209 Portage Lane, Hamilton, ON
Rural Glanbrook, Hamilton · MLS® X12992340
About this home
Welcome to this beautifully updated backsplit, nestled in the peaceful rural community of Mount Hope. Offering the perfect blend of charm, functionality, and modern updates, this home is designed for families seeking both comfort and convenience in a serene setting. The curb appeal shines with a freshly redone walkway, updated patio stone and driveway, professionally landscaped gardens, and mature trees that provide shade and character. A two-car garage with inside entry and parking for four vehicles ensures plenty of space for family and guests. Step inside to discover an inviting main floor featuring newer laminate flooring throughout (2023). The bright, open-concept living and dining area boasts vaulted ceilings, creating a spacious and airy feel. The renovated eat-in kitchen (2024) is a true showpiece, complete with quartz countertops & backsplash, and custom cabinetry. A cozy family room anchored by a newer LED electric fireplace is perfect for movie nights, while a convenient main-level bedroom and a stylish 3-piece bathroom (2023) make single-level living an option. Upstairs, the expansive primary suite offers a walk-in closet, joined by an additional well-sized bedroom. A renovated 4-piece bath (2024) completes this level. The fully finished lower level provides a large recreation room, ideal for a children's playroom, teen hangout, or home office. Outside, the fully fenced backyard is designed for family enjoyment, featuring a gazebo and a brand-new fence (2024). Whether hosting summer barbecues, watching kids play, or simply relaxing under the stars, this outdoor retreat has it all. Set in a welcoming community just minutes from highways, schools, parks, and amenities, this home is the perfect place to create lasting family memories.
Key facts
- Property type
- Detached, Backsplit 3
- MLS®
- X12992340
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1500-2000
- Lot
- 72.08 × 109.32 ft
- Cross streets
- Upper James St & Twenty Rd E
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private Double
- Basement
- Full, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,400 / 2025
- Days on market
- 95
- Listing brokerage
- ROYAL LEPAGE BURLOAK REAL ESTATE SERVICES
Rooms
4 Pc Bath
3 Pc Bath
Listed at $899,999, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 22 similar homes nearby, adjusted for size, beds, and baths.Median of 22 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.09M, higher than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $855K
- Bathrooms +$15K
- Adjusts to $870K
That comparable adjusts to $870K; the $860K estimate above is the median of all 22 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. UPPER JAMES at ALDERLEA is about a 8-minute walk away.
Total price vs nearby homes. Fair value about $860K, median of 22 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Primary suite: a key comfort and resale feature.
- Open-concept layout: modern, sought-after flow.
- Value driver
- Worth verifying
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 16% below the area average of $610/sqft.
93 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Rural Glanbrook, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: UPPER JAMES at ALDERLEA, about 678 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $719,999 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,842
- Property tax
- $533
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,376
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,475
- Estimated closing costs
- $14,475
Plus your down payment of $180,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $230,531
- Principal paid down
- $91,692
- Interest paid
- $138,839
- Balance remaining
- $628,307
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE BURLOAK REAL ESTATE SERVICES. MLS®/PropTx.