1002-15 Albright Road, Hamilton, ON

Vincent, Hamilton · MLS® X12986224

$349,900
For Sale
Listed 98 days ago
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3Bedrooms
1Bathrooms
1Parking
900-999Sq Ft

About this home

Welcome to this rare top-floor corner unit offering breathtaking panoramic views of Lake Ontario, the Toronto skyline, including the CN Tower, the Escarpment, and stunning sunrise vistas. This bright and spacious 3-bedroom suite features an open-concept layout filled with abundant natural light, creating a warm and inviting living space. The unit includes an updated kitchen with granite countertops, stainless steel appliances, and a movable island, along with a wheelchair-accessible bathroom featuring 36" doorways for added convenience. Step out onto the newly renovated balcony and enjoy uninterrupted views from one of the best vantage points in the building. Perfectly situated in a quiet, family-friendly neighbourhood nestled below the Escarpment, this home offers exceptional convenience, just minutes to the Red Hill Valley Parkway, approximately 20 minutes to downtown Hamilton, and only 5 minutes to Stoney Creek. You are also close to schools, McMaster University, shopping, grocery stores, recreation centres, urgent care, family physicians, and dental offices. Residents enjoy a full range of amenities, including a gym, sauna, outdoor saltwater pool, party room, children's playground, and basketball court. The building is well-maintained with recent updates, including a new roof, upgraded plumbing, and a new garbage chute, offering peace of mind. Additional features include a locker, parking, and condo fees covering heat and water. With enhanced security systems and a fire station nearby, this move-in-ready home offers both comfort and peace of mind, ideal for families, professionals, and commuters alike.

Key facts

Property type
Condo Apartment, Apartment
MLS®
X12986224
Bedrooms
3
Bathrooms
1
Size
900-999
Cross streets
Albion Rd and Quigly Rd
Parking
1 parking
Basement
None
Heating
Baseboard
A/C
Window Unit(s)
Exterior
Stucco (Plaster)
Maintenance
$815/mo
Exposure
North East
Property tax
$1,737 / 2026
Days on market
98
Listing brokerage
HOUSESIGMA INC.

Rooms

Bedroom 2Main4.83 × 2.46 m

Laminate

KitchenMain2.85 × 1.67 m

backsplash · stainless steel appl · breakfast bar

Primary BedroomMain4.84 × 3.06 m

large closet · large window · laminate

BathroomMain2.92 × 1.50 m

3 pc bath · tile floor

Bedroom 3Main3.85 × 3.06 m

Laminate

Dining RoomMain6.12 × 4.88 m

combined w/living · open concept · laminate

Living RoomMain6.12 × 4.88 m

combined w/dining · open concept · laminate

Moe’s TakeTeam Asgarian · Broker
Below comparables
$501Kest. value

Listed at $349,900, this home is about 30% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Vincent, so I widened the search to the surrounding area.

Based on 10 similar homes nearby, adjusted for size, beds, and baths.Median of 10 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $213K, lower than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $389K
  • Size difference +$51K
  • Bedrooms +$30K
  • Bathrooms −$15K
  • Adjusts to $455K

That comparable adjusts to $455K; the $501K estimate above is the median of all 10 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. QUIGLEY at ALBRIGHT is about a 1-minute walk away.

List price
$350KGreat deal$598KOverpriced

Total price vs nearby homes. Fair value about $501K, median of 10 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$402kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

336-10 Mallard Trail$535k801-1966 Main Street$325kPH05-150 Main Street$389k314-135 James Street$320k204-966 Queenston Road$440k

The 5 closest of 8 active listings nearby.

See all comparable homes
350kThis home535k325k389k320k440kThis home vs active comparables
Live market pulseActive comparables in Hamilton · median list $440K
$369this home / sqft
64active listings nearby
98days on market

This home lists 25% below the area average of $492/sqft.

83 days longer than the Hamilton average (15 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Vincent, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

59/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: QUIGLEY at ALBRIGHT, about 89 m away

20+ transit stops13 dining17 parks5 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stoney Creek
$491K
Riverdale
$300K
Lakeshore
$537K
Beasley
$319K
Corktown
$296K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,595/mo
$84KIncome needed
4.2×Price ÷ income
$368Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

62%mortgage
Mortgage $1,595Property tax $145Condo fee $815Total carry $2,554

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,494per month

Mortgage amount $279,920 · 4.14% over 25 years

$69,980Down payment (20.0%)
$279,920Loan before insurance
$0CMHC premium
$2,454Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,494
Property tax
$145
Condo / maintenance fees
$815
Heating
$0
Estimated monthly cost
$2,454

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$3,724
Estimated closing costs
$3,724

Plus your down payment of $69,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,814/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$168,207Total interest paid
$448,127Total of all payments
Principal $279,920 Interest $168,207
YearPrincipalInterestBalance
1$6,558$11,368$273,362
2$6,832$11,093$266,531
3$7,118$10,807$259,413
4$7,415$10,510$251,998
5$7,726$10,200$244,272
6$8,049$9,876$236,223
7$8,385$9,540$227,838
8$8,736$9,189$219,102
9$9,101$8,824$210,001
10$9,482$8,443$200,518
11$9,879$8,046$190,640
12$10,292$7,633$180,348
13$10,723$7,203$169,625
14$11,171$6,754$158,454
15$11,638$6,287$146,816
16$12,125$5,800$134,691
17$12,632$5,293$122,058
18$13,161$4,764$108,898
19$13,711$4,214$95,186
20$14,285$3,640$80,902
21$14,882$3,043$66,020
22$15,505$2,420$50,515
23$16,153$1,772$34,362
24$16,829$1,096$17,533
25$17,533$392$0

At the end of your 5-year term

Total paid over the term
$89,625
Principal paid down
$35,648
Interest paid
$53,978
Balance remaining
$244,272

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
5.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

10.5%
Gross yield
− Property tax $1,737− Condo fees $9,775− Insurance $600− Vacancy & upkeep $4,026Net operating income $20,462

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOUSESIGMA INC.. MLS®/PropTx.

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