101 Mallard Trail, Hamilton, ON

Waterdown, Hamilton · MLS® X12993386

$874,900
For Sale
Listed 95 days ago
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4Bedrooms
4Bathrooms
1Garage · 2 parking
2250-2499Sq Ft

About this home

Welcome to 101 Mallard Trail - the perfect blend of style, space, and convenience in Waterdown's most sought after family-friendly neighbourhood. This rare end-unit townhome is the largest in the complex, offering an impressive 2,257 sq. ft. of thoughtfully designed living space, complete with 4 bedrooms, a den, and 3.5 bathrooms. Unlike any other unit, it boasts a covered front porch and two private balconies - perfect for enjoying morning coffee or evening sunsets. Step inside and be greeted by a versatile main level with 9' ceilings, featuring a large bedroom with its own full bathroom, a private den/office, convenient laundry, and direct garage access - ideal for multigenerational living or hosting overnight guests. Upstairs, the sun-filled second floor showcases an open-concept layout with oversized windows and sliding doors that fill the space with natural light. The chef-inspired kitchen is a showstopper with extended-height cabinetry, an oversized island, stainless steel appliances, and abundant storage. Overlooking both the dining and living areas, it's the perfect spot for entertaining. Two balconies extend your living space outdoors, creating seamless indoor-outdoor living. The upper level is a true retreat with a spacious primary suite featuring a walk-in closet and spa-like ensuite, plus two additional generous bedrooms and a full bathroom. All staircases have been upgraded to hardwood stairs with wrought iron pickets. Situated minutes from downtown Waterdown's charming shops and restaurants, scenic parks, and the Bruce Trail, this home is also just a short drive to Burlington, major highways (403 & 407), and the GO Station - making commuting effortless. This home isn't just a place to live - it's a lifestyle. Don't miss your chance to own one of the most desirable homes in this community.

Key facts

Property type
Condo Townhouse, 3-Storey
MLS®
X12993386
Bedrooms
4
Bathrooms
4 (1 half)
Size
2250-2499
Cross streets
Dundas St/Mallard Tr
Parking
1 garage · 2 parking (built-in)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Maintenance
$187/mo
Exposure
West
Property tax
$6,000 / 2025
Days on market
95
Listing brokerage
MICHAEL ST.JEAN REALTY INC.

Rooms

Living RoomSecond4.11 × 3.66 m
DenMain3.20 × 2.40 m
Dining RoomSecond3.00 × 7.16 m

w/o to deck · sliding doors

KitchenSecond3.00 × 3.66 m

centre island · stainless steel appl

Bedroom 2Third4.87 × 2.91 m

double closet · large window

Bedroom 3Third3.27 × 3.66 m

double closet · large window

Primary BedroomThird3.81 × 3.66 m

4 pc ensuite · walk-in closet(s)

Bedroom 4Main3.00 × 3.51 m

double closet · large window

Family RoomSecond6.20 × 4.26 m

w/o to deck · sliding doors

Moe’s TakeTeam Asgarian · Broker
Below comparables
$1.03Mest. value

Listed at $874,900, this home is about 15% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $855K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $755K
  • Size difference +$107K
  • Adjusts to $862K

That comparable adjusts to $862K; the $1.03M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. DUNDAS at BURKE is about a 11-minute walk away.

List price
$875KGreat deal$1.06MOverpriced

Total price vs nearby homes. Fair value about $1.03M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Lifestyle
Comparable listingsCurrently listed nearby in Waterdown · asking prices
$778kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

9-215 Dundas Street$860k7 Ridgeside Lane$755k14-215 Dundas Street$799k23-261 Skinner Road$729k9-122 Dundas Street$745k

The 5 closest active listings nearby.

See all comparable homes
875kThis home860k755k799k729k745kThis home vs active comparables
Live market pulseActive comparables in Waterdown · median list $755K
$368this home / sqft
5active listings nearby
95days on market

This home lists 12% below the area average of $419/sqft.

73 days longer than the Hamilton average (22 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterdown, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

45/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: DUNDAS at BURKE, about 850 m away

1 transit stops4 dining10 parks1 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dundas
$473K
Parkview
$540K
McQuesten
$530K
Meadowlands
$710K
Red Hill
$450K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,988/mo
$176KIncome needed
5.0×Price ÷ income
$920Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

85%mortgage
Mortgage $3,988Property tax $500Condo fee $187Total carry $4,675

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,735per month

Mortgage amount $699,920 · 4.14% over 25 years

$174,980Down payment (20.0%)
$699,920Loan before insurance
$0CMHC premium
$4,422Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,735
Property tax
$500
Condo / maintenance fees
$187
Heating
$0
Estimated monthly cost
$4,422

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,973
Estimated closing costs
$13,973

Plus your down payment of $174,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,537/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$420,590Total interest paid
$1,120,510Total of all payments
Principal $699,920 Interest $420,590
YearPrincipalInterestBalance
1$16,397$28,424$683,523
2$17,083$27,738$666,441
3$17,797$27,023$648,644
4$18,542$26,279$630,102
5$19,317$25,503$610,785
6$20,125$24,695$590,660
7$20,967$23,854$569,693
8$21,844$22,976$547,849
9$22,758$22,063$525,092
10$23,710$21,111$501,382
11$24,701$20,119$476,681
12$25,734$19,086$450,946
13$26,811$18,009$424,135
14$27,932$16,888$396,203
15$29,101$15,720$367,102
16$30,318$14,502$336,784
17$31,586$13,234$305,198
18$32,907$11,913$272,291
19$34,284$10,537$238,007
20$35,718$9,103$202,289
21$37,212$7,609$165,077
22$38,768$6,052$126,309
23$40,390$4,430$85,919
24$42,079$2,741$43,840
25$43,840$981$0

At the end of your 5-year term

Total paid over the term
$224,102
Principal paid down
$89,135
Interest paid
$134,967
Balance remaining
$610,785

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,650/mo
$91,800Gross annual rent
8.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

10.5%
Gross yield
− Property tax $6,000− Condo fees $2,247− Insurance $600− Vacancy & upkeep $10,098Net operating income $72,855

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MICHAEL ST.JEAN REALTY INC.. MLS®/PropTx.

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