2 Envoy Boulevard, Hamilton, ON
Stoney Creek, Hamilton · MLS® X12889392
About this home
Welcome to this charming home nestled on a massive corner lot, offering exceptional exterior space and endless possibilities. This well-maintained property features 4 spacious bedrooms and 2 full bathrooms, providing plenty of room for family living and hosting guests. Parking is never a concern with a total of 8 spaces, including a two-car garage and a triple-wide driveway. The fully above-grade lower level offers a warm and inviting atmosphere with a cozy wood-burning fireplace, a guest bedroom, and a full washroom, along with a walkout to a spacious covered deck-perfect for entertaining year-round. The basement has been legally registered with the city as a basement apartment and features a separate walkout to the garden, with all spaces above ground, creating a bright and functional living space. Pot lights have been installed throughout the main and lower levels, adding a modern touch and enhancing the home's overall ambiance. The property is also thoughtfully configured with a ready-to-go second-floor laundry room, allowing each unit to have its own dedicated laundry area for maximum convenience and privacy. Currently rented, the legal basement apartment provides excellent rental income, making this property an ideal opportunity for both homeowners and investors looking for flexibility, functionality, and long-term value.
Key facts
- Property type
- Detached, Backsplit 4
- MLS®
- X12889392
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 2
- Size
- 1500-2000
- Lot
- 47.93 × 98.43 ft
- Cross streets
- Hwy 8 & Fruitland
- Parking
- 2 garage · 8 parking (attached)
- Driveway
- Private
- Basement
- Apartment, Finished with Walk-Out
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $4,603 / 2025
- Days on market
- 123
- Listing brokerage
- HOMELIFE/MIRACLE REALTY LTD
Rooms
hardwood floor · pot lights · combined w/dining
window · closet · laminate
5 Pc Bath
combined w/kitchen · w/o to garden · laminate
stainless steel appl · open concept · combined w/living
hardwood floor · combined w/living · pot lights
laminate · window · closet
closet · window · laminate
ceramic floor · stainless steel appl · large window
laminate · closet
Listed at $849,900, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 65 similar homes nearby, adjusted for size, beds, and baths.Median of 65 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $743K, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1000K
- Bathrooms −$30K
- Adjusts to $970K
That comparable adjusts to $970K; the $943K estimate above is the median of all 65 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. HIGHWAY 8 at ENVOY is about a 2-minute walk away.
Total price vs nearby homes. Fair value about $943K, median of 65 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Corner lot: more light and frontage, sometimes at the cost of privacy.
- Income potential
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 18% below the area average of $596/sqft.
121 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Stoney Creek, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: HIGHWAY 8 at ENVOY, about 127 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $679,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,628
- Property tax
- $384
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,012
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,473
- Estimated closing costs
- $13,473
Plus your down payment of $169,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $217,698
- Principal paid down
- $86,588
- Interest paid
- $131,110
- Balance remaining
- $593,332
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.