2030 Governors Road, Hamilton, ON
Rural Ancaster, Hamilton · MLS® X12913842
About this home
Welcome to 2030 Governors Road, Copetown, ON- A fully remodeled, 4-Bed, 3-Bath retreat that seamlessly blends timeless country charm with a modern twist. This 2 storey, 2204 sq ft home is carpet-free with hardwood flooring throughout. On the main floor you will find an open concept Living-Kitchen-Dining Room with original exposed hand-hewn beams, custom fireplace, large island and sleek stainless steel appliances. Move into the games room complete with a second fireplace and sitting area. This main floor is ideal for both family time and entertaining company. The dedicated main floor office is perfect if you work from home. The flexible S2 zoning, may permit many live-work options for professionals, trades and entrepreneurs. On the second floor you will find an expansive master suite linked to a spacious walk-in closet and luxurious ensuite. The two backyard facing bedrooms both feature a walkout onto a large private balcony. Additionally a fourth roomy bedroom and a full bathroom completes the second floor space. A newly built, detached 2 car garage with a 100 Amp panel and epoxy floors provides for a variety of storage, workshop or home-based business opportunities. Step outside into your own nature escape complete with an enclosed garden, a relaxing firepit, patio and deck - perfect for unwinding or hosting friends and family. Two water options include both well and cistern. Wired camera security system installed. Just steps from public school bus pickup and drop-off, Copetown's General Store, the community center, Oak Hill Academy and a short drive to both McMaster University and Waterloo's Architecture Campus. This move in ready gem offers unmatched comfort in a rural setting. Discover why Copetown is playfully known as the 'Hub of the Universe'.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X12913842
- Bedrooms
- 4
- Bathrooms
- 3
- Size
- 2000-2500
- Lot
- 90.8 × 160.17 ft
- Cross streets
- HWY 52
- Parking
- 2 garage · 6 parking (detached)
- Basement
- Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding, Vinyl Siding
- Foundation
- Block, Stone, Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $5,535 / 2025
- Days on market
- 115
- Listing brokerage
- RIGHT AT HOME REALTY
Rooms
Combined w/Game
combined w/dining · beamed ceilings · california shutters
4 pc ensuite · double sink
Walk-In Closet(s)
4 Pc Bath
stainless steel appl · centre island
4 Pc Bath
Listed at $1,149,000, this home is about 9% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($511/sqft) is below the area, so you are paying for extra space rather than a premium.
There were not many closely comparable homes right in Rural Ancaster, so I widened the search to the surrounding area.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $812K, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.08M
- Adjusts to $1.08M
That comparable adjusts to $1.08M; the $1.05M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. JERSEYVILLE opposite SHAVER is about a 56-minute walk away. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $1.05M, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Primary suite: a key comfort and resale feature.
- Open-concept layout: modern, sought-after flow.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 7 active listings nearby.
See all comparable homes113 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Rural Ancaster, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
🚉 Nearest transit: JERSEYVILLE opposite SHAVER, about 4.5 km away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $919,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,905
- Property tax
- $461
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,366
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $19,455
- Estimated closing costs
- $19,455
Plus your down payment of $229,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $294,312
- Principal paid down
- $117,060
- Interest paid
- $177,251
- Balance remaining
- $802,140
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.