814 Binkley Road, Hamilton, ON

Ancaster, Hamilton · MLS® X12957042

$5,695,000
For Sale
Listed 104 days ago
Request a showing
◎ Directions
8Bedrooms
6Bathrooms
4Garage · 54 parking
5,000Sq Ft

About this home

An extraordinary estate where luxury living meets the tranquility of nature. Set on 6.37 private acres directly across from Dundas Valley Conservation Area (over 40 km of hiking/cycling trails), this custom 8,075 sq. ft. bungaloft offers a rare opportunity to experience Muskoka-like serenity just minutes from Ancaster and Dundas. A long, tree-lined driveway leads to a secluded residence surrounded by mature forest, private trails, and a picturesque pond, creating a true year-round retreat. The backyard is a resort- inspired oasis featuring a stunning 20' x 35' mountain lake-style pool with waterfalls, expansive lounging areas, and a covered outdoor patio designed for effortless entertaining. Inside, timeless craftsmanship and scale define the home. Soaring 9-foot ceilings on all levels and a 14-foot coffered great room create an impressive yet inviting atmosphere. Rich finishes, solid maple doors, custom millwork, and a grand foyer elevate every space. The chef's kitchen is both functional and refined, equipped with premium appliances, custom cabinetry, a servery, and walk-in pantry, seamlessly connecting to the main living and dining areas. The main-floor primary suite offers a private retreat with a spa-inspired ensuite, oversized dressing room, and a secluded deck overlooking the grounds. Designed for long-term comfort, the home also features accessible main-level living. Upstairs, 3 spacious bedrooms, all with ensuite access provide comfort for family and guests, while a partially finished 600 sq. ft. loft space offers endless potential. The fully finished walk-out lower level (2023) functions as a self-contained living space, complete with a full kitchen, bedrooms, recreation areas, and separate access - ideal for extended family or multi- generational living. With geothermal heating & cooling, a whole-home generator, and exceptional efficiency, this home delivers both luxury and peace of mind. A rare offering where privacy, nature, and refined living converge.

Key facts

Property type
Detached, Bungaloft
MLS®
X12957042
Bedrooms
8 (5 + 3)
Bathrooms
6 (2 half)
Size
5,000 sq ft
Lot
518.89 × 520.34 ft
Cross streets
Mineral Springs or Governors Road
Parking
4 garage · 54 parking (attached)
Driveway
Private Triple
Basement
Finished with Walk-Out, Full, Finished, Separate Entrance, Walk-Up
Kitchens
3 (1 + 2)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Septic
Pool
Inground
Property tax
$18,255 / 2025
Days on market
104
Listing brokerage
ROYAL LEPAGE STATE REALTY

Rooms

KitchenMain7.09 × 5.87 m
BathroomMain0.00 × 0.00 m

2 Pc Bath

Living RoomMain8.03 × 6.40 m
OfficeMain3.63 × 4.83 m
FoyerMain3.15 × 3.78 m
Dining RoomMain4.22 × 4.88 m
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, this is a more car-dependent spot, so buyers here typically drive. JERSEYVILLE opposite SHAVER is about a 36-minute walk away. Worth weighing if transit access matters to you.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Value driver
  • Weigh carefully
  • Worth verifying
Comparable listingsCurrently listed nearby in Ancaster · asking prices
$3.24Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

656 HIGHVALLEY Road$2.59M126 McGregor Crescent$3.89M

The 2 closest active listings nearby.

See all comparable homes
5.70MThis home2.59M3.89MThis home vs active comparables
Live market pulseActive comparables in Ancaster · median list $2.59M
$1,139this home / sqft
6active listings nearby
104days on market

This home lists 27% above the area average of $898/sqft.

102 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Ancaster, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

🚉 Nearest transit: JERSEYVILLE opposite SHAVER, about 2.9 km away

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dundas
$1.05M
Westdale
$1.39M
Rural Flamborough
$1.15M
Gibson
$670K
Waterdown
$1.37M

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$25,956/mo
$1034KIncome needed
5.5×Price ÷ income
$5,990Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $25,956Property tax $1,521Total carry $27,477

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$24,313per month

Mortgage amount $4,556,000 · 4.14% over 25 years

$1,139,000Down payment (20.0%)
$4,556,000Loan before insurance
$0CMHC premium
$25,834Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$24,313
Property tax
$1,521
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$25,834

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$128,850
Estimated closing costs
$128,850

Plus your down payment of $1,139,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$29,530/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,737,752Total interest paid
$7,293,752Total of all payments
Principal $4,556,000 Interest $2,737,752
YearPrincipalInterestBalance
1$106,731$185,019$4,449,269
2$111,196$180,554$4,338,073
3$115,847$175,903$4,222,226
4$120,693$171,057$4,101,533
5$125,741$166,009$3,975,792
6$131,001$160,750$3,844,792
7$136,480$155,270$3,708,312
8$142,189$149,561$3,566,123
9$148,136$143,614$3,417,986
10$154,333$137,417$3,263,654
11$160,788$130,962$3,102,865
12$167,514$124,236$2,935,352
13$174,521$117,229$2,760,831
14$181,821$109,930$2,579,010
15$189,426$102,324$2,389,584
16$197,349$94,401$2,192,235
17$205,604$86,146$1,986,631
18$214,204$77,546$1,772,427
19$223,164$68,586$1,549,263
20$232,499$59,251$1,316,764
21$242,224$49,526$1,074,541
22$252,356$39,395$822,185
23$262,911$28,839$559,274
24$273,908$17,842$285,366
25$285,366$6,385$0

At the end of your 5-year term

Total paid over the term
$1,458,750
Principal paid down
$580,208
Interest paid
$878,543
Balance remaining
$3,975,792

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$10,500/mo
$126,000Gross annual rent
1.6%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $18,255− Insurance $1,400− Vacancy & upkeep $13,860Net operating income $92,485

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE STATE REALTY. MLS®/PropTx.

CallRequest a showing