132 Chancery Drive, Hamilton, ON

Ancaster, Hamilton · MLS® X12911114

$3,470,000
For Sale
Listed 116 days ago
5Bedrooms
5Bathrooms
2Garage · 10 parking
3500-5000Sq Ft

About this home

Situated on a serene, tree-lined street, this remarkable five-bedroom home offers breathtaking views and exceptional privacy, backing directly onto the prestigious Hamilton Golf and Country Club. Surrounded by mature landscaping, the property blends timeless elegance with modern comfort. The main level features expansive principal rooms, including a dramatic family room with vaulted ceilings, skylights, custom millwork, and a striking fireplace. A gourmet kitchen with premium finishes flows seamlessly into a sun-filled solarium overlooking the professionally landscaped backyard, complete with a pool and outdoor entertaining spaces. Upstairs, the primary suite serves as a private retreat with a fireplace, walk-in closet, and spa-inspired six-piece ensuite. Additional bedrooms are generously sized, ideal for family and guests. The fully finished walk-out basement offers versatile space for recreation, entertaining, or multi-generational living, including additional living areas and a private retreat. Additional features include 200 amp electrical service and an EV charging plug in the garage, combining modern convenience with refined living. This exceptional home presents a rare opportunity to enjoy elegant design, comfort, and lifestyle in a coveted golf course setting. Luxury Certified.

Key facts

Property type
Detached, 2-Storey
MLS®
X12911114
Bedrooms
5 (4 + 1)
Bathrooms
5 (1 half)
Size
3500-5000
Lot
134.51 × 116.3 ft
Cross streets
Golf Links Road
Parking
2 garage · 10 parking (attached)
Driveway
Private Double
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$19,917 / 2025
Days on market
116
Listing brokerage
RE/MAX ESCARPMENT GOLFI REALTY INC.

Rooms

KitchenMain7.82 × 4.75 m
BathroomSecond0.00 × 0.00 m

4 Pc Bath

FoyerMain3.07 × 5.16 m
RecreationBasement8.74 × 2.08 m
Exercise RoomBasement6.45 × 4.01 m
BedroomSecond4.50 × 3.53 m
Family RoomMain4.50 × 4.37 m
BathroomBasement0.00 × 0.00 m

3 Pc Bath

Game RoomBasement8.46 × 4.32 m
BedroomSecond4.50 × 4.11 m
BathroomSecond0.00 × 0.00 m

4 Pc Bath

OfficeMain4.50 × 3.61 m
BedroomBasement7.42 × 4.27 m
SittingSecond3.38 × 5.16 m
BreakfastMain4.57 × 3.58 m
BathroomSecond0.00 × 0.00 m

5 Pc Bath

Living RoomMain4.90 × 7.98 m
BathroomMain0.00 × 0.00 m

2 Pc Bath

Dining RoomMain4.11 × 4.85 m
BedroomSecond4.09 × 4.55 m
Primary BedroomSecond7.87 × 6.45 m
LaundryMain3.17 × 3.33 m
Moe’s TakeTeam Asgarian · Broker
Above comparables
$2.71Mest. value

Listed at $3,470,000, this home is about 28% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $4.27M, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $2.65M
  • Adjusts to $2.65M

That comparable adjusts to $2.65M; the $2.71M estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. GOLF LINKS at MCNIVEN is about a 10-minute walk away.

List price
$2.65MGreat deal$3.47MOverpriced

Total price vs nearby homes. Fair value about $2.71M, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Walk-out basement: natural light and strong in-law or income potential.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Income potential
  • Value driver
  • Weigh carefully
  • Worth verifying
Comparable listingsCurrently listed nearby in Ancaster · asking prices
$2.86Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

211 Tollgate Drive$2.95M64 Ravina Crescent$2.95M11 Oakley Court$2.75M45 Peppertree Crescent$2.65M1067 Jerseyville Road$3.00M

The 5 closest of 8 active listings nearby.

See all comparable homes
3.47MThis home2.95M2.95M2.75M2.65M3.00MThis home vs active comparables
Live market pulseActive comparables in Ancaster · median list $2.50M
$816this home / sqft
21active listings nearby
116days on market

This home lists 38% above the area average of $593/sqft.

114 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Ancaster, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

36/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: GOLF LINKS at MCNIVEN, about 772 m away

20+ transit stops12 dining18 parks4 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Westdale
$1.39M
Dundas
$1.05M
Rural Glanbrook
$1.03M
Gibson
$670K
Delta
$729K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$15,815/mo
$659KIncome needed
5.3×Price ÷ income
$3,650Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $15,815Property tax $1,660Total carry $17,475

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$14,814per month

Mortgage amount $2,776,000 · 4.14% over 25 years

$694,000Down payment (20.0%)
$2,776,000Loan before insurance
$0CMHC premium
$16,474Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$14,814
Property tax
$1,660
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$16,474

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$73,225
Estimated closing costs
$73,225

Plus your down payment of $694,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$17,993/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,668,130Total interest paid
$4,444,130Total of all payments
Principal $2,776,000 Interest $1,668,130
YearPrincipalInterestBalance
1$65,032$112,733$2,710,968
2$67,752$110,013$2,643,216
3$70,586$107,179$2,572,629
4$73,539$104,226$2,499,091
5$76,615$101,150$2,422,476
6$79,819$97,946$2,342,656
7$83,158$94,607$2,259,498
8$86,637$91,129$2,172,861
9$90,260$87,505$2,082,601
10$94,036$83,729$1,988,565
11$97,969$79,796$1,890,596
12$102,067$75,698$1,788,529
13$106,337$71,429$1,682,192
14$110,784$66,981$1,571,408
15$115,418$62,347$1,455,989
16$120,246$57,519$1,335,743
17$125,276$52,489$1,210,467
18$130,516$47,249$1,079,951
19$135,975$41,790$943,976
20$141,663$36,102$802,313
21$147,588$30,177$654,725
22$153,762$24,003$500,963
23$160,193$17,572$340,769
24$166,894$10,871$173,875
25$173,875$3,890$0

At the end of your 5-year term

Total paid over the term
$888,826
Principal paid down
$353,524
Interest paid
$535,302
Balance remaining
$2,422,476

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
1.6%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.5%
Gross yield
− Property tax $19,917− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $57,181

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT GOLFI REALTY INC.. MLS®/PropTx.

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