5 Jaczenko Terrace, Hamilton, ON
Kennedy, Hamilton · MLS® X12920908
About this home
Welcome to St. Elizabeth Village, a gated 55+ community offering a peaceful and active lifestyle. This beautifully maintained 912 square foot bungalow provides comfortable one floor living with a bright and open layout. The home features one bedroom and one bathroom and is perfectly situated overlooking one of the Village's scenic ponds, offering a tranquil and private view. The kitchen is equipped with stainless steel appliances and a peninsula with seating, ideal for casual dining or entertaining. A solar tube brings in additional natural light, brightening the space that opens seamlessly into the dining and living room for an inviting and airy feel. Just a short walk from your front door are the Village's outstanding amenities including a heated indoor pool, fitness centre, saunas, hot tub and golf simulator. Creative residents will enjoy the woodworking and stained glass shops, while convenient on site services include a doctor's office, pharmacy and massage clinic. The Village is also only minutes away from grocery stores, restaurants and shopping, with public transportation available directly into the community. This home offers the perfect balance of comfort, convenience and community in a serene and welcoming setting. CONDO Fees Incl: Property taxes, water, and all exterior maintenance
Key facts
- Property type
- Condo Townhouse, Bungalow
- MLS®
- X12920908
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 900-999
- Cross streets
- Garth Street & Rymal Road West
- Parking
- 1 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Board & Batten
- Maintenance
- $657/mo
- Exposure
- North
- Days on market
- 114
- Listing brokerage
- RE/MAX ESCARPMENT REALTY INC.
Rooms
3 Pc Bath
Listed at $539,900, this home is about 16% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Kennedy, so I widened the search to the surrounding area.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $429K
- Adjusts to $429K
That comparable adjusts to $429K; the $464K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Sister Elizabeth at Pharmacy is about a 3-minute walk away.
Total price vs nearby homes. Fair value about $464K, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 19% above the area average of $478/sqft.
92 days longer than the Hamilton average (22 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Kennedy, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: Sister Elizabeth at Pharmacy, about 203 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $431,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,305
- Property tax
- $337
- Condo / maintenance fees
- $657
- Heating
- $0
- Estimated monthly cost
- $3,299
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $7,273
- Estimated closing costs
- $7,273
Plus your down payment of $107,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $138,293
- Principal paid down
- $55,005
- Interest paid
- $83,288
- Balance remaining
- $376,915
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.