12 Roselle Place, Hamilton, ON
Stoney Creek, Hamilton · MLS® X12917230
About this home
A Rare Find. This Lovely Home on a Quiet Cul De Sac Tucked Under the Niagara Escarpment in a Beautiful Stoney Creek Pocket Delivers a 3 BED, 2 BATH Home + ATTACHED MAIN FLOOR ADDITION with a Great Sized Extra 1 BED, 1 BATH APARTMENT with Full Kitchen, Dining & Living Area & The Home Offers 3 Separate Entrances. A Real Unique Layout Ideal for Multi Family Living, Rental/Vacation or Guest Apartments, Endless Possibilities. Greeted by a Brick Elevation on Great Sized 50x110 Ft Lot with Large 16ft x 32ft Inground Heated Pool with a New Liner and full 8ft Deep end, a Complete Backyard Oasis, garden shed + LARGE Workshop/Cabana/Office. The MAIN HOME Delivers Main Floor Bedroom & 4Pc Bath a Bungalow Design Feature, Renovated Kitchen with Modern Cabinetry, SS Built In Appliances, Pot Lights, Granite Tops & Backsplash, Open to Living Room with Linear Fireplace Feature Wall + Upstairs Delivers Another PRIMARY BED with 2 PC Ensuite + 1 Large Other Bedroom Offering a Great Space & Layout to Make your Own. THE ADDITION APARTMENT: Features Own Front Separate Entrance, Open Kitchen & Dining Area, Large Windows, 4 PC Bath & Laundry Area + Primary Bed w/ W/O to Backyard & Pool Area. BASEMENT: Potential for another Apartment or Enjoy Open Concept Recreation Room w/ Kitchen Area & Gas Fireplace, Large Laundry Room & Great Storage Area. Truly Unique Space and Can Easily Remove Interior Door to Make it All One Space. **All in Mature & Desired Established Neighbourhood Near Great Schools, Parks, Trails, Major & Local Shops, Public Transit, Rec Centres, Major Malls, Quaint Downtown Stoney Creek & Easy Access to New GO Station, Major Hwy's, 20 Mins to Downtown Burlington/GO & More.**
Key facts
- Property type
- Detached, 1 1/2 Storey
- MLS®
- X12917230
- Bedrooms
- 4
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000
- Lot
- 50.1 × 110.19 ft
- Cross streets
- Wardrope - Trevor - Roselle
- Parking
- 4 parking
- Driveway
- Private Double
- Basement
- Finished, Full
- Kitchens
- 3 (2 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $5,880 / 2025
- Days on market
- 115
- Listing brokerage
- SAM MCDADI REAL ESTATE INC.
Rooms
Listed at $899,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $905K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $785K
- Bathrooms +$15K
- Adjusts to $800K
That comparable adjusts to $800K; the $917K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. KING at LAKE is about a 5-minute walk away.
Total price vs nearby homes. Fair value about $917K, median of 7 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Primary suite: a key comfort and resale feature.
- Income potential
- Value driver
- Weigh carefully
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 9% below the area average of $567/sqft.
113 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Stoney Creek, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: KING at LAKE, about 413 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $719,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,842
- Property tax
- $490
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,332
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,473
- Estimated closing costs
- $14,473
Plus your down payment of $179,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $230,506
- Principal paid down
- $91,682
- Interest paid
- $138,824
- Balance remaining
- $628,238
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAM MCDADI REAL ESTATE INC.. MLS®/PropTx.