25 Bannisdale Way, Hamilton, ON

Carlisle, Hamilton · MLS® X12969710

$1,098,000
For Sale
Listed 100 days ago
4Bedrooms
2Bathrooms
2Garage · 8 parking
1100-1500Sq Ft

About this home

Unlock the potential of this timeless well-proportioned raised bungalow on a stunning 100 x 200 ft mature private lot. Located in the sought-after community of Carlisle, known for its estate-style properties & small town charm, this home offers the perfect combination of privacy, tranquility, & convenience, a short walk to parks and recreation centre, and all within easy reach of major commuter routes & urban amenities. Lovingly maintained & updated by original owners, the heart of this home features a light filled, spacious custom kitchen with generous amounts of cabinetry and fabulous backyard views. Carpet free main level. Sliding glass door to the large tiered deck allows convenient access to take in the outdoor sunshine, or build a fabulous 4 season sunroom addition! The incredible backyard awaits your personal touch to curate and create endless entertaining memories. FRESHLY PAINTED throughout with BRAND NEW BROADLOOM in the lower level, this home offers a functional layout with a bright, light filled formal living room, sizeable primary bedroom with upgraded bathrooms featuring double under mount sinks, vanity with stone counter, wainscotting, crown moulding, skylight, seamless glass shower & additional separate 2-piece ensuite. 2 additional sizeable bedrooms complete the main level. The lower level expands the potential, featuring a spacious recreation room w/ fireplace, office/additional bedroom/flex space, laundry & workshop, well suited for a future media lounge, private guest suite, gym, or wine room. A cedar closet adds thoughtful storage with natural protection for seasonal items. Convenient separate entrance staircase to double garage with ample driveway (6) parking. Your future in beautiful Carlisle is calling! **Some photos are virtually staged**

Key facts

Property type
Detached, Bungalow-Raised
MLS®
X12969710
Bedrooms
4 (3 + 1)
Bathrooms
2 (1 half)
Size
1100-1500
Lot
100.07 × 200.14 ft
Cross streets
Carlisle Road and Flamborough Hills Drive
Parking
2 garage · 8 parking (attached)
Basement
Full, Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Other
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$7,270 / 2025
Days on market
100
Listing brokerage
RE/MAX ABOUTOWNE REALTY CORP.

Rooms

Bedroom 3Main3.89 × 3.07 m
Bedroom 2Main3.91 × 3.07 m
Dining RoomMain3.43 × 2.74 m
KitchenMain4.04 × 3.43 m
Primary BedroomMain4.24 × 3.81 m

2 pc ensuite · 4 pc ensuite

Living RoomMain4.85 × 4.17 m
BedroomLower4.62 × 3.66 m
RecreationLower7.72 × 3.66 m
Moe’s TakeTeam Asgarian · Broker
Above comparables
$819Kest. value

Listed at $1,098,000, this home is about 34% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Carlisle, so I widened the search to the surrounding area.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.11M, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $800K
  • Adjusts to $800K

That comparable adjusts to $800K; the $819K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. PARKSIDE at HAMILTON is about a 116-minute walk away. Worth weighing if transit access matters to you.

List price
$777KGreat deal$1.10MOverpriced

Total price vs nearby homes. Fair value about $819K, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Income potential
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$823kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

164 Hanover Place$800k96 Fielding Crescent$750k16 Downing Street$919k

The 3 closest active listings nearby.

See all comparable homes
1.10MThis home800k750k919kThis home vs active comparables
Live market pulseActive comparables in Carlisle · median list $1.85M
$845this home / sqft
10active listings nearby
100days on market

This home lists 16% above the area average of $727/sqft.

98 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Carlisle, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

21/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

🚉 Nearest transit: PARKSIDE at HAMILTON, about 9.3 km away

1 dining7 parks1 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Flamborough
$1.15M
Waterdown
$1.37M
Dundas
$1.05M
Westdale
$1.39M
Gibson
$670K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,004/mo
$214KIncome needed
5.1×Price ÷ income
$1,155Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $5,004Property tax $606Total carry $5,610

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,687per month

Mortgage amount $878,400 · 4.14% over 25 years

$219,600Down payment (20.0%)
$878,400Loan before insurance
$0CMHC premium
$5,293Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,687
Property tax
$606
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,293

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,435
Estimated closing costs
$18,435

Plus your down payment of $219,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,693/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$527,841Total interest paid
$1,406,241Total of all payments
Principal $878,400 Interest $527,841
YearPrincipalInterestBalance
1$20,578$35,672$857,822
2$21,439$34,811$836,383
3$22,335$33,914$814,048
4$23,270$32,980$790,779
5$24,243$32,007$766,536
6$25,257$30,993$741,279
7$26,313$29,936$714,965
8$27,414$28,836$687,551
9$28,561$27,689$658,990
10$29,755$26,494$629,235
11$31,000$25,250$598,235
12$32,297$23,953$565,938
13$33,648$22,602$532,290
14$35,055$21,194$497,235
15$36,521$19,728$460,714
16$38,049$18,201$422,664
17$39,641$16,609$383,024
18$41,299$14,951$341,725
19$43,026$13,223$298,699
20$44,826$11,424$253,873
21$46,701$9,549$207,172
22$48,654$7,595$158,518
23$50,689$5,560$107,828
24$52,810$3,440$55,019
25$55,019$1,231$0

At the end of your 5-year term

Total paid over the term
$281,248
Principal paid down
$111,864
Interest paid
$169,384
Balance remaining
$766,536

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.5%
Gross yield
− Property tax $7,270− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $15,894

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ABOUTOWNE REALTY CORP.. MLS®/PropTx.

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