1314-1 Jarvis Street, Hamilton, ON

Beasley, Hamilton · MLS® X12867498

$381,000
For Sale
Listed 129 days ago
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2Bedrooms
2Bathrooms
1Garage
600-699Sq Ft

About this home

Incredible Walking Score of 98 ! Clear view to Downtown Hamilton. Welcome to 1 Jarvis! This unit features 2Bedroom, 2 Full Bathrooms, Modern Kitchen with SS Fridge, Cooktop, Built In Oven, Built In Microwave, Full Size Dishwasher, In-Suite laundry all with gorgeous floor to ceiling windows that provide unobstructed views of downtown. Building amenities include: Concierge/Security, Gym, Lobby Lounge, Parcel Locker and Co-working Lounge. This condominium takes inspiration from its city's past with a brick podium and propels it into the future with a sleek, urban expression and future retail space at its base. A vibrant and bustling neighborhood that boats King William and James St entertainment districts and bustling food scene. Easy connections to Highway 403 and QEW lead you to Toronto and the rest of the GTA, while the Lincoln M. Alexander and Red Hill Valley Parkways offer easy travels within the city. !...GO Stations all within a short walk from home, such as West Harbor and Hamilton Station. The HSR bus stop is only a two-minute walk away with stops at McMaster University, Mohawk College, St Joseph and the General Hospitals and Sobi bikes can be found nestled in pockets around the community. Come see and feel what true turn key living really is.

Key facts

Property type
Condo Apartment, Apartment
MLS®
X12867498
Bedrooms
2
Bathrooms
2
Size
600-699
Cross streets
Jarvis St/King St E (HWY 8)
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete, Metal/Steel Siding
Maintenance
$537/mo
Exposure
North
Property tax
$4,027 / 2025
Days on market
129
Listing brokerage
ROYAL LEPAGE CERTIFIED REALTY
Moe’s TakeTeam Asgarian · Broker
In line
$449Kest. value

Listed at $381,000, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $429K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $449K
  • Adjusts to $449K

That comparable adjusts to $449K; the $449K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. KING at FERGUSON is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$381KGreat deal$449KOverpriced

Total price vs nearby homes. Fair value about $449K, median of 5 comparables.

Comparable listingsCurrently listed nearby in Beasley · asking prices
$450kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

805-1 Jarvis Street$449k1412-1 Jarvis Street$449k1220-212 King William Street$450k408-121 King Street$400k1016-212 King William Street$500k

The 5 closest active listings nearby.

See all comparable homes
381kThis home449k449k450k400k500kThis home vs active comparables
Live market pulseActive comparables in Beasley · median list $400K
$587this home / sqft
17active listings nearby
129days on market

This home lists 6% below the area average of $622/sqft.

114 days longer than the Hamilton average (15 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Beasley, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

84/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: KING at FERGUSON, about 88 m away

20+ transit stops12 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Corktown
$296K
Central
$390K
Durand
$400K
Strathcona
$525K
Ainslie Wood
$361K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,736/mo
$92KIncome needed
4.2×Price ÷ income
$401Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

67%mortgage
Mortgage $1,736Property tax $336Condo fee $537Total carry $2,609

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,627per month

Mortgage amount $304,800 · 4.14% over 25 years

$76,200Down payment (20.0%)
$304,800Loan before insurance
$0CMHC premium
$2,499Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,627
Property tax
$336
Condo / maintenance fees
$537
Heating
$0
Estimated monthly cost
$2,499

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,190
Estimated closing costs
$4,190

Plus your down payment of $76,200. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,976/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$183,158Total interest paid
$487,958Total of all payments
Principal $304,800 Interest $183,158
YearPrincipalInterestBalance
1$7,140$12,378$297,660
2$7,439$12,079$290,221
3$7,750$11,768$282,470
4$8,074$11,444$274,396
5$8,412$11,106$265,984
6$8,764$10,754$257,220
7$9,131$10,388$248,089
8$9,513$10,006$238,576
9$9,910$9,608$228,666
10$10,325$9,193$218,341
11$10,757$8,761$207,584
12$11,207$8,312$196,377
13$11,676$7,843$184,702
14$12,164$7,354$172,538
15$12,673$6,846$159,865
16$13,203$6,315$146,662
17$13,755$5,763$132,907
18$14,330$5,188$118,577
19$14,930$4,588$103,647
20$15,554$3,964$88,093
21$16,205$3,313$71,888
22$16,883$2,636$55,005
23$17,589$1,929$37,416
24$18,325$1,194$19,091
25$19,091$427$0

At the end of your 5-year term

Total paid over the term
$97,592
Principal paid down
$38,816
Interest paid
$58,775
Balance remaining
$265,984

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.5%
Gross yield
− Property tax $4,027− Condo fees $6,440− Insurance $600− Vacancy & upkeep $2,706Net operating income $10,827

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE CERTIFIED REALTY. MLS®/PropTx.

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