18 Ecker Lane, Hamilton, ON

Binbrook, Hamilton · MLS® X12936650

$619,900
For Sale
Listed 109 days ago
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1Bedrooms
3Bathrooms
1Garage · 2 parking
1000-1199Sq Ft

About this home

Well maintained and very clean bungalow townhome in the Binbrook Heights adult-lifestyle community. The quiet, and low maintenance lifestyle is ideal for retirees or empty nesters. Practical and well designed main floor layout. Large kitchen with stainless steel appliances and attached dining area. Main floor laundry closet. Spacious living room area with gas fireplace and walk-out to backyard. Primary bedroom with private ensuite. Open concept finished basement with extra large rec room area with enough space and potential for multiple guest bedrooms. Well managed common areas and plenty of visitor parking. A short walk to the park and downtown Binbrook shopping. A short drive to upper Stoney Creek amenities.

Key facts

Property type
Condo Townhouse, Bungalow
MLS®
X12936650
Bedrooms
1
Bathrooms
3 (1 half)
Size
1000-1199
Cross streets
Fall Fair Way and Finton Lane
Parking
1 garage · 2 parking (attached)
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick Veneer, Vinyl Siding
Maintenance
$331/mo
Exposure
West
Property tax
$4,063 / 2026
Days on market
109
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.
Moe’s TakeTeam Asgarian · Broker
Above the wider set
$556Kest. value

Listed at $619,900, this home is tracking about 11% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 16 similar homes nearby, adjusted for size, beds, and baths.Median of 16 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $623K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $589K
  • Bedrooms −$30K
  • Bathrooms +$15K
  • Adjusts to $574K

That comparable adjusts to $574K; the $556K estimate above is the median of all 16 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. GLOVER at MAPLE LEAF is about a 68-minute walk away.

List price
$397KGreat deal$620KOverpriced

Total price vs nearby homes. Fair value about $556K, median of 16 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$668kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

50 Critzia Drive$555k74-98 Sunibel Drive$589k14 Ecker Lane$810k11-20 Kitty Murray Lane$720k

The 4 closest active listings nearby.

See all comparable homes
620kThis home555k589k810k720kThis home vs active comparables
Live market pulseActive comparables in Hamilton · median list $650K
$564this home / sqft
17active listings nearby
109days on market

This home lists 13% above the area average of $500/sqft.

87 days longer than the Hamilton average (22 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Binbrook, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

55/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: GLOVER at MAPLE LEAF, about 5.4 km away

1 grocery18 dining8 parks3 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stoney Creek Mountain
$556K
Broughton
$600K
Quinndale
$477K
Butler
$519K
Vincent
$425K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,825/mo
$129KIncome needed
4.8×Price ÷ income
$652Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

81%mortgage
Mortgage $2,825Property tax $339Condo fee $331Total carry $3,495

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,646per month

Mortgage amount $495,920 · 4.14% over 25 years

$123,980Down payment (20.0%)
$495,920Loan before insurance
$0CMHC premium
$3,316Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,646
Property tax
$339
Condo / maintenance fees
$331
Heating
$0
Estimated monthly cost
$3,316

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,873
Estimated closing costs
$8,873

Plus your down payment of $123,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,214/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$298,004Total interest paid
$793,924Total of all payments
Principal $495,920 Interest $298,004
YearPrincipalInterestBalance
1$11,618$20,139$484,302
2$12,104$19,653$472,199
3$12,610$19,147$459,589
4$13,137$18,620$446,451
5$13,687$18,070$432,764
6$14,259$17,498$418,505
7$14,856$16,901$403,649
8$15,477$16,280$388,172
9$16,125$15,632$372,047
10$16,799$14,958$355,248
11$17,502$14,255$337,746
12$18,234$13,523$319,513
13$18,997$12,760$300,516
14$19,791$11,966$280,725
15$20,619$11,138$260,106
16$21,481$10,276$238,625
17$22,380$9,377$216,245
18$23,316$8,441$192,928
19$24,291$7,466$168,637
20$25,307$6,450$143,330
21$26,366$5,391$116,964
22$27,469$4,288$89,495
23$28,618$3,139$60,877
24$29,815$1,942$31,062
25$31,062$695$0

At the end of your 5-year term

Total paid over the term
$158,785
Principal paid down
$63,156
Interest paid
$95,629
Balance remaining
$432,764

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
4.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.6%
Gross yield
− Property tax $4,063− Condo fees $3,974− Insurance $600− Vacancy & upkeep $4,488Net operating income $27,676

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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