5-97 Sunvale Place, Hamilton, ON
Lakeshore, Hamilton · MLS® X13016248
About this home
Step inside this beautiful two-storey Stoney Creek lakeside townhome and feel instantly at home. A spacious foyer leads into a stunning gourmet kitchen with granite countertops, custom cabinetry, and a handcrafted hood vent, flowing effortlessly into the dining and living areas. The cozy fireplace and large windows create a warm, inviting space, while sliding doors open to a deck with breathtaking, unobstructed views of Lake Ontario-perfect for morning coffee or unwinding at sunset. Upstairs, you'll find generously sized bedrooms, including a serene primary suite with a spa-like ensuite featuring a deep soaker tub, walk-in shower, and elegant finishes. Convenient bedroom-level laundry adds everyday ease. The walkout lower level offers a bright family room that opens to a lakeside patio, ideal for entertaining or relaxing by the outdoor fireplace as you take in the views. With plenty of space to enjoy the outdoors, this home truly embraces waterfront living in every season. All this just minutes to QEW access, shopping, and everyday amenities. A rare opportunity to enjoy peaceful lakeside living on Lake Ontario. RSA.
Key facts
- Property type
- Condo Townhouse, 2-Storey
- MLS®
- X13016248
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 3000-3249
- Cross streets
- Stoney Creek North Service Road to Waterford Crescent
- Parking
- 2 garage · 4 parking (attached)
- Basement
- Finished with Walk-Out, Full, Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stucco (Plaster)
- Roof
- Asphalt Shingle
- Maintenance
- $550/mo
- Exposure
- North West
- Property tax
- $10,629 / 2025
- Days on market
- 90
- Listing brokerage
- RE/MAX ESCARPMENT REALTY INC.
Rooms
Tile Floor
Combined w/Dining
This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.
Ask Moe if this price is fairOn location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. SOUTH SERVICE at JONES is about a 10-minute walk away.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Primary suite: a key comfort and resale feature.
- Value driver
- Lifestyle
This home lists 2% above the area average of $535/sqft.
68 days longer than the Hamilton average (22 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Lakeshore, Hamilton, ON
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Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: SOUTH SERVICE at JONES, about 760 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,359,999 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,257
- Property tax
- $886
- Condo / maintenance fees
- $550
- Heating
- $0
- Estimated monthly cost
- $8,693
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $30,475
- Estimated closing costs
- $30,475
Plus your down payment of $340,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $435,448
- Principal paid down
- $173,196
- Interest paid
- $262,251
- Balance remaining
- $1,186,803
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.