160 Picton Street, Hamilton, ON

North End, Hamilton · MLS® X12870394

$579,900
For Sale
Listed 128 days ago
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5Bedrooms
2Bathrooms
1Parking
1100-1500Sq Ft

About this home

Welcome to this Absolutely Stunning Fully Renovated From Top To Bottom***$$$$ Spent***Look No Further** Modern Kitchen with Extended Cabinets** Lots of Pot Lights & Upgraded Light Fixture**Stainless Steel Appliances*New 2 Full Washrooms**New Flooring**New Paint** New Doors**New Deck with private fenced back yard oasis **Perfect backdrop for kids to play, Summer Barbecues For Relaxation Or Entertaining*Oversized 159 Ft Deep Lot*Located In The Booming North End Of Hamilton. Thriving Family-Friendly Community Minutes Away From The West Harbor Go Station And Within Walking Distance To Bayfront Park** Separate entrance to finished basement with 2 rooms & Full washroom**Potential Rental Income**Property Offers Convenience & Easy Access To Transportation And Recreational Amenities**New High Eff Furnace & CAC **Move-in Ready home in a convenient neighbourhood**

Key facts

Property type
Detached, 2-Storey
MLS®
X12870394
Bedrooms
5 (3 + 2)
Bathrooms
2
Size
1100-1500
Lot
35.5 × 159 ft
Cross streets
North On John, East On Picton
Parking
1 parking
Basement
Separate Entrance, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Other
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,207 / 2025
Days on market
128
Listing brokerage
CAPITAL HILL REALTY INC.

Rooms

BedroomSecond3.10 × 2.90 m

Laminate

KitchenMain3.40 × 2.90 m

w/o to deck · stainless steel appl · backsplash

BedroomSecond3.00 × 2.80 m

Laminate

BathroomSecond2.70 × 2.90 m

4 pc bath · ceramic floor

Primary BedroomSecond4.10 × 3.40 m

Laminate

Dining RoomMain3.10 × 3.20 m

Laminate

RecreationBasement4.00 × 2.70 m

Laminate

Living RoomMain3.10 × 2.90 m

Laminate

Moe’s TakeTeam Asgarian · Broker
Below comparables
$654Kest. value

Listed at $579,900, this home is about 11% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Below comparable homes on total price, yet the price per square foot ($446/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

There were not many closely comparable homes right in North End, so I widened the search to the surrounding area.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $578K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $699K
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $654K

That comparable adjusts to $654K; the $654K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. WELLINGTON at MACAULAY is about a 4-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$580KGreat deal$654KOverpriced

Total price vs nearby homes. Fair value about $654K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Income potential
  • Value driver
  • Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$802kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

545 Mohawk Road$600k1509 Main Street$699k443 Eleventh Road$849k30 Carriagegate Drive$860k59 Forestview Drive$1000k

The 5 closest active listings nearby.

See all comparable homes
580kThis home600k699k849k860k1000kThis home vs active comparables
Live market pulseActive comparables in North End · median list $500K
$446this home / sqft
11active listings nearby
128days on market

This home lists 2% below the area average of $455/sqft.

126 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

North End, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

75/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: WELLINGTON at MACAULAY, about 306 m away

20+ transit stops7 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Gibson
$670K
Westdale
$1.39M
Delta
$729K
Homeside
$593K
Parkview
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,643/mo
$116KIncome needed
5.0×Price ÷ income
$610Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $2,643Property tax $351Total carry $2,994

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,476per month

Mortgage amount $463,920 · 4.14% over 25 years

$115,980Down payment (20.0%)
$463,920Loan before insurance
$0CMHC premium
$2,826Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,476
Property tax
$351
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,826

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,073
Estimated closing costs
$8,073

Plus your down payment of $115,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,007/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$278,775Total interest paid
$742,695Total of all payments
Principal $463,920 Interest $278,775
YearPrincipalInterestBalance
1$10,868$18,840$453,052
2$11,323$18,385$441,729
3$11,796$17,912$429,933
4$12,290$17,418$417,643
5$12,804$16,904$404,840
6$13,339$16,369$391,500
7$13,897$15,811$377,603
8$14,479$15,229$363,125
9$15,084$14,624$348,040
10$15,715$13,993$332,325
11$16,372$13,335$315,953
12$17,057$12,651$298,896
13$17,771$11,937$281,125
14$18,514$11,194$262,611
15$19,289$10,419$243,322
16$20,095$9,612$223,227
17$20,936$8,772$202,291
18$21,812$7,896$180,479
19$22,724$6,984$157,756
20$23,674$6,033$134,081
21$24,665$5,043$109,416
22$25,696$4,011$83,720
23$26,771$2,937$56,949
24$27,891$1,817$29,058
25$29,058$650$0

At the end of your 5-year term

Total paid over the term
$148,539
Principal paid down
$59,080
Interest paid
$89,459
Balance remaining
$404,840

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
3.3%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $4,207− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,957

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CAPITAL HILL REALTY INC.. MLS®/PropTx.

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