49 Roselawn Avenue, Hamilton, ON

Ancaster, Hamilton · MLS® X12963398

$1,795,000
For Sale
Listed 101 days ago
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4Bedrooms
5Bathrooms
2Garage · 6 parking
3500-5000Sq Ft

About this home

Custom-Built Luxury Home by Zeina Homes TO BE BUILT Experience the pinnacle of modern living with this stunning 3,300 sq. ft. custom-built residence on a premium 50 x 120 lot in the highly sought-after community of Ancaster. Designed with elegance and functionality in mind, this 4-bedroom, 5-bathroom home features a double-car garage. The main floor boasts 9-foot ceilings, oversized windows that flood the space with natural light, and premium hardwood flooring throughout. A gourmet kitchen comes equipped with built-in, top-of-the-line appliances and designer finishes, perfect for both everyday living and entertaining. Upstairs, each bedroom offers its own ensuite, while the primary suite includes a luxurious spa-inspired bath. The basement provides endless potential for entertainment or relaxation, enhanced by elevator access. Located in one of Ancasters most prestigious areas, youll enjoy proximity to excellent schools, parks, shopping, and major highways. This is more than a home its a statement of style and sophistication.

Key facts

Property type
Detached, 2-Storey
MLS®
X12963398
Bedrooms
4
Bathrooms
5 (1 half)
Size
3500-5000
Lot
50 × 120 ft
Cross streets
Miller Dr
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Separate Entrance, Full, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$1 / 2025
Days on market
101
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

BreakfastGround5.06 × 2.90 m
Bedroom 2Second3.69 × 4.60 m

3 Pc Bath

Living RoomGround3.44 × 3.66 m
Great RoomGround5.06 × 4.91 m
Dining RoomGround3.47 × 4.39 m
Primary BedroomSecond5.49 × 5.06 m

5 Pc Bath

Moe’s TakeTeam Asgarian · Broker
Below comparables
$2.72Mest. value

Listed at $1,795,000, this home is about 34% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $0K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $2.65M
  • Bedrooms −$30K
  • Adjusts to $2.62M

That comparable adjusts to $2.62M; the $2.72M estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. FIDDLER'S GREEN at GARDEN is about a 2-minute walk away.

List price
$1.79MGreat deal$2.92MOverpriced

Total price vs nearby homes. Fair value about $2.72M, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Elevator: rare and valuable for accessibility and resale.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Ancaster · asking prices
$2.58Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

88 Southcreek Court$1.58M45 Peppertree Crescent$2.65M11 Oakley Court$2.75M64 Ravina Crescent$2.95M211 Tollgate Drive$2.95M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.79MThis home1.58M2.65M2.75M2.95M2.95MThis home vs active comparables
Live market pulseActive comparables in Ancaster · median list $2.65M
$422this home / sqft
17active listings nearby
101days on market

This home lists 32% below the area average of $625/sqft.

99 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Ancaster, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

34/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: FIDDLER'S GREEN at GARDEN, about 189 m away

20+ transit stops1 grocery8 dining7 parks

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Westdale
$1.39M
Dundas
$1.05M
Rural Glanbrook
$1.03M
Gibson
$670K
Delta
$729K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$8,181/mo
$311KIncome needed
5.8×Price ÷ income
$1,888Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

100%mortgage
Mortgage $8,181Property tax $0Total carry $8,181

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,663per month

Mortgage amount $1,436,000 · 4.14% over 25 years

$359,000Down payment (20.0%)
$1,436,000Loan before insurance
$0CMHC premium
$7,663Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,663
Property tax
$0
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,663

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$32,375
Estimated closing costs
$32,375

Plus your down payment of $359,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$9,307/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$862,909Total interest paid
$2,298,909Total of all payments
Principal $1,436,000 Interest $862,909
YearPrincipalInterestBalance
1$33,641$58,316$1,402,359
2$35,048$56,909$1,367,312
3$36,514$55,443$1,330,798
4$38,041$53,915$1,292,757
5$39,632$52,324$1,253,125
6$41,290$50,666$1,211,835
7$43,017$48,939$1,168,818
8$44,816$47,140$1,124,002
9$46,691$45,265$1,077,311
10$48,644$43,312$1,028,667
11$50,679$41,278$977,988
12$52,798$39,158$925,190
13$55,007$36,949$870,183
14$57,308$34,649$812,875
15$59,705$32,251$753,170
16$62,202$29,754$690,968
17$64,804$27,152$626,164
18$67,515$24,442$558,649
19$70,339$21,618$488,310
20$73,281$18,675$415,029
21$76,346$15,610$338,683
22$79,540$12,417$259,144
23$82,867$9,090$176,277
24$86,333$5,624$89,944
25$89,944$2,012$0

At the end of your 5-year term

Total paid over the term
$459,782
Principal paid down
$182,875
Interest paid
$276,907
Balance remaining
$1,253,125

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
4.3%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.9%
Gross yield
− Property tax $1− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $77,097

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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