48 Seabreeze Crescent, Hamilton, ON
Lakeshore, Hamilton · MLS® X12881340
About this home
Welcome to this waterfront 48 Seabreeze Crescent in Hamilton - a beautifully fully renovated home located in a desirable, family-friendly neighborhood with a stunning water view of Lake Ontario. This thoughtfully updated property offers a perfect blend of modern style and everyday comfort. The home features a bright and spacious layout with elegant finishes throughout, a beautifully updated kitchen with ample cabinetry, and open living and dining areas filled with natural light. The generously sized bedrooms provide comfortable living space for the whole family. Step outside to enjoy the serene backyard where you can relax and take in the beautiful views of the water - a perfect setting for entertaining or unwinding after a long day. Conveniently located close to parks, schools, shopping, and major highways, this move-in ready home combines scenic surroundings with modern living. A rare opportunity to own a renovated home with breathtaking water views in Hamilton.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X12881340
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 3 (1 half)
- Size
- 2000-2500
- Lot
- 53.62 × 166 ft
- Cross streets
- North Service Rd/ Mc Neilly Rd
- Parking
- 4 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete, Stone
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,410 / 2026
- Days on market
- 127
- Listing brokerage
- CITYSCAPE REAL ESTATE LTD.
Rooms
laminate · large window · overlook water
large closet · large window · overlook water
laminate · w/o to deck · b/i appliances
laminate · closet · large window
laminate · large window · open concept
large window · laminate
laminate · w/o to deck · overlook water
Listed at $1,350,000, this home is about 18% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($600/sqft) is below the area, so you are paying for extra space rather than a premium.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.24M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.25M
- Bathrooms −$15K
- Adjusts to $1.23M
That comparable adjusts to $1.23M; the $1.15M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. At 1040 South Service is about a 5-minute walk away.
Total price vs nearby homes. Fair value about $1.15M, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 7 active listings nearby.
See all comparable homesThis home lists 11% below the area average of $672/sqft.
125 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Lakeshore, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: At 1040 South Service, about 429 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $1,080,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,763
- Property tax
- $618
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,381
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $23,475
- Estimated closing costs
- $23,475
Plus your down payment of $270,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $345,797
- Principal paid down
- $137,538
- Interest paid
- $208,259
- Balance remaining
- $942,462
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CITYSCAPE REAL ESTATE LTD.. MLS®/PropTx.