986 Highway 8, Hamilton, ON

Rural Flamborough, Hamilton · MLS® X12906882

$2,599,900
For Sale
Listed 118 days ago
6Bedrooms
6Bathrooms
3Garage · 11 parking
2500-3000Sq Ft

About this home

Indulge in elevated living, exceptional 2024 built estate offering over 5,500 sqft of exquisitely crafted space. An impressive 2,767 sqft per level, set on a private 2.37 acre lot with over 200 mature trees, backing onto forested conservation land. Designed with sophistication & scale, the open-concept interior showcases soaring 10' ceilings on the main level & 9' ceilings below, paired with expansive windows that flood the home with natural light. Stunning 7" engineered white oak flooring runs throughout, complemented by custom 8' solid core doors & exquisite trim work. 126 integrated pot lights provide a warm, ambient glow throughout the home. The show stopping chef's kitchen features floor-to-ceiling custom cabinetry, a statement center island, quartz countertops, built-in appliances, along with a walk in pantry that enhances both functionality. Four of the six generously appointed bedrooms offer private, spa-inspired ensuites, delivering exceptional comfort & privacy. The fully finished lower level mirrors the elegance & footprint of the main floor, creating a completely self-contained residence with a separate entrance & full in-law suite. Built with performance & efficiency in mind, the home features a 6-tonne heat pump system, supported by a 100,000 BTU furnace for optimal comfort during extreme temperatures. The 40' drilled well services the home, complete with UV filtration, water purifier & softener systems, along with a 9,000-litre, 3-chamber septic system with alarm for added peace of mind. A substantial 80,000 lb certified recycled asphalt driveway leads to the oversized 3-car garage with extra-high ceilings. Perfectly positioned between Rockton and Sheffield, this Luxury Certified residence is a rare offering-seamlessly blending modern design, advanced infrastructure, and the tranquility of nature.

Key facts

Property type
Detached, Bungalow
MLS®
X12906882
Bedrooms
6 (4 + 2)
Bathrooms
6 (2 half)
Size
2500-3000
Lot
200 × 620 ft
Cross streets
Highway 8 & 5th Concession
Parking
3 garage · 11 parking (attached)
Driveway
Private Triple
Basement
Apartment, Finished with Walk-Out, Separate Entrance, Walk-Up, Finished, Full
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air, Other
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$10,750 / 2025
Days on market
118
Listing brokerage
MICHAEL ST.JEAN REALTY INC.

Rooms

RecreationLower5.05 × 9.65 m
LaundryMain3.23 × 4.01 m
Family RoomMain5.13 × 4.83 m
BedroomMain4.09 × 5.11 m
BedroomLower3.84 × 5.28 m
KitchenLower3.99 × 4.62 m
BathroomMain2.08 × 1.73 m

2 Pc Bath

Living RoomMain4.09 × 3.71 m
BathroomMain3.20 × 4.34 m

5 Pc Ensuite

FoyerMain2.08 × 5.28 m
FoyerLower3.81 × 2.79 m
BathroomLower2.26 × 1.60 m

5 Pc Ensuite

BedroomLower4.39 × 5.08 m
KitchenMain3.81 × 4.83 m
Primary BedroomMain4.75 × 4.50 m
BathroomLower2.87 × 3.12 m

5 Pc Ensuite

PantryLower3.23 × 1.55 m
BathroomLower2.87 × 4.42 m

2 Pc Bath

Utility RoomLower3.25 × 4.19 m
BathroomMain3.20 × 3.10 m

2 Pc Bath

BreakfastMain3.81 × 2.82 m
BedroomLower4.57 × 4.17 m
Dining RoomMain4.39 × 5.11 m
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, this is a more car-dependent spot, so buyers here typically drive. Doyle Bloodstock Transportation is about a 11-minute walk away. Worth weighing if transit access matters to you.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Income potential
  • Value driver
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.82Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

327 Humphrey Street$1.45M39 Avanti Crescent$1.50M7 Arnhem Court$1.50M41 McNiven Road$1.25M1863 Shaver Road$3.38M

The 5 closest of 8 active listings nearby.

See all comparable homes
2.60MThis home1.45M1.50M1.50M1.25M3.38MThis home vs active comparables
Live market pulseActive comparables in Rural Flamborough · median list $1.95M
$945this home / sqft
10active listings nearby
118days on market

This home lists 37% above the area average of $689/sqft.

116 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rural Flamborough, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

11/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

🚉 Nearest transit: Doyle Bloodstock Transportation, about 888 m away

1 transit stops

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ancaster
$1.23M
Dundas
$1.05M
Westdale
$1.39M
Waterdown
$1.37M
Gibson
$670K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$11,849/mo
$482KIncome needed
5.4×Price ÷ income
$2,734Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $11,849Property tax $896Total carry $12,745

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$11,099per month

Mortgage amount $2,079,920 · 4.14% over 25 years

$519,980Down payment (20.0%)
$2,079,920Loan before insurance
$0CMHC premium
$11,995Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$11,099
Property tax
$896
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,995

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$51,473
Estimated closing costs
$51,473

Plus your down payment of $519,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$13,481/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,249,848Total interest paid
$3,329,768Total of all payments
Principal $2,079,920 Interest $1,249,848
YearPrincipalInterestBalance
1$48,725$84,465$2,031,195
2$50,763$82,427$1,980,431
3$52,887$80,304$1,927,544
4$55,099$78,092$1,872,445
5$57,404$75,787$1,815,042
6$59,805$73,386$1,755,237
7$62,306$70,884$1,692,931
8$64,913$68,278$1,628,018
9$67,628$65,563$1,560,390
10$70,456$62,734$1,489,934
11$73,404$59,787$1,416,530
12$76,474$56,717$1,340,056
13$79,673$53,518$1,260,384
14$83,005$50,185$1,177,378
15$86,477$46,713$1,090,901
16$90,095$43,096$1,000,806
17$93,863$39,328$906,943
18$97,789$35,402$809,154
19$101,880$31,311$707,275
20$106,141$27,050$601,134
21$110,581$22,610$490,553
22$115,206$17,985$375,347
23$120,025$13,166$255,322
24$125,046$8,145$130,276
25$130,276$2,915$0

At the end of your 5-year term

Total paid over the term
$665,954
Principal paid down
$264,878
Interest paid
$401,075
Balance remaining
$1,815,042

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
1.7%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.4%
Gross yield
− Property tax $10,750− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $43,920

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MICHAEL ST.JEAN REALTY INC.. MLS®/PropTx.

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