215-397 King Street, Hamilton, ON

Dundas, Hamilton · MLS® X12957160

$1,995,000
For Sale
Listed 104 days ago
Request a showing
◎ Directions
2Bedrooms
2Bathrooms
2Garage
2250-2499Sq Ft

About this home

Stunning penthouse-inspired luxury at the District Lofts! Circa 1929, this boutique building was completely rebuilt in 2013 and offers just 44 unique residences. Unit 215 is one of the largest in the building, presenting a rare opportunity for the discerning buyer. An oversized double-car garage and private entrance create a true home-like feel without the exterior maintenance. Experience the grandeur of this loft-style, two-storey condo featuring a spectacular open-concept living space filled with natural light, soaring 17-ft ceilings, and a dramatic Restoration Hardware chandelier, all complemented by breathtaking views of Dundas Peak. The gourmet kitchen is both elegant and functional, showcasing extended-height cabinetry, high-end appliances, quartz countertops, and a large island with seating for six-perfect for entertaining. This residence offers two spacious bedrooms and two spa-like bathrooms with upgraded fixtures. Additional features include two private balconies, full-sized laundry, and extensive custom closet storage. Premium upgrades throughout include custom trim and millwork, Swarovski crystal hardware, and motorized blinds. The building features state-of-the-art in-floor radiant heating, and this unit includes a brand-new A/C system. Amenities at the Lofts include a fitness studio, a large exclusive locker, and a rooftop patio-ideal for entertaining or relaxing while enjoying the views and tranquil sounds of the nearby waterfall. Ideally located at the foot of Dundas Peak, just steps to the Bruce Trail, Webster's Falls, Dundas Valley Golf & Curling Club, and the historic downtown core, offering a vibrant mix of shops and restaurants.

Key facts

Property type
Condo Apartment, Loft
MLS®
X12957160
Bedrooms
2
Bathrooms
2
Size
2250-2499
Cross streets
Bond Street North
Parking
2 garage (detached)
Basement
None
Heating
Radiant
A/C
Wall Unit(s)
Exterior
Brick
Roof
Flat
Maintenance
$1,231/mo
Exposure
South
Property tax
$11,678 / 2025
Days on market
104
Listing brokerage
ROYAL LEPAGE STATE REALTY

Rooms

BathroomMain0.00 × 0.00 m

4 Pc Bath

BathroomSecond0.00 × 0.00 m

5 Pc Bath

BedroomMain3.33 × 4.50 m
Living RoomMain6.68 × 4.32 m
KitchenMain4.06 × 5.69 m
Dining RoomMain7.85 × 3.73 m
FoyerMain2.95 × 1.63 m
LaundrySecond0.00 × 0.00 m
BedroomSecond3.56 × 4.85 m
LoftSecond10.67 × 4.55 m
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. BOND at KING is about a 1-minute walk away.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Heated floors: comfort and a premium-finish signal.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Value driver
  • Lifestyle
  • Worth verifying
Live market pulseActive comparables in Dundas · median list $475K
$840this home / sqft
8active listings nearby
104days on market

89 days longer than the Hamilton average (15 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Dundas, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

45/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: BOND at KING, about 112 m away

20+ transit stops18 dining17 parks3 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ainslie Wood
$361K
Meadowlands
$535K
Strathcona
$525K
Central
$390K
Durand
$400K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$9,093/mo
$404KIncome needed
4.9×Price ÷ income
$2,098Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

80%mortgage
Mortgage $9,093Property tax $973Condo fee $1,231Total carry $11,296

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,517per month

Mortgage amount $1,596,000 · 4.14% over 25 years

$399,000Down payment (20.0%)
$1,596,000Loan before insurance
$0CMHC premium
$10,721Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,517
Property tax
$973
Condo / maintenance fees
$1,231
Heating
$0
Estimated monthly cost
$10,721

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$36,375
Estimated closing costs
$36,375

Plus your down payment of $399,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$10,345/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$959,055Total interest paid
$2,555,055Total of all payments
Principal $1,596,000 Interest $959,055
YearPrincipalInterestBalance
1$37,389$64,813$1,558,611
2$38,953$63,249$1,519,659
3$40,582$61,620$1,479,077
4$42,280$59,923$1,436,797
5$44,048$58,154$1,392,749
6$45,890$56,312$1,346,859
7$47,810$54,392$1,299,049
8$49,810$52,392$1,249,239
9$51,893$50,309$1,197,346
10$54,064$48,138$1,143,282
11$56,325$45,877$1,086,956
12$58,681$43,521$1,028,275
13$61,136$41,066$967,139
14$63,693$38,509$903,446
15$66,357$35,845$837,089
16$69,133$33,069$767,956
17$72,025$30,178$695,931
18$75,037$27,165$620,894
19$78,176$24,026$542,718
20$81,446$20,756$461,272
21$84,853$17,349$376,419
22$88,402$13,800$288,017
23$92,100$10,102$195,918
24$95,952$6,250$99,966
25$99,966$2,237$0

At the end of your 5-year term

Total paid over the term
$511,011
Principal paid down
$203,251
Interest paid
$307,760
Balance remaining
$1,392,749

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,650/mo
$91,800Gross annual rent
2.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $11,678− Condo fees $14,768− Insurance $600− Vacancy & upkeep $10,098Net operating income $54,656

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE STATE REALTY. MLS®/PropTx.

CallRequest a showing