122-101 Shoreview Place, Hamilton, ON

Lakeshore, Hamilton · MLS® X12886154

$364,900
For Sale
Listed 123 days ago
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1Bedrooms
1Bathrooms
1Garage
600-699Sq Ft

About this home

Enjoy lakeside living in this spacious 1 bedroom plus den unit on ground floor with walk-out stone patio. A lovely and well-managed building with amenities for easy and comfortable living! Walk along the lakefront and enjoy the trails and the serenity that the outdoors brings to everday life. The kitchen has ample cabinets and large breakfast counter. Stylish living/dining room overlooks the patio.A large bedroom fits your king size bed! Features a must have Walk in closet! Ensuite laundry with newer high quality laundry machines. Luxe eng hardwood floors.Great main floor convenience means no waiting for elevators, easy pet exiting and parcel transfers from parking lot to your unit. Quiet location. Includes one underground parking, locker and handy bike storage available. Close to highway, shopping and GO. Rooftop garden, party room, gym.

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
X12886154
Bedrooms
1
Bathrooms
1
Size
600-699
Cross streets
North Service Rd/Millen
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick Veneer
Maintenance
$537/mo
Exposure
North East
Property tax
$3,966 / 2025
Days on market
123
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

KitchenGround2.43 × 2.31 m

Breakfast Bar

DenGround2.38 × 2.03 m
Primary BedroomGround3.65 × 2.97 m
Living RoomGround4.52 × 3.30 m

Overlook Patio

Moe’s TakeTeam Asgarian · Broker
Below the wider set
$402Kest. value

Listed at $364,900, this home is tracking about 9% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $518K, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $399K
  • Adjusts to $399K

That comparable adjusts to $399K; the $402K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. At 330 South Service is about a 3-minute walk away.

List price
$365KGreat deal$420KOverpriced

Total price vs nearby homes. Fair value about $402K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby in Lakeshore · asking prices
$418kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

221-600 North Service Road$399k1018-461 Green Road$420k606-600 North Service Road$435k

The 3 closest active listings nearby.

See all comparable homes
365kThis home399k420k435kThis home vs active comparables
Live market pulseActive comparables in Lakeshore · median list $420K
$562this home / sqft
7active listings nearby
123days on market

This home lists 12% below the area average of $637/sqft.

108 days longer than the Hamilton average (15 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Lakeshore, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

33/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: At 330 South Service, about 234 m away

20+ transit stops8 dining4 parks

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Riverdale
$300K
Stoney Creek
$491K
Vincent
$345K
Beasley
$319K
Corktown
$296K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,663/mo
$89KIncome needed
4.1×Price ÷ income
$384Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

66%mortgage
Mortgage $1,663Property tax $330Condo fee $537Total carry $2,531

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,558per month

Mortgage amount $291,920 · 4.14% over 25 years

$72,980Down payment (20.0%)
$291,920Loan before insurance
$0CMHC premium
$2,425Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,558
Property tax
$331
Condo / maintenance fees
$537
Heating
$0
Estimated monthly cost
$2,425

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$3,949
Estimated closing costs
$3,949

Plus your down payment of $72,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,892/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$175,418Total interest paid
$467,338Total of all payments
Principal $291,920 Interest $175,418
YearPrincipalInterestBalance
1$6,839$11,855$285,081
2$7,125$11,569$277,957
3$7,423$11,271$270,534
4$7,733$10,960$262,801
5$8,057$10,637$254,744
6$8,394$10,300$246,350
7$8,745$9,949$237,605
8$9,111$9,583$228,495
9$9,492$9,202$219,003
10$9,889$8,805$209,115
11$10,302$8,391$198,812
12$10,733$7,960$188,079
13$11,182$7,511$176,897
14$11,650$7,044$165,247
15$12,137$6,556$153,110
16$12,645$6,049$140,465
17$13,174$5,520$127,291
18$13,725$4,969$113,566
19$14,299$4,395$99,267
20$14,897$3,796$84,370
21$15,520$3,173$68,850
22$16,169$2,524$52,680
23$16,846$1,848$35,835
24$17,550$1,143$18,284
25$18,284$409$0

At the end of your 5-year term

Total paid over the term
$93,468
Principal paid down
$37,176
Interest paid
$56,292
Balance remaining
$254,744

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
3.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.7%
Gross yield
− Property tax $3,966− Condo fees $6,443− Insurance $600− Vacancy & upkeep $2,706Net operating income $10,885

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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