405-2782 Barton Street, Hamilton, ON

Riverdale, Hamilton · MLS® X13026500

$349,990
For Sale
Listed 87 days ago
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1Bedrooms
1Bathrooms
1Garage
500-599Sq Ft

About this home

Beautiful luxurious 1 bed 1 bath condo with Modern Design having Smart Home Technology. AllStainless Steel Appliances in the kitchen having Smooth Ceiling throughout.Building Amenitiesincludes outdoor BBQ area, Fully Equipped Fitness Cetre and Party Room with Kitchen. The Primelocation gice access to shopping, dining, transits, schools and highways.

Key facts

Property type
Condo Apartment, Apartment
MLS®
X13026500
Bedrooms
1
Bathrooms
1
Size
500-599
Cross streets
Garys Rd & Barton St
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$370/mo
Exposure
North
Days on market
87
Listing brokerage
CENTURY 21 PROPERTY ZONE REALTY INC.

Rooms

KitchenFlat0.00 × 0.00 m
Primary BedroomFlat0.00 × 0.00 m
BathroomFlat0.00 × 0.00 m
Moe’s TakeTeam Asgarian · Broker
In line
$319Kest. value

Listed at $349,990, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Riverdale, so I widened the search to the surrounding area.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $420K
  • Adjusts to $420K

That comparable adjusts to $420K; the $319K estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. BARTON opposite BELL MANOR is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$300KGreat deal$359KOverpriced

Total price vs nearby homes. Fair value about $319K, median of 9 comparables.

Comparable listingsCurrently listed nearby · asking prices
$323kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

603-81 Robinson Street$359k823-212 King William Street$330k608-212 King William Street$319k605-90 Charlton Avenue$309k922-1 Jarvis Street$300k

The 5 closest of 8 active listings nearby.

See all comparable homes
350kThis home359k330k319k309k300kThis home vs active comparables
Live market pulseActive comparables in Riverdale · median list $320K
$637this home / sqft
13active listings nearby
87days on market

This home lists 9% above the area average of $586/sqft.

72 days longer than the Hamilton average (15 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Riverdale, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

85/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: BARTON opposite BELL MANOR, about 61 m away

20+ transit stops8 grocery20+ dining10 parks16 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stoney Creek
$491K
Lakeshore
$537K
Vincent
$345K
Beasley
$319K
Corktown
$296K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,595/mo
$79KIncome needed
4.4×Price ÷ income
$368Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $1,595Property tax $219Condo fee $370Total carry $2,184

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,494per month

Mortgage amount $279,992 · 4.14% over 25 years

$69,998Down payment (20.0%)
$279,992Loan before insurance
$0CMHC premium
$2,083Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,494
Property tax
$219
Condo / maintenance fees
$370
Heating
$0
Estimated monthly cost
$2,083

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$3,725
Estimated closing costs
$3,725

Plus your down payment of $69,998. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,815/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$168,250Total interest paid
$448,242Total of all payments
Principal $279,992 Interest $168,250
YearPrincipalInterestBalance
1$6,559$11,370$273,433
2$6,834$11,096$266,599
3$7,119$10,810$259,480
4$7,417$10,512$252,062
5$7,727$10,202$244,335
6$8,051$9,879$236,284
7$8,387$9,542$227,897
8$8,738$9,191$219,158
9$9,104$8,826$210,055
10$9,485$8,445$200,570
11$9,881$8,048$190,689
12$10,295$7,635$180,394
13$10,725$7,204$169,669
14$11,174$6,756$158,495
15$11,641$6,288$146,853
16$12,128$5,801$134,725
17$12,636$5,294$122,090
18$13,164$4,766$108,926
19$13,715$4,215$95,211
20$14,288$3,641$80,923
21$14,886$3,044$66,037
22$15,509$2,421$50,528
23$16,157$1,772$34,371
24$16,833$1,096$17,537
25$17,537$392$0

At the end of your 5-year term

Total paid over the term
$89,648
Principal paid down
$35,657
Interest paid
$53,991
Balance remaining
$244,335

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
3.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.8%
Gross yield
− Property tax $2,450− Condo fees $4,437− Insurance $600− Vacancy & upkeep $2,244Net operating income $10,669

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 PROPERTY ZONE REALTY INC.. MLS®/PropTx.

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