110-200 Stinson Street, Hamilton, ON

Stinson, Hamilton · MLS® X12949168

$368,800
For Sale
Listed 106 days ago
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1Bedrooms
1Bathrooms
1Garage
900-999Sq Ft

About this home

Charming loft-style condo in the heart of Hamilton, set within a beautifully converted schoolhouse dating back to 1894 and rich in architectural character. This spacious open-concept one bedroom, one bathroom offers an ideal blend of historic charm and modern updates. Featuring soaring 10' ceilings, large windows that flood the space with natural light, and glazed ceramic exposed brick accents, this carpet-free unit exudes warmth and style. The designer kitchen is complete with a centre island, granite countertops and stainless steel appliances which flows seamlessly into the living area. A versatile additional flex space offers the opportunity for a home office, den, library or separate dining area. Additional highlights include in-suite laundry, a renovated four-piece bathroom and hardwood flooring throughout. Perfect for professionals, first-time buyers, or downsizers. Conveniently located just minutes from the city centre with easy access to highways, transit, and a wide range of amenities. Don't miss it!

Key facts

Property type
Condo Apartment, Apartment
MLS®
X12949168
Bedrooms
1
Bathrooms
1
Size
900-999
Cross streets
Wentworth/Stinson
Parking
1 garage (surface)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Brick, Stone
Maintenance
$551/mo
Exposure
North West
Property tax
$4,102 / 2025
Days on market
106
Listing brokerage
RE/MAX ABOUTOWNE REALTY CORP.

Rooms

KitchenMain3.96 × 4.88 m
FoyerMain2.56 × 1.53 m
Living RoomMain3.66 × 4.27 m
Primary BedroomMain3.35 × 4.57 m
DenMain2.74 × 2.74 m
Moe’s TakeTeam Asgarian · Broker
In line
$344Kest. value

Listed at $368,800, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Stinson, so I widened the search to the surrounding area.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $436K, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $389K
  • Size difference +$41K
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $385K

That comparable adjusts to $385K; the $344K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. STINSON at GRANT is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$331KGreat deal$385KOverpriced

Total price vs nearby homes. Fair value about $344K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$353kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

810-36 James Street$290k801-1966 Main Street$325kPH05-150 Main Street$389k314-135 James Street$320k204-966 Queenston Road$440k

The 5 closest of 8 active listings nearby.

See all comparable homes
369kThis home290k325k389k320k440kThis home vs active comparables
Live market pulseActive comparables in Stinson · median list $390K
$388this home / sqft
9active listings nearby
106days on market

This home lists 3% below the area average of $401/sqft.

91 days longer than the Hamilton average (15 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Stinson, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

81/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: STINSON at GRANT, about 77 m away

20+ transit stops6 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Beasley
$319K
Corktown
$296K
Durand
$400K
Central
$390K
Strathcona
$525K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,681/mo
$90KIncome needed
4.1×Price ÷ income
$388Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

65%mortgage
Mortgage $1,681Property tax $342Condo fee $551Total carry $2,574

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,574per month

Mortgage amount $295,040 · 4.14% over 25 years

$73,760Down payment (20.0%)
$295,040Loan before insurance
$0CMHC premium
$2,467Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,574
Property tax
$342
Condo / maintenance fees
$551
Heating
$0
Estimated monthly cost
$2,467

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,007
Estimated closing costs
$4,007

Plus your down payment of $73,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,912/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$177,293Total interest paid
$472,333Total of all payments
Principal $295,040 Interest $177,293
YearPrincipalInterestBalance
1$6,912$11,982$288,128
2$7,201$11,692$280,927
3$7,502$11,391$273,425
4$7,816$11,077$265,609
5$8,143$10,751$257,467
6$8,483$10,410$248,983
7$8,838$10,055$240,145
8$9,208$9,685$230,937
9$9,593$9,300$221,344
10$9,994$8,899$211,350
11$10,412$8,481$200,937
12$10,848$8,045$190,089
13$11,302$7,592$178,787
14$11,774$7,119$167,013
15$12,267$6,626$154,746
16$12,780$6,113$141,966
17$13,315$5,579$128,651
18$13,872$5,022$114,780
19$14,452$4,442$100,328
20$15,056$3,837$85,272
21$15,686$3,207$69,586
22$16,342$2,551$53,244
23$17,026$1,868$36,218
24$17,738$1,155$18,480
25$18,480$413$0

At the end of your 5-year term

Total paid over the term
$94,467
Principal paid down
$37,573
Interest paid
$56,893
Balance remaining
$257,467

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
5.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

9.9%
Gross yield
− Property tax $4,102− Condo fees $6,618− Insurance $600− Vacancy & upkeep $4,026Net operating income $21,254

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ABOUTOWNE REALTY CORP.. MLS®/PropTx.

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