58 Whiterock Avenue, Hamilton, ON

Villages of Glancaster, Hamilton · MLS® X12916614

$1,099,000
For Sale
Listed 115 days ago
Request a showing
◎ Directions
4Bedrooms
4Bathrooms
2Garage · 4 parking
2500-3000Sq Ft

About this home

Welcome to this stunningly updated and immaculate residence in the outskirts of Ancaster, on a quiet dead-end street, offering approximately 3,500 sq. ft. of versatile living space across three finished levels. This home has been meticulously maintained, with nearly $59,000 in recent upgrades (2023-2024) that provide modern comfort and peace of mind. The main floor features a newly renovated kitchen (2024) with premium countertops and high-efficiency, one-year-old appliances, including a dishwasher and a range hood with an additional under-cabinet unit. The convenient main-floor laundry also boasts a one-year-old washer-and-dryer set. Relax in the bright living and dining rooms, or enjoy the outdoors from your screened porch and freshly painted deck. The upper level is ideal for family life, featuring a primary suite with a walk-in closet and private ensuite, two additional bedrooms, a dedicated office, and a large family room (18'4" x 10'11"). The entire house has Luxury Vinyl Plank floors, highly waterproof, resistant to scratches, dents and stains. The finished basement adds incredible value with a private gym and a secondary living area, perfect for a home theatre or play space. Key Updates Include: New Lennox Furnace (2023), New Windows (2023) and Sliding Door. Tesla Charger installed in the garage. Exposed aggregate walkway and, entrance steps, the new commercial retaining wall and the the upgraded fence.Water-efficient toilets and new LED fixtures throughout. Location & Community: Situated in a prime neighbourhood, you are a short walk to Kopperfield and Carpenter Parks, which offer playgrounds and sports courts. Excellent schools, including RA Riddell (PK-8) and Sir Allan MacNab (9-12), are conveniently located nearby. With easy access to the Hamilton GO Centre and local transit, this home perfectly blends suburban tranquillity with urban accessibility. Experience the perfect move-in-ready home at 58 Whiterock Avenue!

Key facts

Property type
Detached, 2-Storey
MLS®
X12916614
Bedrooms
4 (3 + 1)
Bathrooms
4 (2 half)
Size
2500-3000
Lot
39.37 × 109.91 ft
Cross streets
Garth Str & Twenty Rd West
Parking
2 garage · 4 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,659 / 2026
Days on market
115
Listing brokerage
RE/MAX REALTRON MARIUS MITROFAN GROUP

Rooms

Family RoomSecond5.59 × 3.33 m

Plank

Exercise RoomBasement5.64 × 4.95 m

Plank

Living RoomMain4.83 × 3.18 m

plank · open concept

Bedroom 2Second3.71 × 3.35 m

plank · closet

Utility RoomBasement5.72 × 3.12 m

Concrete Floor

OfficeSecond3.10 × 2.82 m

plank · overlooks frontyard

Primary BedroomSecond3.99 × 3.91 m

plank · walk-in closet(s) · 3 pc ensuite

KitchenMain6.58 × 5.26 m

ceramic floor · modern kitchen · centre island

Dining RoomMain4.83 × 3.45 m

plank · overlooks backyard

Bedroom 3Second3.71 × 3.45 m

plank · double closet

Powder RoomMain1.57 × 1.50 m

Ceramic Floor

LaundryMain2.69 × 1.50 m

ceramic floor · window

RecreationBasement4.09 × 3.56 m

plank · above grade window

FoyerMain2.74 × 2.59 m

ceramic floor · double closet · vaulted ceiling(s)

Moe’s TakeTeam Asgarian · Broker
Below comparables
$1.29Mest. value

Listed at $1,099,000, this home is about 15% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Villages of Glancaster, so I widened the search to the surrounding area.

Based on 16 similar homes nearby, adjusted for size, beds, and baths.Median of 16 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.01M, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.37M
  • Adjusts to $1.37M

That comparable adjusts to $1.37M; the $1.29M estimate above is the median of all 16 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. SISTER ELISABETH at SISTER VARGA is about a 13-minute walk away. Worth weighing if transit access matters to you.

List price
$1.10MGreat deal$1.36MOverpriced

Total price vs nearby homes. Fair value about $1.29M, median of 16 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Primary suite: a key comfort and resale feature.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.17Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

47 Winners Way$1.10M419 SPRINGBROOK Avenue$1.19M7 Kinsman Drive$1000k59 Renata Court$1.37M

The 4 closest active listings nearby.

See all comparable homes
1.10MThis home1.10M1.19M1000k1.37MThis home vs active comparables
Live market pulseActive comparables in Villages of Glancaster · median list $1.10M
$400this home / sqft
5active listings nearby
115days on market

This home lists 24% below the area average of $526/sqft.

113 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Villages of Glancaster, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

21/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

🚉 Nearest transit: SISTER ELISABETH at SISTER VARGA, about 1.1 km away

20+ transit stops1 dining4 parks1 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ancaster
$1.23M
Rural Glanbrook
$1.03M
Westdale
$1.39M
Gibson
$670K
Dundas
$1.05M

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,009/mo
$212KIncome needed
5.2×Price ÷ income
$1,156Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $5,009Property tax $555Total carry $5,564

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,692per month

Mortgage amount $879,200 · 4.14% over 25 years

$219,800Down payment (20.0%)
$879,200Loan before insurance
$0CMHC premium
$5,247Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,692
Property tax
$555
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,247

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,455
Estimated closing costs
$18,455

Plus your down payment of $219,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,699/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$528,321Total interest paid
$1,407,521Total of all payments
Principal $879,200 Interest $528,321
YearPrincipalInterestBalance
1$20,597$35,704$858,603
2$21,458$34,843$837,145
3$22,356$33,945$814,790
4$23,291$33,010$791,499
5$24,265$32,036$767,234
6$25,280$31,021$741,954
7$26,337$29,963$715,616
8$27,439$28,862$688,177
9$28,587$27,714$659,590
10$29,783$26,518$629,808
11$31,028$25,273$598,779
12$32,326$23,975$566,453
13$33,678$22,623$532,775
14$35,087$21,214$497,688
15$36,555$19,746$461,133
16$38,084$18,217$423,049
17$39,677$16,624$383,373
18$41,336$14,965$342,036
19$43,065$13,235$298,971
20$44,867$11,434$254,104
21$46,743$9,557$207,361
22$48,699$7,602$158,662
23$50,736$5,565$107,927
24$52,858$3,443$55,069
25$55,069$1,232$0

At the end of your 5-year term

Total paid over the term
$281,504
Principal paid down
$111,966
Interest paid
$169,538
Balance remaining
$767,234

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
4.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.7%
Gross yield
− Property tax $6,659− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $48,011

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON MARIUS MITROFAN GROUP. MLS®/PropTx.

CallRequest a showing