2091 Concession 6 Road, Hamilton, ON

Rural Flamborough, Hamilton · MLS® X12982100

$749,900
For Sale
Listed 98 days ago
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3Bedrooms
1Bathrooms
3Garage · 23 parking
1500-2000Sq Ft

About this home

Nestled just outside of Cambridge in the desirable Flamborough area, this 0.64-acre property offers the perfect blend of space, privacy, and potential. This 3-bedroom, 1-bath home is ready for a new owner to make it their own. Enjoy the comfort of recent updates including a new furnace, windows, and doors, ensuring energy efficiency and peace of mind. Outside, you'll find a detached two-bay shop with high ceilings - ideal for hobbyists, mechanics, or anyone needing extra workspace or storage. Whether you're looking to renovate, expand, or simply enjoy country living with city convenience nearby, this property is a rare opportunity in a sought-after location.

Key facts

Property type
Detached, Bungalow-Raised
MLS®
X12982100
Bedrooms
3
Bathrooms
1
Size
1500-2000
Lot
100 × 280 ft
Cross streets
Hwy. 8
Parking
3 garage · 23 parking (detached)
Driveway
Private Double
Basement
Full, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Board & Batten
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$5,453 / 2025
Days on market
98
Listing brokerage
RE/MAX TWIN CITY REALTY INC.

Rooms

Living RoomMain4.34 × 6.71 m
Dining RoomMain3.40 × 6.86 m
BreakfastMain4.34 × 3.20 m
KitchenMain4.24 × 2.92 m
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, this is a more car-dependent spot, so buyers here typically drive. Doyle Bloodstock Transportation is about a 72-minute walk away. Worth weighing if transit access matters to you.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Value driver
  • Worth verifying
Comparable listingsCurrently listed nearby in Rural Flamborough · asking prices
$1.35Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

420 Concession 5 Road$1.10M1211 Old Highway 8 Highway$1.09M1602 6 Highway$1.85M

The 3 closest active listings nearby.

See all comparable homes
750kThis home1.10M1.09M1.85MThis home vs active comparables
Live market pulseActive comparables in Rural Flamborough · median list $1.55M
$429this home / sqft
36active listings nearby
98days on market

96 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rural Flamborough, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

🚉 Nearest transit: Doyle Bloodstock Transportation, about 5.8 km away

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ancaster
$1.23M
Dundas
$1.05M
Westdale
$1.39M
Waterdown
$1.37M
Gibson
$670K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,418/mo
$149KIncome needed
5.0×Price ÷ income
$789Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $3,418Property tax $454Total carry $3,872

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,201per month

Mortgage amount $599,920 · 4.14% over 25 years

$149,980Down payment (20.0%)
$599,920Loan before insurance
$0CMHC premium
$3,656Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,201
Property tax
$454
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,656

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,473
Estimated closing costs
$11,473

Plus your down payment of $149,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,888/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$360,499Total interest paid
$960,419Total of all payments
Principal $599,920 Interest $360,499
YearPrincipalInterestBalance
1$14,054$24,363$585,866
2$14,642$23,775$571,224
3$15,254$23,162$555,970
4$15,892$22,524$540,077
5$16,557$21,860$523,520
6$17,250$21,167$506,270
7$17,971$20,445$488,299
8$18,723$19,694$469,576
9$19,506$18,911$450,070
10$20,322$18,095$429,748
11$21,172$17,245$408,576
12$22,058$16,359$386,518
13$22,980$15,436$363,538
14$23,942$14,475$339,596
15$24,943$13,474$314,653
16$25,986$12,430$288,667
17$27,073$11,343$261,593
18$28,206$10,211$233,388
19$29,386$9,031$204,002
20$30,615$7,802$173,387
21$31,895$6,521$141,492
22$33,229$5,187$108,263
23$34,619$3,797$73,643
24$36,067$2,349$37,576
25$37,576$841$0

At the end of your 5-year term

Total paid over the term
$192,084
Principal paid down
$76,400
Interest paid
$115,684
Balance remaining
$523,520

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
3.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.0%
Gross yield
− Property tax $5,453− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,789

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX TWIN CITY REALTY INC.. MLS®/PropTx.

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