto the Niagara Escarpment.Opportunities like this are incredibly rare. Nestled on over 10 breathtaking acres in desirable Stoney Creek, this custom-built bungalow offers the perfect blend of privacy, natural beauty, and endless potential - all while being just minutes from city amenities.Imagine waking up every morning surrounded by rolling farmland, mature forest, and your very own private pond, with the majestic backdrop of the Niagara Escarpment right behind you. Enjoy spectacular sunsets, peaceful walks on your land, and the serenity that only true country living can provide.The home offers approximately 2,200 sq. ft. of bright, comfortable living space above grade, featuring a massive living room perfect for entertaining, a cozy den, three generously sized bedrooms, and two bathrooms, including a private ensuite in the primary bedroom. The layout provides plenty of room for family living with ample closet and storage space throughout.Downstairs, the semi-finished basement offers limitless possibilities - create a home theatre, additional living space, guest suite, gym, or anything your vision desires.For hobbyists, entrepreneurs, collectors, or anyone needing serious space, the property also features over 3,500 sq. ft. of workshop and outbuilding space - ideal for tools, equipment, vehicles, storage, or running your dream workspace.Whether you're looking for a private country retreat, hobby farm, or multi-use estate property, this incredible offering delivers space, privacy, and lifestyle that simply cannot be replicated.Properties like this rarely come to market. Don't miss your chance to own a truly special piece of Stoney Creek countryside.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- X12864274
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 2 (1 half)
- Size
- 2000-2500
- Lot
- 247.5 × 1760 ft
- Cross streets
- RIDGE RD & 8TH RD E
- Parking
- 2 garage · 10 parking (attached)
- Driveway
- Available, Circular Drive
- Basement
- Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Vinyl Siding, Brick Front
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,960 / 2025
- Days on market
- 130
- Listing brokerage
- RE/MAX MILLENNIUM REAL ESTATE
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, this is a more car-dependent spot, so buyers here typically drive. GLOVER at HIGHWAY 8 is about a 22-minute walk away. Worth weighing if transit access matters to you.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 6 active listings nearby.
See all comparable homes128 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Rural Stoney Creek, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
🚉 Nearest transit: GLOVER at HIGHWAY 8, about 1.8 km away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $2,080,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $11,100
- Property tax
- $497
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $11,596
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $51,475
- Estimated closing costs
- $51,475
Plus your down payment of $520,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $665,979
- Principal paid down
- $264,888
- Interest paid
- $401,091
- Balance remaining
- $1,815,112
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX MILLENNIUM REAL ESTATE. MLS®/PropTx.